BNI Merchant
App Store · PT. BANK NEGARA INDONESIA (PERSERO) TBK.

Is BNI Merchant Safe for Kids?

Generally Suitable for Families
4+
official age rating
Finance
category

Age rating is set by App Store, not by Unstar. This page explains it and adds what parents report in reviews. Not affiliated with PT. BANK NEGARA INDONESIA (PERSERO) TBK..

What BNI Merchant's age rating means

BNI Merchant holds a family-friendly 4+ rating on the App Store. It is broadly appropriate, but a low age rating does not remove every risk: check whether it has chat, ads, or in-app purchases below.

What parents and users report about BNI Merchant

Users frequently report technical issues with the BNI Merchant app, including server errors, login problems, and sudden crashes during registration or transactions. Many complain about missing or delayed payments, with funds not appearing in their accounts despite successful customer transactions. The app also lacks reliable features like password reset, biometric login, and notifications for incoming payments.

Frequent server errors and crashesPayments not reaching accountCannot reset password or use biometrics

Summarized from 40 recent 1-3 star reviews. These are user reports, not verified claims.

How to keep your child safe with BNI Merchant

iPhone (Screen Time)

Settings, Screen Time, Content & Privacy Restrictions. Set an age limit for apps, require Ask to Buy for purchases, and restrict or remove BNI Merchant if it is above your child's age.

Android (Family Link)

Use Google Family Link to approve installs, set a Play Store content rating limit, require purchase approval, and block or uninstall BNI Merchant on your child's device.

BNI Merchant for kids: frequently asked questions

Is BNI Merchant safe for kids?

BNI Merchant carries a family-friendly official rating (4+) on the App Store. That makes it broadly suitable, but even family-rated apps can include chat, ads, or in-app purchases, so check the factors below.

What age rating does BNI Merchant have?

The App Store rates BNI Merchant as 4+. This is the store's own content rating, set from the app's features and content, not our opinion. Use it as the starting point for whether it fits your child's age.

Can my child use BNI Merchant safely?

If you decide to allow it, use device parental controls: Screen Time and Content & Privacy Restrictions on iPhone, or Family Link and Play Store parental controls on Android. Turn on purchase approval, set age-appropriate content limits, and keep the account under your family group so you can see activity.

How do I block or remove BNI Merchant from my child's phone?

On iPhone, open Settings, Screen Time, Content & Privacy Restrictions, then restrict or delete the app and block reinstalling it. On Android, open Family Link, select your child, find BNI Merchant and block or uninstall it. You can also set a store age limit so apps above your child's age cannot be installed.

Read the full review breakdown for BNI Merchant
Every 1-3 star review, grouped by complaint, with filters and search.
See all reviews