๐Ÿ‡ฎ๐Ÿ‡ฉBest Finance Apps in Indonesia

Top-rated finance apps in Indonesia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1Kredivo - Paylater & Loans
Kredivo - Paylater & LoansFinAccel Pte Ltd
โ˜… 4.8<0.1%
2wondr by BNI
wondr by BNIPT. BANK NEGARA INDONESIA (PERSERO) TBK.
โ˜… 4.9<0.1%
3AdaKami-Pinjaman Uang Online
AdaKami-Pinjaman Uang OnlinePEMBIAYAAN DIGITAL INDONESIA, PT
โ˜… 4.5<0.1%
4BRImo BRI
BRImo BRIPT. Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.7<0.1%
5Adapundi-Pinjaman Dana Cepat
Adapundi-Pinjaman Dana CepatPT. Info Tekno Siaga
โ˜… 4.8<0.1%
6Easycash - Pinjam uang online
Easycash - Pinjam uang onlinePT. INDONESIA FINTOPIA TECHNOLOGY
โ˜… 4.4<0.1%
7Indodana - Paylater & Pinjaman
Indodana - Paylater & PinjamanPT Indodana Multi Finance
โ˜… 4.6<0.1%
8Danaku - Pinjaman Cepat & Aman
Danaku - Pinjaman Cepat & AmanPT. TRUST TEKNOLOGI FINANSIAL
โ˜… 4.9<0.1%
9OVO
OVOVisionet Internasional, Pt
โ˜… 4.0<0.1%
10Bank Jago/Jago Syariah
Bank Jago/Jago SyariahBank Artos
โ˜… 4.8<0.1%
11Rupiah Cepat-Pinjaman Dana
Rupiah Cepat-Pinjaman DanaKREDIT UTAMA FINTECH INDONESIA, PT
โ˜… 4.4<0.1%
12Yup - VISA & Credit 0%*
Yup - VISA & Credit 0%*PT. FINTURE TECH INDONESIA
โ˜… 4.7<0.1%
13Tring! by Pegadaian
Tring! by PegadaianPEGADAIAN (PERSERO), PT
โ˜… 4.2<0.1%
14SeaBank
SeaBankSeaBank Indonesia
โ˜… 5.0<0.1%
15Kredivo - Paylater & Pinjaman
Kredivo - Paylater & PinjamanPT Kredivo Finance Indonesia
โ˜… 4.7<0.1%
16DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaPT Espay Debit Indonesia Koe
โ˜… 4.5<0.1%
17JMO (Jamsostek Mobile)
JMO (Jamsostek Mobile)BPJS Ketenagakerjaan Official
โ˜… 4.7<0.1%
18Adapundi-Pinjaman Dana Cepat
Adapundi-Pinjaman Dana CepatPT. Info Tekno Siaga
โ˜… 4.8<0.1%
19Easycash - Pinjaman Daring
Easycash - Pinjaman DaringPT. Indonesia Fintopia Technology
โ˜… 4.6<0.1%
20FinPlus - Pinjaman Uang Online
FinPlus - Pinjaman Uang OnlinePT. Rezeki Bersama Teknologi
โ˜… 4.8<0.1%
21BRImo
BRImoPT Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.4<0.1%
22GoPay: Transfer, Bayar, QRIS
GoPay: Transfer, Bayar, QRISPT. GoTo Gojek Tokopedia Tbk
โ˜… 4.7<0.1%
23ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.7<0.1%
24Rupiah Cepat - Pinjaman Dana
Rupiah Cepat - Pinjaman DanaPT KreditUtamaFintechIndonesia
โ˜… 4.5<0.1%
25KrediOne-Pinjaman Daring
KrediOne-Pinjaman DaringPT. Inovasi Terdepan Nusantara
โ˜… 4.6<0.1%
26DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaESPAY DEBIT INDONESIA KOE, PT
โ˜… 4.8<0.1%
27wondr by BNI
wondr by BNIPT Bank Negara Indonesia (Persero) Tbk.
โ˜… 4.9<0.1%
28SeaBank
SeaBankPT.Bank Seabank Indonesia
โ˜… 4.9<0.1%
29ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.90.1%
30Yup - VISA & Credit 0%*
Yup - VISA & Credit 0%*PT FINTURE TECH INDONESIA
โ˜… 4.70.3%

Finance Apps in Indonesia: What to Look For

Finance apps that perform well in Indonesia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Indonesia users with at least 1,000 ratings, which means real users in Indonesia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Indonesia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Indonesia performance drop down the list, and locally loved apps surface where they belong.