How to Cancel BNI SMS Banking and Get a Refund
BNI SMS Banking subscriptions are billed through Apple or Google, not inside the app, so you cancel them in your store settings. Below are the steps for both iPhone and Android, how to request a refund, and what users report about BNI SMS Banking billing.
Cancel BNI SMS Banking on iPhone (iOS)
- 1Open the Settings app on your iPhone or iPad.
- 2Tap your name at the top of the screen to open your Apple ID.
- 3Tap Subscriptions to see every app that bills you through Apple.
- 4Find BNI SMS Banking in the list and tap it. If it is not there, you may have subscribed through the app itself or a different Apple ID.
- 5Tap Cancel Subscription and confirm. You keep access to BNI SMS Banking until the current billing period ends, then it will not renew.
Cancel BNI SMS Banking on Android
- 1Open the Google Play Store app on your Android device.
- 2Tap your profile icon, then Payments & subscriptions, then Subscriptions.
- 3Select BNI SMS Banking from your list of subscriptions.
- 4Tap Cancel subscription and choose a reason when prompted.
- 5Confirm the cancellation. Uninstalling BNI SMS Banking on its own does not stop billing, you must cancel the subscription here.
How to get a refund for BNI SMS Banking
Canceling stops future renewals but does not refund a charge you already paid. Request the refund from the store separately.
Go to reportaproblem.apple.com, sign in with your Apple ID, find the BNI SMS Banking charge, choose Request a refund, pick a reason and submit.
Open the Play Store, go to your order history, select the BNI SMS Banking purchase, tap Report a problem and request a refund. Requests within 48 hours are often auto-approved.
What BNI SMS Banking users report about billing
Users report frequent crashes and functionality issues, especially on iOS devices. Many complain about the app being inefficient, requiring multiple steps or other apps for transactions. Several users mention that updates have worsened the app's performance and introduced bugs.
Summarized from 173 recent 1-3 star reviews. Read them before you renew.
BNI SMS Banking cancellation: frequently asked questions
Does canceling BNI SMS Banking stop the charges immediately?
No. Canceling stops future renewals but you keep access until the end of the billing period you already paid for. After that date BNI SMS Banking will not charge you again. If you were charged unexpectedly, request a refund separately.
Can I get a refund from BNI SMS Banking?
Refunds are handled by Apple or Google, not by BNI SMS Banking directly. On iPhone, go to reportaproblem.apple.com, sign in, find the BNI SMS Banking charge and choose Request a refund. On Android, open the Play Store order history, select the purchase and tap Report a problem. Requests made within 48 hours are often approved automatically.
Why is BNI SMS Banking still charging me after I canceled?
The most common causes: the cancellation did not finish (check that Subscriptions shows BNI SMS Banking as Expired), you have a second subscription under a different Apple ID or Google account, or you canceled inside the app but not in the store where billing actually lives. Cancel it in the App Store subscription settings to be sure.
How do I delete my BNI SMS Banking account?
Deleting your account is separate from canceling the subscription. To remove your data, delete the account inside the BNI SMS Banking app settings first, then cancel the subscription in the App Store and uninstall the app. Canceling alone does not erase your account.
Will I lose access to BNI SMS Banking right after I cancel?
No. You keep full access to BNI SMS Banking until the paid period ends, so there is no benefit to waiting. Cancel as soon as you decide, and enjoy the remaining days you already paid for.