🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Argos PayNewDay Ltd	iOS	1.8	472
2	One4all Digital WalletOne4all	Android	4.2	466
3	NS&INS&I	iOS	2.1	458
4	Argos PayNewDay Ltd	Android	3.6	456
5	Premium Bonds prize checkerNS&I	iOS	2.6	422
6	Frasers PlusTymit LTD	iOS	4.7	395
7	Creation FinanceCreation Consumer Finance Limited	iOS	4.7	381
8	Emma - Budget Planner TrackerEmma Technologies LTD.	iOS	4.7	376
9	PayPal - Send, Manage, PayPayPal, Inc.	iOS	4.8	364
10	Santander Mobile BankingSantander UK plc	Android	4.7	358
11	Emma - Budget Planner TrackerEmma Technologies LTD.	Android	4.4	345
12	LemFiPomelo Technology Inc	Android	4.5	342
13	SplitwiseSplitwise, Inc.	iOS	4.1	323
14	Hastings Direct InsuranceHastings Direct Limited	iOS	4.7	295
15	Hastings Direct InsuranceHastings Direct	Android	4.4	276
16	HMRCHM Revenue & Customs	Android	4.6	268
17	HMRCHMRC	iOS	4.8	263
18	CuvvaCuvva Limited	iOS	4.8	245
19	Freecash - Earn MoneyFreecash	Android	4.2	242
20	Amex United KingdomAmerican Express	iOS	4.8	233
21	Vanquis Credit CardVanquis Bank	Android	3.6	233
22	Google WalletGoogle LLC	Android	4.2	232
23	Zopa Bank – Mobile BankingZopa Ltd	iOS	4.9	230
24	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	217
25	Creation FinanceCreation Consumer Finance Limited	Android	4.7	215
26	Testerup: Test & Earn Rewardsaestimium GmbH	iOS	4.3	212
27	NatWest Mobile BankingNational Westminster Bank Public Limited Company	Android	4.7	205
28	Zopa Bank – Mobile BankingZopa Bank Ltd	Android	4.7	205
29	HSBC UK Mobile BankingHSBC	Android	4.7	194
30	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.0	193
31	Moneybox - Save and InvestDigital Moneybox Limited	Android	4.7	189
32	BarclaysBarclays Services Limited	iOS	4.8	162
33	BarclaysBarclays Services Limited	Android	4.6	155
34	Halifax Mobile BankingLloyds Banking Group PLC	Android	4.6	155
35	Klarna: Smarter everyday moneyKlarna Bank AB	iOS	4.9	154
36	Nationwide Mobile BankingNationwide Building Society	iOS	4.8	154
37	Experian: Credit ScoreExperian Ltd.	iOS	4.9	152
38	MoneySavingExpertMoneySavingExpert.com	iOS	4.9	148
39	Lloyds Mobile BankingLloyds Banking Group	iOS	4.8	144
40	HSBC UK Mobile BankingHSBC Global Services (UK) Limited	iOS	4.8	142
41	Vanquis Credit CardVanquis Bank Limited	iOS	4.6	140
42	Trading 212: Stocks, ETFs, ISATrading 212	Android	4.7	135
43	Lloyds Mobile BankingLloyds Banking Group PLC	Android	4.6	133
44	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	4.8	126
45	Trading 212Trading 212	iOS	4.7	126
46	Revolut — Banking & BeyondRevolut Ltd	Android	4.7	120
47	Chase UKJPMorgan Chase & Co.	iOS	4.9	120
48	NatWest Mobile BankingNational Westminster Bank plc	iOS	4.8	116
49	Monzo Bank - Mobile BankingMonzo	Android	4.8	116
50	Sprive - Mortgage Free, FasterSprive Limited	Android	4.7	104

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in United Kingdom by Other Categories

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See all worst apps in United Kingdom →

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in United Kingdom →|Worst Finance (global) →|All worst apps in United Kingdom →|Full Leaderboard →