🇪🇸Worst Finance Apps in Spain

The most complained-about finance apps in Spain on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Tarjeta El Corte InglésFinanciera El Corte Inglés	iOS	1.5	396
2	Mi Correos PrepagoGrupo Correos	iOS	2.9	386
3	Trade Republic: Broker & BancoTrade Republic Bank GmbH	Android	4.2	362
4	imagin: Banco Móvil y FinanzasCaixaBank, S.A.	iOS	4.7	361
5	Scalable Capital BankScalable GmbH	Android	4.5	357
6	KutxabankKUTXABANK S.A.	iOS	3.7	349
7	SumUp Business: pagos y TPVSumUp	Android	3.7	346
8	PayPalPayPal, Inc.	iOS	4.7	340
9	Plazo · Tarjeta y PréstamosIDFINANCE PLAZO, S.L.U.	iOS	4.4	303
10	InOne・Financia y paga a plazosCaixaBank Payments & Consumer, E.F.C., E.P., S.A.	iOS	4.6	301
11	Bitvavo - Crypto y Bitcoinbitvavo	Android	4.2	290
12	bunqbunq	Android	4.4	289
13	SplitwiseSplitwise, Inc.	iOS	4.2	278
14	Openbank \| Banca onlineOpenbank S.A.	Android	3.7	277
15	XTB Online InvestingXTB S.A.	Android	4.4	269
16	Skrill – Pague y envíe dineroPaysafe Holdings UK Limited	Android	4.5	262
17	OKX: Compra Bitcoin & criptoOKX INC.	Android	4.2	257
18	Crypto.com: Compra Cripto, BTCCrypto Technology Holdings Limited	Android	4.3	255
19	MyInvestor · Banco & InversiónMyInvestor Banco S.A.	iOS	3.2	254
20	Binance: Compra Bitcoin CryptoBinance Switzerland AG	iOS	4.6	243
21	Freecash - Ganar dineroFreecash	Android	4.4	242
22	Trade Republic: Broker & BancoTrade Republic Bank GmbH	iOS	4.8	236
23	Google WalletGoogle LLC	Android	4.4	233
24	Openbank \| Banca onlineOpenbank S.A.	iOS	4.3	232
25	ING Banca Móvil y FinanzasING BANK N.V. SUCURSAL EN ESPAÑA	Android	4.8	230
26	KutxabankPayKUTXABANK S.A.	iOS	2.4	224
27	PayPalPayPal Mobile	Android	4.2	214
28	BBVA España \| Banca OnlineBBVA	iOS	4.8	211
29	BBVA EmpresasBBVA	iOS	3.2	201
30	BBVA España \| Banca OnlineBBVA	Android	4.8	200
31	Santander EspañaBanco Santander	Android	4.5	194
32	Waylet. Pagos con el móvilREPSOL S.A.	Android	4.9	190
33	Waylet. Pagos con el móvilREPSOL SA	iOS	4.8	185
34	imagin: Banco Móvil y FinanzasCaixaBank	Android	4.6	182
35	tricount - Gastos compartidosbunq	Android	4.8	171
36	CaixaBankNow・Tu Banco móvilCaixaBank	Android	4.9	170
37	Unicaja \| Banca OnlineUnicaja Banco	Android	3.5	163
38	ING Banca Móvil y FinanzasING DIRECT, NV, Sucursal en España	iOS	4.8	160
39	Santander EspañaBanco Santander	iOS	4.8	155
40	bunqbunq	iOS	4.6	152
41	tricount - Gastos compartidosTricount	iOS	4.8	147
42	CHECK24CHECK24 GmbH	Android	4.8	139
43	Ria Money TransferRia Money Transfer (Ria Financial)	Android	4.8	135
44	Klarna: Pagos más inteligenteKlarna Bank AB (publ)	Android	4.8	129
45	imaginTeens: Tu primer bancoCaixaBank, S.A.	iOS	4.6	123
46	Kraken - Comprar Cripto y BTCPayward, Inc.	Android	3.9	114
47	App Banco SabadellBanco de Sabadell, S.A.	Android	4.4	111
48	Revolut — Más que un bancoRevolut Ltd	Android	4.5	108
49	Revolut X: Bitcoin y cryptoRevolut Ltd	Android	4.4	102
50	Klarna: Pagos más inteligenteKlarna Bank AB	iOS	4.9	97

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in Spain by Other Categories

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Why Finance Apps Fail in Spain

Finance apps that earn the most complaints in Spain usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Spain.

This page ranks finance apps in Spain by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Spain, benchmarking your own app against local pain points, or just curious which finance apps users in Spain complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

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