🇦🇺Worst Finance Apps in Australia

The most complained-about finance apps in Australia on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#	App	Platform	Rating	Negative Reviews
1	ING Banking - Do Your ThingING Australia How to cancel →	Android	3.4	459
2	CommSecCommSec How to cancel →	Android	3.1	391
3	AustralianSuperAustralianSuper How to cancel →	Android	3.1	358
4	ING Australia BankingING Australia How to cancel →	Android	3.0	353
5	AlipayAlipay (Hangzhou) Technology Co. Ltd How to cancel →	Android	3.0	349
6	YouTripYou Technologies Group (Singapore) Pte. Ltd How to cancel →	Android	4.1	325
7	WestpacWestpac Banking Corporation How to cancel →	Android	3.9	319
8	Aware SuperAware Super How to cancel →	Android	4.6	303
9	CommBankCommbank Australia How to cancel →	Android	3.7	298
10	Macquarie Mobile BankingMacquarie Bank Limited How to cancel →	Android	3.4	296
11	HostplusHostplus Superannuation How to cancel →	Android	4.9	286
12	PayPal - Pay, Send, SavePayPal Mobile How to cancel →	Android	4.0	283
13	NAB Mobile BankingNAB How to cancel →	Android	4.6	276
14	ME GoME Bank How to cancel →	Android	4.0	265
15	Ubank: Digital Banking86400 How to cancel →	Android	4.6	257
16	TossViva Republica How to cancel →	Android	3.7	252
17	ANZ AustraliaAustralia and New Zealand Banking Group Limited How to cancel →	Android	4.2	229
18	Google WalletGoogle LLC How to cancel →	Android	4.2	219
19	my NDISNational Disability Insurance Agency How to cancel →	Android	4.4	217
20	Spaceship: Investing AppSpaceship Financial Services How to cancel →	Android	4.5	216
21	People First BankHeritage and People's Choice Limited How to cancel →	Android	4.6	201
22	Freecash - Earn RewardsFreecash How to cancel →	Android	4.4	177
23	Zip - Shop Now, Pay Laterzip.co How to cancel →	Android	4.5	175
24	Up — Simplify MoneyUp Money How to cancel →	Android	4.8	174
25	ANZ PlusAustralia and New Zealand Banking Group Limited How to cancel →	Android	4.6	169
26	Bendigo BankBendigo and Adelaide Bank Ltd How to cancel →	Android	4.7	158
27	Klarna: Smarter everyday moneyKlarna Bank AB (publ) How to cancel →	Android	4.6	143
28	Klarna \| Smarter paymentsKlarna Bank AB How to cancel →	iOS	4.6	137
29	Raiz \| Earn, Save & InvestRaiz Invest How to cancel →	Android	4.5	134
30	Wise: International TransfersWise Payments Ltd. How to cancel →	Android	4.8	130
31	Mileage Tracker by DriversnoteDriversnote Mileage Tracker How to cancel →	Android	4.7	127
32	CommSecCommonwealth Bank of Australia How to cancel →	iOS	4.2	122
33	Revolut: Spend, send and saveRevolut Ltd How to cancel →	Android	4.6	118
34	Remitly: Send Money & TransferRemitly How to cancel →	Android	4.8	74
35	Betashares Direct \| InvestingBetashares How to cancel →	Android	4.4	43
36	HESTAHESTA How to cancel →	Android	3.3	40
37	Unity BankUnity Bank Ltd How to cancel →	Android	3.4	36
38	FlareFlare HR How to cancel →	Android	3.6	33
39	moomoo AU: Trading & InvestingMoomoo Technologies Inc. How to cancel →	Android	4.6	17
40	Smart Salary PackagingSmartsalary Pty Ltd How to cancel →	iOS	3.8	13
41	Do your thing - ING BankingING Bank (Australia) Limited How to cancel →	iOS	1.3	10
42	Smart Salary PackagingSmartsalary Pty Ltd. How to cancel →	Android	3.1	10
43	Zip - Shop Now, Pay Laterzip.co How to cancel →	iOS	4.9	9
44	People First BankHeritage and People's Choice Limited How to cancel →	iOS	0.0	8
45	Australian Taxation OfficeAustralian Taxation Office How to cancel →	iOS	2.8	8
46	NAB Mobile BankingNAB How to cancel →	iOS	4.8	6
47	WestpacWestpac Banking Corporation How to cancel →	iOS	0.0	6
48	PayPal - Send, Manage, PayPayPal, Inc. How to cancel →	iOS	0.0	6
49	AustralianSuperAustralianSuper Pty Ltd How to cancel →	iOS	2.7	6
50	Ubank: Digital Banking86 400 Technology Pty Ltd How to cancel →	iOS	4.7	6

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in Australia by Other Categories

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Why Finance Apps Fail in Australia

Finance apps that earn the most complaints in Australia usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Australia.

This page ranks finance apps in Australia by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Australia, benchmarking your own app against local pain points, or just curious which finance apps users in Australia complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Australia →|Worst Finance (global) →|All worst apps in Australia →|Full Leaderboard →