🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Argos PayNewDay Ltd	iOS	0.0	474
2	One4all Digital WalletOne4all	Android	4.2	466
3	NS&INS&I	iOS	2.1	458
4	Argos PayNewDay Ltd	Android	3.6	455
5	PayPal - Send, Manage, PayPayPal, Inc.	iOS	4.8	449
6	Premium Bonds prize checkerNS&I	iOS	2.6	422
7	Frasers PlusTymit LTD	iOS	4.7	395
8	Creation FinanceCreation Consumer Finance Limited	iOS	4.7	379
9	Emma - Budget Planner TrackerEmma Technologies LTD.	iOS	4.7	376
10	Santander Mobile BankingSantander UK plc	Android	4.7	358
11	Emma - Budget Planner TrackerEmma Technologies LTD.	Android	4.4	345
12	LemFiPomelo Technology Inc	Android	4.5	342
13	Hastings Direct InsuranceHastings Direct Limited	iOS	4.7	333
14	SplitwiseSplitwise, Inc.	iOS	0.0	322
15	Freecash - Earn MoneyFreecash	Android	4.1	287
16	Hastings Direct InsuranceHastings Direct	Android	4.4	279
17	HMRCHM Revenue & Customs	Android	4.6	264
18	HMRCHMRC	iOS	4.8	258
19	CuvvaCuvva Limited	iOS	4.8	245
20	eToro: Trade. Invest. Connect.eToro	Android	4.2	239
21	Google WalletGoogle LLC	Android	4.2	235
22	Vanquis Credit CardVanquis Bank	Android	3.6	233
23	Amex United KingdomAmerican Express	iOS	4.8	233
24	Zopa Bank – Mobile BankingZopa Ltd	iOS	4.9	230
25	Creation FinanceCreation Consumer Finance Limited	Android	4.7	215
26	Zopa Bank – Mobile BankingZopa Bank Ltd	Android	4.7	205
27	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	205
28	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.0	198
29	Testerup: Test & Earn Rewardsaestimium GmbH	iOS	4.3	196
30	Moneybox - Save and InvestDigital Moneybox Limited	Android	4.7	189
31	HSBC UK Mobile BankingHSBC	Android	4.7	185
32	NatWest Mobile BankingNational Westminster Bank Public Limited Company	Android	4.7	185
33	Klarna: Smarter everyday moneyKlarna Bank AB	iOS	4.9	168
34	Halifax Mobile BankingLloyds Banking Group PLC	Android	4.6	165
35	BarclaysBarclays Services Limited	iOS	4.8	165
36	BarclaysBarclays Services Limited	Android	4.6	165
37	HSBC UK Mobile BankingHSBC Global Services (UK) Limited	iOS	0.0	155
38	Lloyds Mobile BankingLloyds Banking Group	iOS	0.0	153
39	Experian: Credit ScoreExperian Ltd.	iOS	4.9	152
40	MoneySavingExpertMoneySavingExpert.com	iOS	4.9	148
41	Trading 212Trading 212	iOS	4.7	146
42	Lloyds Mobile BankingLloyds Banking Group PLC	Android	4.6	143
43	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	4.8	143
44	Nationwide Mobile BankingNationwide Building Society	iOS	0.0	141
45	Vanquis Credit CardVanquis Bank Limited	iOS	4.6	140
46	Trading 212: Stocks, ETFs, ISATrading 212	Android	4.7	128
47	Chase UKJPMorgan Chase & Co.	iOS	0.0	117
48	NatWest Mobile BankingNational Westminster Bank plc	iOS	4.8	113
49	Monzo Bank - Mobile BankingMonzo	Android	4.8	112
50	Sprive - Mortgage Free, FasterSprive Limited	Android	4.7	104

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in United Kingdom by Other Categories

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See all worst apps in United Kingdom →

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in United Kingdom →|Worst Finance (global) →|All worst apps in United Kingdom →|Full Leaderboard →