🇦🇺Best Finance Apps in Australia

Top-rated finance apps in Australia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and ★ 4.0+ overall.

Method: Sorted by negative reviews ÷ total ratings (lower = users complain less). Category: Finance. Country: 🇦🇺 Australia. Updated monthly from live App Store and Google Play data.

#	App	Platform	Rating	Complaint Rate
1	Remitly: Send Money OverseasRemitly Inc	iOS	★ 4.8	<0.1%
2	Stake – Stocks \| ETFs \| SMSFStake	iOS	★ 4.6	<0.1%
3	Taptap Send: Money TransferTaptap Send, Inc.	iOS	★ 4.8	<0.1%
4	CommBankCommonwealth Bank of Australia	iOS	★ 4.7	<0.1%
5	Revolut: Spend, send and saveRevolut Ltd	Android	★ 4.6	<0.1%
6	Zip - Shop Now, Pay Laterzip.co	iOS	★ 4.9	<0.1%
7	NAB Mobile BankingNAB	iOS	★ 4.8	<0.1%
8	Up — Simplify MoneyUp Money	iOS	★ 4.9	<0.1%
9	Remitly: Send Money & TransferRemitly	Android	★ 4.8	<0.1%
10	Wise: International TransfersWise Payments Ltd.	Android	★ 4.8	<0.1%
11	PayPal - Pay, Send, SavePayPal Mobile	Android	★ 4.1	<0.1%
12	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	★ 4.6	<0.1%
13	Raiz \| Earn, Save & InvestRAIZ INVEST AUSTRALIA LIMITED	iOS	★ 4.7	<0.1%
14	Google WalletGoogle LLC	Android	★ 4.2	<0.1%
15	Ubank: Digital Banking86 400 Technology Pty Ltd	iOS	★ 4.7	<0.1%
16	Freecash - Earn RewardsFreecash	Android	★ 4.1	<0.1%
17	Zip - Shop Now, Pay Laterzip.co	Android	★ 4.5	0.2%
18	Klarna \| Smarter paymentsKlarna Bank AB	iOS	★ 4.6	0.2%
19	Mileage Tracker by DriversnoteDriversnote Mileage Tracker	Android	★ 4.7	0.3%
20	ANZ AustraliaAustralia and New Zealand Banking Group Limited	Android	★ 4.3	0.3%
21	NAB Mobile BankingNAB	Android	★ 4.6	0.4%
22	ANZ PlusAustralia and New Zealand Banking Group Limited	Android	★ 4.6	0.8%
23	Up — Simplify MoneyUp Money	Android	★ 4.8	0.8%
24	YouTripYou Technologies Group (Singapore) Pte. Ltd	Android	★ 4.1	1.1%
25	Bendigo BankBendigo and Adelaide Bank Ltd	Android	★ 4.7	1.1%
26	Ubank: Digital Banking86400	Android	★ 4.6	1.1%
27	Raiz \| Earn, Save & InvestRaiz Invest	Android	★ 4.5	1.3%
28	CommSecCommonwealth Bank of Australia	iOS	★ 4.2	2.6%
29	HostplusHostplus Superannuation	Android	★ 4.9	3.6%
30	Spaceship: Investing AppSpaceship Financial Services	Android	★ 4.4	5.8%

Best Finance Apps in Other Countries

Compare how the same finance apps rank across markets.

Best Apps in Australia by Other Categories

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See all best apps in Australia →

Finance Apps in Australia: What to Look For

Finance apps that perform well in Australia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Australia users with at least 1,000 ratings, which means real users in Australia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Australia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Australia performance drop down the list, and locally loved apps surface where they belong.

See worst finance apps in Australia →|Best Finance (global) →|All best apps in Australia →|Full Leaderboard →