๐Ÿ‡จ๐Ÿ‡ฆBest Finance Apps in Canada

Top-rated finance apps in Canada on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡จ๐Ÿ‡ฆ Canada. Updated monthly from live App Store and Google Play data.

#AppRatingComplaint Rate
1TurboTax
TurboTaxIntuit Canada ULC
โ˜… 4.7<0.1%
2Testerup: Freecash & Rewards
Testerup: Freecash & Rewardsaestimium GmbH
โ˜… 4.3<0.1%
3Bree: Canada's Money App
Bree: Canada's Money AppBree Technologies Ltd.
โ˜… 4.9<0.1%
4Remitly: Global money transfer
Remitly: Global money transferRemitly Inc
โ˜… 4.9<0.1%
5Remitly: Send Money & Transfer
Remitly: Send Money & TransferRemitly
โ˜… 4.8<0.1%
6Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
โ˜… 4.8<0.1%
7PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
โ˜… 4.2<0.1%
8PC Financial Mobile
PC Financial MobilePC Bank
โ˜… 4.7<0.1%
9Google Wallet
Google WalletGoogle LLC
โ˜… 4.4<0.1%
10Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
โ˜… 4.8<0.1%
11KOHO: Award-winning Money App
KOHO: Award-winning Money AppKoho Financial
โ˜… 4.8<0.1%
12Scotiabank
ScotiabankScotiabank
โ˜… 4.7<0.1%
13PayPal
PayPalPayPal, Inc.
โ˜… 4.6<0.1%
14Amex Canada
Amex CanadaAmerican Express
โ˜… 4.9<0.1%
15TD Canada
TD CanadaTD
โ˜… 4.5<0.1%
16Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
โ˜… 4.5<0.1%
17Freecash - Earn Money
Freecash - Earn MoneyFreecash
โ˜… 4.5<0.1%
18RBC Mobile
RBC MobileRoyal Bank of Canada
โ˜… 4.7<0.1%
19Neo Financial
Neo FinancialNeo Financial
โ˜… 4.8<0.1%
20Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
โ˜… 4.8<0.1%
21Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
โ˜… 4.1<0.1%
22Wealthsimple
WealthsimpleWealthsimple
โ˜… 4.6<0.1%
23Scotiabank Mobile Banking
Scotiabank Mobile BankingScotiabank
โ˜… 4.7<0.1%
24Capital One Canada
Capital One CanadaCapital One Services, LLC
โ˜… 4.7<0.1%
25Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank / Banque Tangerine
โ˜… 4.70.1%
26Wise - Global money
Wise - Global moneyWise Payments Ltd
โ˜… 4.70.1%
27Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
โ˜… 4.50.1%
28TD Canada
TD CanadaTD Bank Group
โ˜… 4.70.1%
29National Bank of Canada
National Bank of CanadaBanque Nationale du Canada
โ˜… 4.70.2%
30BMO Mobile Banking
BMO Mobile BankingBMO Financial Group
โ˜… 4.60.2%

Finance Apps in Canada: What to Look For

Finance apps that perform well in Canada usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Canada users with at least 1,000 ratings, which means real users in Canada are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Canada due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Canada performance drop down the list, and locally loved apps surface where they belong.