🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1PayPal: Geld senden, verwalten
PayPal: Geld senden, verwaltenPayPal, Inc.
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4.8441
2S-pushTAN
S-pushTANStar Finanz GmbH
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4.4430
3S-pushTAN - sichere Freigaben
S-pushTAN - sichere FreigabenStar Finanz GmbH
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3.0407
4Splitwise
SplitwiseSplitwise, Inc.
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4.1393
5My WebID
My WebIDWebID Solutions GmbH
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2.9393
6Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile FilialeStar Finanz GmbH
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4.6370
7Deutsche Bank
Deutsche BankDeutsche Bank AG
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4.7366
8Scalable Capital Bank
Scalable Capital BankScalable AG
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3.9365
9Trade Republic: Broker & Bank
Trade Republic: Broker & BankTrade Republic Bank GmbH
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4.3359
10Trade Republic: Broker & Bank
Trade Republic: Broker & BankTrade Republic Bank GmbH
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4.6358
11SumUp Business: POS & Kasse
SumUp Business: POS & KasseSumUp
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3.7357
12Volkswagen Bank Banking
Volkswagen Bank BankingVolkswagen Financial Services AG
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3.6337
13ING Deutschland
ING DeutschlandING Deutschland
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3.6324
14Scalable Capital Bank
Scalable Capital BankScalable GmbH
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4.6308
15Finanzguru - Konten & Verträge
Finanzguru - Konten & Verträgedwins GmbH
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4.7306
16My WebID
My WebIDWebID Solutions GmbH
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4.5306
17Mobiles Bezahlen - Sparkasse
Mobiles Bezahlen - SparkasseS-Payment GmbH
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3.5298
18Getsafe: Versicherung Vorsorge
Getsafe: Versicherung VorsorgeGetsafe Digital GmbH
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3.5298
19Trading 212 - Stocks & ETFs
Trading 212 - Stocks & ETFsTrading 212
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4.6293
20PayPal
PayPalPayPal Mobile
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4.2283
21ING Deutschland
ING DeutschlandING-DiBa AG
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4.8261
22XTB Online Investing
XTB Online InvestingXTB S.A.
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4.4256
23ElsterSecure
ElsterSecureBayerisches Landesamt fuer Steuern
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4.6254
24Getsafe: Versicherung Vorsorge
Getsafe: Versicherung VorsorgeGetsafe Digital GmbH
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0.0246
25Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile FilialeStar Finanz GmbH
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4.3242
26POSTIDENT
POSTIDENTDeutsche Post AG
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4.2241
27VR SecureGo plus
VR SecureGo plusAtruvia AG
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4.7240
28Wero Wallet
Wero WalletEuropean Payments Initiative
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3.8238
29Volkswagen Bank photoTAN
Volkswagen Bank photoTANVolkswagen Financial Services AG
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2.2226
30Google Wallet
Google WalletGoogle LLC
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4.4219
31Klarna: Verwalte Geld smarter
Klarna: Verwalte Geld smarterKlarna Bank AB
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4.8218
32Finanzguru - Konten & Verträge
Finanzguru - Konten & Verträgedwins GmbH
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4.3210
33Klarna: Verwalte Geld smarter
Klarna: Verwalte Geld smarterKlarna Bank AB (publ)
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4.8202
34VR SecureGo plus
VR SecureGo plusAtruvia AG
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4.7196
35Freecash - Geld verdienen
Freecash - Geld verdienenFreecash
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4.5175
36Pluxee
PluxeePluxee International
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4.1172
37Postbank
PostbankPostbank - eine Niederlassung der Deutsche Bank AG
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4.4163
38Consorsbank
ConsorsbankBNP Paribas S.A. Niederlassung Deutschland
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3.7162
39tricount - Ausgaben teilen
tricount - Ausgaben teilenTricount
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4.8161
40bonify Bonitätsmanager
bonify Bonitätsmanagerbonify
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3.6158
41CHECK24
CHECK24CHECK24
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4.8151
42C24 Bank
C24 BankC24 Bank GmbH
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4.8145
43SCHUFA
SCHUFASCHUFA Holding AG
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3.0140
44CHECK24
CHECK24CHECK24 GmbH
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4.8139
45Kraken: Crypto und Bitcoin BTC
Kraken: Crypto und Bitcoin BTCPayward, Inc.
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4.4136
46Meine Allianz
Meine AllianzAllianz Deutschland
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4.2132
47Wise
WiseWise Payments Ltd
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4.8131
48Chase
ChaseJPMorgan Chase
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3.1131
49WISO Steuer - Steuererklärung
WISO Steuer - SteuererklärungBuhl Data Service GmbH
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4.8120
50Trading 212 - Aktien & ETFs
Trading 212 - Aktien & ETFsTrading 212
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4.6119

Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.