🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1Moneycontrol - Markets & News
Moneycontrol - Markets & NewsNETWORK18
4.2438
2HDFC Bank MobileBanking
HDFC Bank MobileBankingHDFC Bank Ltd.
3.9397
3Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
4.7371
4Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
4.6368
5BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.5364
6YONO SBI:Banking and Lifestyle
YONO SBI:Banking and LifestyleState Bank of India
3.8355
7MobiKwik: BHIM UPI & Wallet
MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited
4.6342
8Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
4.0322
9Kotak Bank (New)
Kotak Bank (New)Kotak Mahindra Bank Ltd.
4.7320
10BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.4306
11Moneyview: Loans, Credit Cards
Moneyview: Loans, Credit CardsMONEYVIEW LIMITED
4.8295
12PhonePe Business: Merchant App
PhonePe Business: Merchant AppPhonePe
4.3289
13Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.
4.8283
14Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCanara Bank
4.0276
15POP: UPI, Shop, Credit Card
POP: UPI, Shop, Credit CardPOPCLUB VISION TECH PRIVATE LIMITED
4.0270
16CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPIDreamplug
4.8253
17HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
4.8245
18FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd
4.5227
19Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.8224
20IPPB Mobile Banking
IPPB Mobile BankingIndia Post Payments Bank Ltd
3.5215
21super.money
super.moneySCAPIC INNOVATIONS PRIVATE LIMITED
4.7204
22My LIC
My LICLife Insurance Corporation of India
4.5191
23IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD
4.8177
24PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
4.0167
25mpocket-loan app
mpocket-loan appFlexfin SnapLoan
4.5160
26YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
4.0155
27KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited
4.4154
28Upstox Stocks IPO Mutual Funds
Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App
4.4152
29Google Pay: Secure UPI payment
Google Pay: Secure UPI paymentGoogle LLC
3.9151
30My LIC
My LICLIFE INSURANCE CORPORATION OF INDIA
4.4150
31Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
4.4148
32Roarbank: RuPay Credit Card
Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED
3.7148
33PNB ONE
PNB ONEPNB
4.2144
34Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi Limited
4.5135
35Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
4.9107
36InterLink Network
InterLink NetworkInterlink Labs Inc
4.6107
37Bajaj Finance: Loans, UPI & FD
Bajaj Finance: Loans, UPI & FDBajaj Finance Limited
4.7106
38Redrob Signal
Redrob SignalRedrob Inc.
3.8104
39Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
4.199
40mPokket: Instant Loan App
mPokket: Instant Loan AppMaybright Ventures Private Limited
4.698
410% EMI Shopping App
0% EMI Shopping AppSnapmint
4.697
42HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
4.892
43super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
4.491
44Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCANARA BANK
4.487
45GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
4.784
46Branch Instant Personal Loan
Branch Instant Personal LoanBranch International Financial Services Limited
4.679
47Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
4.879
48Moneyview: UPI, Personal Loans
Moneyview: UPI, Personal LoansMoneyview
4.874
49FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
4.274
50Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.773

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.