🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1Moneycontrol - Markets & News
Moneycontrol - Markets & NewsNETWORK18
4.2438
2Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
4.6411
3Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
4.7398
4HDFC Bank MobileBanking
HDFC Bank MobileBankingHDFC Bank Ltd.
3.9397
5MobiKwik: BHIM UPI & Wallet
MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited
4.6342
6Airtel App: Recharge & Bank
Airtel App: Recharge & BankAirtel
4.0301
7Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.
4.8283
8YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
4.0280
9Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCanara Bank
4.0276
10IPPB Mobile Banking
IPPB Mobile BankingIndia Post Payments Bank Ltd
3.5269
11HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
4.8181
12BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.4169
13PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
4.0167
14GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
5.0162
15mpocket-loan app
mpocket-loan appFlexfin SnapLoan
4.5160
16super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
4.3159
17Google Pay: Secure UPI payment
Google Pay: Secure UPI paymentGoogle LLC
3.9156
18Upstox Stocks IPO Mutual Funds
Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App
4.4152
19Roarbank: RuPay Credit Card
Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED
3.7148
200% EMI Shopping App
0% EMI Shopping AppSnapmint
4.6146
21Branch Instant Personal Loan
Branch Instant Personal LoanBranch International Financial Services Limited
4.6135
22Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
4.5133
23Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi
4.3126
24HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
4.8124
25Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
5.0118
26Moneyview: UPI, Personal Loans
Moneyview: UPI, Personal LoansMoneyview
4.8118
27Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
4.1113
28InterLink Network
InterLink NetworkInterlink Labs Inc
4.6107
29Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
4.8103
30FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
4.097
31PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
4.795
32Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCANARA BANK
4.487
33LIC DIVE
LIC DIVELIFE INSURANCE CORPORATION OF INDIA
4.686
34Bajaj Finserv Loans, UPI & FD
Bajaj Finserv Loans, UPI & FDBajajFinserv
4.784
35mPokket: Instant Loan App
mPokket: Instant Loan AppMaybright Ventures Private Limited
4.683
36Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.772
37JioFinance: For your life!
JioFinance: For your life!Jio Finance Platform and Service Limited
4.564
38PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe
4.562
39SaveSage®: Credit Card Points
SaveSage®: Credit Card PointsSaveSage Club
4.061
40KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Pvt Ltd
4.649
41Bajaj Finserv: Loans, UPI & FD
Bajaj Finserv: Loans, UPI & FDBajaj Finance Limited
4.835
42Univest: Stocks, F&O, Equity
Univest: Stocks, F&O, EquityUnivest Communication Technologies Pvt Ltd
5.024
43Easy Loan: Finance Calculator
Easy Loan: Finance Calculatorgianadani
4.116
44All India Bullion (AIB) : 24x7
All India Bullion (AIB) : 24x7SPN Gold India Pvt. Ltd.
4.215
45eRupee by SBI
eRupee by SBIState Bank of India
4.811
46Yasya Loan-instant loan&credit
Yasya Loan-instant loan&creditYASYA INVESTMENTS PRIVATE LIMITED
4.69
47Redrob Signal
Redrob SignalRedrob Inc.
4.27
48India Gold Silver MCX Prices
India Gold Silver MCX PricesSarath Venkata
4.66
49Lakshmi Cash-loan app&cash app
Lakshmi Cash-loan app&cash appLAKSHMI SARASWATHI MOTOR & GENERAL FINANCE PRIVATE LIMITED
4.62
50BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.50

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.