๐Ÿ‡ฎ๐Ÿ‡ณBest Finance Apps in India

Top-rated finance apps in India on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฎ๐Ÿ‡ณ India. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1Axis Bank Mobile Banking
Axis Bank Mobile BankingAxis Bank Ltd
โ˜… 4.8<0.1%
2GoodScore: Credit Score App
GoodScore: Credit Score AppARTHVIT 1809 TECH PRIVATE LIMITED
โ˜… 4.8<0.1%
3Gullak: Save in Digital Gold
Gullak: Save in Digital GoldFinternet Technologies Pvt Ltd
โ˜… 4.7<0.1%
4My LIC
My LICLife Insurance Corporation of India
โ˜… 4.4<0.1%
5Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
โ˜… 4.8<0.1%
6PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe
โ˜… 4.5<0.1%
7Bajaj Finserv: Loans, UPI & FD
Bajaj Finserv: Loans, UPI & FDBajaj Finance Limited
โ˜… 4.8<0.1%
8PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
โ˜… 4.7<0.1%
9Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi
โ˜… 4.5<0.1%
10super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
โ˜… 4.4<0.1%
11FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
โ˜… 4.1<0.1%
12Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
โ˜… 4.0<0.1%
13Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
โ˜… 4.9<0.1%
14Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
โ˜… 4.1<0.1%
15Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
โ˜… 4.8<0.1%
16PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
โ˜… 4.0<0.1%
17Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
โ˜… 4.5<0.1%
18HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
โ˜… 4.8<0.1%
19YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
โ˜… 4.0<0.1%
20PNB ONE
PNB ONEPNB
โ˜… 4.2<0.1%
21Groww Stocks, Mutual Fund, IPO
Groww Stocks, Mutual Fund, IPOBillionbrains Garage Ventures Private Limited
โ˜… 4.6<0.1%
22BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
โ˜… 4.4<0.1%
23GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
โ˜… 5.0<0.1%
24Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
โ˜… 4.7<0.1%
25Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
โ˜… 4.6<0.1%
26Bajaj Finserv Loans, UPI & FD
Bajaj Finserv Loans, UPI & FDBajajFinserv
โ˜… 4.7<0.1%
27CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPIDreamplug
โ˜… 4.8<0.1%
28HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
โ˜… 4.8<0.1%
29Univest: Stocks, F&O, Equity
Univest: Stocks, F&O, EquityUnivest Communication Technologies Pvt Ltd
โ˜… 5.0<0.1%
30PhonePe Business: Merchant App
PhonePe Business: Merchant AppPhonePe
โ˜… 4.3<0.1%

Finance Apps in India: What to Look For

Finance apps that perform well in India usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among India users with at least 1,000 ratings, which means real users in India are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in India due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak India performance drop down the list, and locally loved apps surface where they belong.