🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1Moneycontrol - Markets & News
Moneycontrol - Markets & NewsNETWORK18
4.2438
2Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
4.6413
3Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
4.7411
4HDFC Bank MobileBanking
HDFC Bank MobileBankingHDFC Bank Ltd.
3.9397
5Kotak Bank (New)
Kotak Bank (New)Kotak Mahindra Bank Ltd.
4.7379
6YONO SBI:Banking and Lifestyle
YONO SBI:Banking and LifestyleState Bank of India
3.8368
7Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
4.0346
8MobiKwik: BHIM UPI & Wallet
MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited
4.6342
9FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd
4.5338
10CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPIDreamplug
4.8321
11Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.8310
12PhonePe Business: Merchant App
PhonePe Business: Merchant AppPhonePe
4.3289
13Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.
4.8283
14BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.5283
15BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.4280
16Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCanara Bank
4.0276
17YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
4.0259
18HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
4.8230
19super.money
super.moneySCAPIC INNOVATIONS PRIVATE LIMITED
4.7229
20Moneyview: Loans, Credit Cards
Moneyview: Loans, Credit CardsMONEYVIEW LIMITED
4.8226
21My LIC
My LICLIFE INSURANCE CORPORATION OF INDIA
4.6220
22POP: UPI, Shop, Credit Card
POP: UPI, Shop, Credit CardPOPCLUB VISION TECH PRIVATE LIMITED
3.8206
23IPPB Mobile Banking
IPPB Mobile BankingIndia Post Payments Bank Ltd
3.5189
24IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD
4.8177
25KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited
4.4169
26Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi Limited
4.5168
27PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
4.0167
28mpocket-loan app
mpocket-loan appFlexfin SnapLoan
4.5160
29Upstox Stocks IPO Mutual Funds
Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App
4.4152
30Roarbank: RuPay Credit Card
Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED
3.7148
31PNB ONE
PNB ONEPNB
4.2144
32Google Pay: Secure UPI payment
Google Pay: Secure UPI paymentGoogle LLC
3.9144
33Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
4.5138
340% EMI Shopping App
0% EMI Shopping AppSnapmint
4.6108
35Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
4.9107
36InterLink Network
InterLink NetworkInterlink Labs Inc
4.6107
37FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
4.1106
38Redrob Signal
Redrob SignalRedrob Inc.
3.8104
39Bajaj Finserv Loans, UPI & FD
Bajaj Finserv Loans, UPI & FDBajajFinserv
4.7103
40Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
4.199
41mPokket: Instant Loan App
mPokket: Instant Loan AppMaybright Ventures Private Limited
4.698
42HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
4.892
43GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
5.092
44Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCANARA BANK
4.487
45super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
4.483
46PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe
4.580
47Branch Instant Personal Loan
Branch Instant Personal LoanBranch International Financial Services Limited
4.679
48Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.878
49Moneyview: UPI, Personal Loans
Moneyview: UPI, Personal LoansMoneyview
4.876
50PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
4.773

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.