๐Ÿ‡ฆ๐Ÿ‡บBest Finance Apps in Australia

Top-rated finance apps in Australia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฆ๐Ÿ‡บ Australia. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1Remitly: Send Money Overseas
Remitly: Send Money OverseasRemitly Inc
โ˜… 4.8<0.1%
2Raiz | Earn, Save & Invest
Raiz | Earn, Save & InvestRAIZ INVEST AUSTRALIA LIMITED
โ˜… 4.7<0.1%
3Stake โ€“ Stocks | ETFs | SMSF
Stake โ€“ Stocks | ETFs | SMSFStake
โ˜… 4.6<0.1%
4Taptap Send: Money Transfer
Taptap Send: Money TransferTaptap Send, Inc.
โ˜… 4.8<0.1%
5ANZ Australia
ANZ AustraliaANZ Banking Group Limited
โ˜… 4.7<0.1%
6Zip - Shop Now, Pay Later
Zip - Shop Now, Pay Laterzip.co
โ˜… 4.9<0.1%
7Revolut: Spend, send and save
Revolut: Spend, send and saveRevolut Ltd
โ˜… 4.6<0.1%
8Remitly: Transfer money abroad
Remitly: Transfer money abroadRemitly
โ˜… 4.8<0.1%
9Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
โ˜… 4.8<0.1%
10PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
โ˜… 4.1<0.1%
11Wise - Global Money
Wise - Global MoneyWise Payments Ltd
โ˜… 4.8<0.1%
12NAB Mobile Banking
NAB Mobile BankingNAB
โ˜… 4.8<0.1%
13Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
โ˜… 4.5<0.1%
14Google Wallet
Google WalletGoogle LLC
โ˜… 4.3<0.1%
15CommBank
CommBankCommonwealth Bank of Australia
โ˜… 4.7<0.1%
16Up โ€” Easy Money
Up โ€” Easy MoneyUp Money
โ˜… 4.9<0.1%
17Westpac
WestpacWestpac Banking Corporation
โ˜… 4.5<0.1%
18Revolut: Spend, send and save
Revolut: Spend, send and saveRevolut Ltd
โ˜… 4.8<0.1%
19ANZ Plus
ANZ PlusANZ Banking Group Limited
โ˜… 4.8<0.1%
20Freecash - Earn Rewards
Freecash - Earn RewardsFreecash
โ˜… 4.4<0.1%
21PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
โ˜… 4.7<0.1%
22Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
โ˜… 4.60.2%
23ANZ Australia
ANZ AustraliaAustralia and New Zealand Banking Group Limited
โ˜… 4.30.3%
24NAB Mobile Banking
NAB Mobile BankingNAB
โ˜… 4.60.4%
25ANZ Plus
ANZ PlusAustralia and New Zealand Banking Group Limited
โ˜… 4.60.7%
26Splitwise
SplitwiseSplitwise, Inc.
โ˜… 4.30.8%
27Up โ€” Simplify Money
Up โ€” Simplify MoneyUp Money
โ˜… 4.70.8%
28YouTrip
YouTripYou Technologies Group (Singapore) Pte. Ltd
โ˜… 4.11.1%
29Bendigo Bank
Bendigo BankBendigo and Adelaide Bank Ltd
โ˜… 4.71.1%
30Ubank: Digital Banking
Ubank: Digital Banking86400
โ˜… 4.61.2%

Finance Apps in Australia: What to Look For

Finance apps that perform well in Australia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Australia users with at least 1,000 ratings, which means real users in Australia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Australia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Australia performance drop down the list, and locally loved apps surface where they belong.