๐Ÿ‡ฎ๐Ÿ‡ฉBest Finance Apps in Indonesia

Top-rated finance apps in Indonesia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaESPAY DEBIT INDONESIA KOE, PT
โ˜… 4.8<0.1%
2Adapundi-Pinjaman Dana Cepat
Adapundi-Pinjaman Dana CepatPT. Info Tekno Siaga
โ˜… 4.8<0.1%
3Danaku - Pinjaman Cepat & Aman
Danaku - Pinjaman Cepat & AmanPT. TRUST TEKNOLOGI FINANSIAL
โ˜… 4.9<0.1%
4Bank Jago/Jago Syariah
Bank Jago/Jago SyariahBank Artos
โ˜… 4.8<0.1%
5RupiahCepat-Pinjaman Dana
RupiahCepat-Pinjaman DanaKREDIT UTAMA FINTECH INDONESIA, PT
โ˜… 4.4<0.1%
6Kredivo - Paylater & Loans
Kredivo - Paylater & LoansFinAccel Pte Ltd
โ˜… 4.8<0.1%
7SeaBank
SeaBankPT.Bank Seabank Indonesia
โ˜… 4.9<0.1%
8wondr by BNI
wondr by BNIPT. BANK NEGARA INDONESIA (PERSERO) TBK.
โ˜… 4.9<0.1%
9SeaBank
SeaBankSeaBank Indonesia
โ˜… 4.9<0.1%
10DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaPT Espay Debit Indonesia Koe
โ˜… 4.5<0.1%
11Kredivo - Paylater & Pinjaman
Kredivo - Paylater & PinjamanPT Kredivo Finance Indonesia
โ˜… 4.7<0.1%
12BRImo BRI
BRImo BRIPT. Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.7<0.1%
13AdaKami-Pinjaman Uang Online
AdaKami-Pinjaman Uang OnlinePEMBIAYAAN DIGITAL INDONESIA, PT
โ˜… 4.5<0.1%
14ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.9<0.1%
15Adapundi-Pinjaman Dana Cepat
Adapundi-Pinjaman Dana CepatPT. Info Tekno Siaga
โ˜… 4.8<0.1%
16JMO (Jamsostek Mobile)
JMO (Jamsostek Mobile)BPJS Ketenagakerjaan Official
โ˜… 4.7<0.1%
17UATAS : Pinjaman Dana Online
UATAS : Pinjaman Dana OnlinePT. Plus Ultra Abadi
โ˜… 4.9<0.1%
18Indodana - Paylater & Pinjaman
Indodana - Paylater & PinjamanPT Indodana Multi Finance
โ˜… 4.6<0.1%
19FinPlus - Pinjaman Uang Online
FinPlus - Pinjaman Uang OnlinePT. Rezeki Bersama Teknologi
โ˜… 4.8<0.1%
20ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.7<0.1%
21GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRISPT. GOTO GOJEK TOKOPEDIA TBK
โ˜… 4.7<0.1%
22Easycash - Pinjaman Daring
Easycash - Pinjaman DaringPT. Indonesia Fintopia Technology
โ˜… 4.6<0.1%
23GoPay: Transfer, Bayar, QRIS
GoPay: Transfer, Bayar, QRISPT. GoTo Gojek Tokopedia Tbk
โ˜… 4.8<0.1%
24Easycash - Pinjam uang online
Easycash - Pinjam uang onlinePT. INDONESIA FINTOPIA TECHNOLOGY
โ˜… 4.4<0.1%
25BRImo
BRImoPT Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.4<0.1%
26Yup - VISA & Credit 0%*
Yup - VISA & Credit 0%*PT. FINTURE TECH INDONESIA
โ˜… 4.7<0.1%
27OVO
OVOVisionet Internasional, Pt
โ˜… 4.0<0.1%
28RupiahCepat - Pinjaman Dana
RupiahCepat - Pinjaman DanaPT KreditUtamaFintechIndonesia
โ˜… 4.5<0.1%
29KrediOne-Pinjaman Daring
KrediOne-Pinjaman DaringPT. Inovasi Terdepan Nusantara
โ˜… 4.6<0.1%
30wondr by BNI
wondr by BNIPT Bank Negara Indonesia (Persero) Tbk.
โ˜… 4.9<0.1%

Finance Apps in Indonesia: What to Look For

Finance apps that perform well in Indonesia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Indonesia users with at least 1,000 ratings, which means real users in Indonesia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Indonesia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Indonesia performance drop down the list, and locally loved apps surface where they belong.