🇮🇳Best Finance Apps in India

Top-rated finance apps in India on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and ★ 4.0+ overall.

Method: Sorted by negative reviews ÷ total ratings (lower = users complain less). Category: Finance. Country: 🇮🇳 India. Updated weekly from live App Store and Google Play data.

#	App	Platform	Rating	Complaint Rate
1	PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED	iOS	★ 4.7	<0.1%
2	Paytm: Secure UPI PaymentsPaytm Mobile Solutions	iOS	★ 4.7	<0.1%
3	Google Pay: Save, Pay, ManageGoogle	iOS	★ 4.6	<0.1%
4	CRED: Credit Cards, Bills, UPIDreamplug	iOS	★ 4.8	<0.1%
5	Bajaj Finserv Loans, UPI & FDBajajFinserv	iOS	★ 4.7	<0.1%
6	Axis Bank Mobile BankingAxis Bank Ltd	iOS	★ 4.8	<0.1%
7	HDFC Bank App: Banking & CardsHDFC Bank Ltd.	iOS	★ 4.8	<0.1%
8	Navi: UPI, Insurance & LoansNavi Limited	iOS	★ 4.6	<0.1%
9	IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD	iOS	★ 4.8	<0.1%
10	Groww Stocks, Mutual Fund, IPOBillionbrains Garage Ventures Private Limited	iOS	★ 4.6	<0.1%
11	Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.	iOS	★ 4.8	<0.1%
12	super.moneySCAPIC INNOVATIONS PRIVATE LIMITED	iOS	★ 4.7	<0.1%
13	FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd	iOS	★ 4.5	<0.1%
14	BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)	iOS	★ 4.5	<0.1%
15	Moneyview: Loans, Credit CardsMONEYVIEW LIMITED	iOS	★ 4.9	<0.1%
16	KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited	iOS	★ 4.4	<0.1%
17	GoodScore: Credit Score AppARTHVIT 1809 TECH PRIVATE LIMITED	iOS	★ 4.8	<0.1%
18	Kotak Bank (New)Kotak Mahindra Bank Ltd.	iOS	★ 4.7	<0.1%
19	Gullak: Save in Digital GoldFinternet Technologies Pvt Ltd	iOS	★ 4.7	<0.1%
20	True Balance - Personal LoanBALANCEHERO INDIA PRIVATE LIMITED	iOS	★ 4.4	<0.1%
21	My LICLife Insurance Corporation of India	iOS	★ 4.4	<0.1%
22	PhonePe UPI, Payment, RechargePhonePe	Android	★ 4.5	<0.1%
23	Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.	Android	★ 4.8	<0.1%
24	Bajaj Finserv: Loans, UPI & FDBajaj Finance Limited	Android	★ 4.8	<0.1%
25	Navi: UPI, Payments, InsuranceNavi	Android	★ 4.2	<0.1%
26	Airtel: Recharge, Bank & LoansAirtel	Android	★ 4.0	<0.1%
27	FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd	Android	★ 4.1	<0.1%
28	PayRupik Instant Personal LoanSayyam Investments Pvt Ltd	Android	★ 4.0	<0.1%
29	Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO	Android	★ 4.5	<0.1%
30	YONO SBI: Banking & LifestyleState Bank of India	Android	★ 4.0	<0.1%

Best Finance Apps in Other Countries

Compare how the same finance apps rank across markets.

🇺🇸United States 🇬🇧United Kingdom 🇩🇪Germany 🇫🇷France 🇹🇷Turkey 🇯🇵Japan 🇧🇷Brazil 🇰🇷South Korea 🇪🇸Spain 🇮🇹Italy 🇷🇺Russia 🇸🇦Saudi Arabia 🇮🇩Indonesia 🇵🇱Poland 🇲🇽Mexico 🇨🇦Canada 🇦🇺Australia

Best Apps in India by Other Categories

Auto & Vehicles Beauty Books Business Developer Tools Education Entertainment Food & Drink Games Graphics & Design Health & Fitness Lifestyle

See all best apps in India →

Finance Apps in India: What to Look For

Finance apps that perform well in India usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among India users with at least 1,000 ratings, which means real users in India are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in India due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak India performance drop down the list, and locally loved apps surface where they belong.

See worst finance apps in India →|Best Finance (global) →|All best apps in India →|Full Leaderboard →