🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#	App	Platform	Rating	Negative Reviews
1	Moneycontrol - Markets & NewsNETWORK18 How to cancel →	iOS	4.2	438
2	HDFC Bank MobileBankingHDFC Bank Ltd. How to cancel →	iOS	3.9	397
3	Paytm: Secure UPI PaymentsPaytm Mobile Solutions How to cancel →	iOS	4.7	371
4	Google Pay: Save, Pay, ManageGoogle How to cancel →	iOS	4.6	368
5	BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI) How to cancel →	iOS	4.5	364
6	Airtel: Recharge, Bank & LoansAirtel How to cancel →	Android	4.0	356
7	YONO SBI:Banking and LifestyleState Bank of India How to cancel →	iOS	3.8	355
8	MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited How to cancel →	iOS	4.6	342
9	Kotak Bank (New)Kotak Mahindra Bank Ltd. How to cancel →	iOS	4.7	320
10	Moneyview: Loans, Credit CardsMONEYVIEW LIMITED How to cancel →	iOS	4.8	295
11	PhonePe Business: Merchant AppPhonePe How to cancel →	Android	4.3	289
12	BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI) How to cancel →	Android	4.1	288
13	Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd. How to cancel →	iOS	4.8	283
14	Canara ai1- Mobile Banking AppCanara Bank How to cancel →	iOS	4.0	276
15	POP: UPI, Shop, Credit CardPOPCLUB VISION TECH PRIVATE LIMITED How to cancel →	iOS	4.0	270
16	YONO SBI: Banking & LifestyleState Bank of India How to cancel →	Android	4.0	263
17	CRED: Credit Cards, Bills, UPIDreamplug How to cancel →	iOS	4.8	253
18	HDFC Bank App: Banking & CardsHDFC Bank Ltd. How to cancel →	iOS	4.8	245
19	FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd How to cancel →	iOS	4.5	227
20	Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd. How to cancel →	iOS	4.8	224
21	super.moneySCAPIC INNOVATIONS PRIVATE LIMITED How to cancel →	iOS	4.7	204
22	My LICLife Insurance Corporation of India How to cancel →	iOS	4.5	191
23	IPPB Mobile BankingIndia Post Payments Bank Ltd How to cancel →	Android	3.5	191
24	IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD How to cancel →	iOS	4.8	177
25	mpocket-loan appFlexfin SnapLoan How to cancel →	iOS	4.5	160
26	KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited How to cancel →	iOS	4.4	154
27	Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App How to cancel →	Android	4.4	152
28	Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED How to cancel →	iOS	3.7	148
29	PNB ONEPNB How to cancel →	Android	4.2	144
30	0% EMI Shopping AppSnapmint How to cancel →	Android	4.6	140
31	Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO How to cancel →	Android	4.4	137
32	Navi: UPI, Payments, InsuranceNavi Limited How to cancel →	iOS	4.5	135
33	mPokket: Instant Loan AppMaybright Ventures Private Limited How to cancel →	Android	4.6	116
34	Google Pay: Secure UPI paymentGoogle LLC How to cancel →	Android	3.9	112
35	InterLink NetworkInterlink Labs Inc How to cancel →	Android	4.6	107
36	Branch Instant Personal LoanBranch International Financial Services Limited How to cancel →	Android	4.6	106
37	Bajaj Finance: Loans, UPI & FDBajaj Finance Limited How to cancel →	iOS	4.7	106
38	Redrob SignalRedrob Inc. How to cancel →	Android	3.8	104
39	Jar:Save Money in Digital GoldJar App - Savings & Investments How to cancel →	Android	4.1	99
40	HDFC Bank App: Banking & CardsHDFC BANK How to cancel →	Android	4.8	92
41	FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd How to cancel →	Android	3.9	88
42	Groww Stocks, Mutual Fund, IPOBillionbrains Garage Ventures Limited How to cancel →	Android	4.9	87
43	Canara ai1- Mobile Banking AppCANARA BANK How to cancel →	Android	4.4	87
44	super.money - UPI by FlipkartSuper.money How to cancel →	Android	4.5	87
45	PayRupik Instant Personal LoanSayyam Investments Pvt Ltd How to cancel →	Android	4.1	87
46	Bajaj Finance : UPI & Loan AppBajaj Finance Limited How to cancel →	Android	4.7	87
47	Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd. How to cancel →	Android	4.8	86
48	FatakPay: Loans & InsuranceFatakPay: Personal Loan, Insurance, Credit Score How to cancel →	Android	4.5	85
49	My LICLIFE INSURANCE CORPORATION OF INDIA How to cancel →	Android	4.6	84
50	Oolka: AI Credit Score AppOolka How to cancel →	Android	4.7	80

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in India by Other Categories

Auto & Vehicles Beauty Books Business Developer Tools Education Entertainment Food & Drink Games Graphics & Design Health & Fitness Lifestyle

See all worst apps in India →

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in India →|Worst Finance (global) →|All worst apps in India →|Full Leaderboard →