๐Ÿ‡ฆ๐Ÿ‡บBest Finance Apps in Australia

Top-rated finance apps in Australia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฆ๐Ÿ‡บ Australia. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1ANZ Australia
ANZ AustraliaANZ Banking Group Limited
โ˜… 4.7<0.1%
2Zip - Shop Now, Pay Later
Zip - Shop Now, Pay Laterzip.co
โ˜… 4.9<0.1%
3CommBank
CommBankCommonwealth Bank of Australia
โ˜… 4.7<0.1%
4NAB Mobile Banking
NAB Mobile BankingNAB
โ˜… 4.8<0.1%
5PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
โ˜… 4.7<0.1%
6Remitly: Send Money Overseas
Remitly: Send Money OverseasRemitly Inc
โ˜… 4.8<0.1%
7Wise - Global Money
Wise - Global MoneyWise Payments Ltd
โ˜… 4.8<0.1%
8Up โ€” Easy Money
Up โ€” Easy MoneyUp Money
โ˜… 4.9<0.1%
9ANZ Plus
ANZ PlusANZ Banking Group Limited
โ˜… 4.8<0.1%
10Westpac
WestpacWestpac Banking Corporation
โ˜… 4.5<0.1%
11Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
โ˜… 4.6<0.1%
12Raiz | Earn, Save & Invest
Raiz | Earn, Save & InvestRAIZ INVEST AUSTRALIA LIMITED
โ˜… 4.7<0.1%
13Revolut: Spend, send and save
Revolut: Spend, send and saveRevolut Ltd
โ˜… 4.8<0.1%
14Stake โ€“ Stocks | ETFs | SMSF
Stake โ€“ Stocks | ETFs | SMSFStake
โ˜… 4.6<0.1%
15Taptap Send: Money Transfer
Taptap Send: Money TransferTaptap Send, Inc.
โ˜… 4.8<0.1%
16Splitwise
SplitwiseSplitwise, Inc.
โ˜… 4.3<0.1%
17Revolut: Spend, send and save
Revolut: Spend, send and saveRevolut Ltd
โ˜… 4.6<0.1%
18PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
โ˜… 4.1<0.1%
19Remitly: Send Money & Transfer
Remitly: Send Money & TransferRemitly
โ˜… 4.8<0.1%
20Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
โ˜… 4.8<0.1%
21Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
โ˜… 4.5<0.1%
22Google Wallet
Google WalletGoogle LLC
โ˜… 4.3<0.1%
23ANZ Australia
ANZ AustraliaAustralia and New Zealand Banking Group Limited
โ˜… 4.30.3%
24NAB Mobile Banking
NAB Mobile BankingNAB
โ˜… 4.60.4%
25ANZ Plus
ANZ PlusAustralia and New Zealand Banking Group Limited
โ˜… 4.70.7%
26YouTrip
YouTripYou Technologies Group (Singapore) Pte. Ltd
โ˜… 4.11.1%
27Bendigo Bank
Bendigo BankBendigo and Adelaide Bank Ltd
โ˜… 4.71.1%
28Raiz | Earn, Save & Invest
Raiz | Earn, Save & InvestRaiz Invest
โ˜… 4.51.2%

Finance Apps in Australia: What to Look For

Finance apps that perform well in Australia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Australia users with at least 1,000 ratings, which means real users in Australia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Australia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Australia performance drop down the list, and locally loved apps surface where they belong.