๐Ÿ‡ฎ๐Ÿ‡ฉBest Finance Apps in Indonesia

Top-rated finance apps in Indonesia on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฎ๐Ÿ‡ฉ Indonesia. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaESPAY DEBIT INDONESIA KOE, PT
โ˜… 4.8<0.1%
2Kredivo - Paylater & Loans
Kredivo - Paylater & LoansFinAccel Pte Ltd
โ˜… 4.8<0.1%
3wondr by BNI
wondr by BNIPT. BANK NEGARA INDONESIA (PERSERO) TBK.
โ˜… 4.9<0.1%
4SeaBank
SeaBankPT.Bank Seabank Indonesia
โ˜… 4.9<0.1%
5AdaKami-Pinjaman Uang Online
AdaKami-Pinjaman Uang OnlinePEMBIAYAAN DIGITAL INDONESIA, PT
โ˜… 4.5<0.1%
6BRImo BRI
BRImo BRIPT. Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.7<0.1%
7ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.9<0.1%
8Easycash - Pinjam uang online
Easycash - Pinjam uang onlinePT. INDONESIA FINTOPIA TECHNOLOGY
โ˜… 4.4<0.1%
9GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRISPT. GOTO GOJEK TOKOPEDIA TBK
โ˜… 4.7<0.1%
10Indodana - Paylater & Pinjaman
Indodana - Paylater & PinjamanPT Indodana Multi Finance
โ˜… 4.6<0.1%
11Danaku - Pinjaman Cepat & Aman
Danaku - Pinjaman Cepat & AmanPT. TRUST TEKNOLOGI FINANSIAL
โ˜… 4.9<0.1%
12OVO
OVOVisionet Internasional, Pt
โ˜… 4.0<0.1%
13Bank Jago/Jago Syariah
Bank Jago/Jago SyariahBank Artos
โ˜… 4.8<0.1%
14Rupiah Cepat-Pinjaman Dana
Rupiah Cepat-Pinjaman DanaKREDIT UTAMA FINTECH INDONESIA, PT
โ˜… 4.4<0.1%
15Yup - VISA & Credit 0%*
Yup - VISA & Credit 0%*PT. FINTURE TECH INDONESIA
โ˜… 4.7<0.1%
16Tring! by Pegadaian
Tring! by PegadaianPEGADAIAN (PERSERO), PT
โ˜… 4.3<0.1%
17SeaBank
SeaBankSeaBank Indonesia
โ˜… 5.0<0.1%
18Kredivo - Paylater & Pinjaman
Kredivo - Paylater & PinjamanPT Kredivo Finance Indonesia
โ˜… 4.7<0.1%
19DANA Dompet Digital Indonesia
DANA Dompet Digital IndonesiaPT Espay Debit Indonesia Koe
โ˜… 4.5<0.1%
20JMO (Jamsostek Mobile)
JMO (Jamsostek Mobile)BPJS Ketenagakerjaan Official
โ˜… 4.7<0.1%
21Adapundi-Pinjaman Dana Cepat
Adapundi-Pinjaman Dana CepatPT. Info Tekno Siaga
โ˜… 4.8<0.1%
22FinPlus - Pinjaman Uang Online
FinPlus - Pinjaman Uang OnlinePT. Rezeki Bersama Teknologi
โ˜… 4.8<0.1%
23Easycash - Pinjaman Daring
Easycash - Pinjaman DaringPT. Indonesia Fintopia Technology
โ˜… 4.7<0.1%
24BRImo
BRImoPT Bank Rakyat Indonesia (Persero) Tbk.
โ˜… 4.4<0.1%
25GoPay: Transfer, Bayar, QRIS
GoPay: Transfer, Bayar, QRISPT. GoTo Gojek Tokopedia Tbk
โ˜… 4.7<0.1%
26ShopeePay โ€“ Dompet Serba Bisa
ShopeePay โ€“ Dompet Serba BisaPT. AIRPAY INTERNATIONAL INDONESIA
โ˜… 4.7<0.1%
27Rupiah Cepat - Pinjaman Dana
Rupiah Cepat - Pinjaman DanaPT KreditUtamaFintechIndonesia
โ˜… 4.5<0.1%
28KrediOne-Pinjaman Daring
KrediOne-Pinjaman DaringPT. Inovasi Terdepan Nusantara
โ˜… 4.6<0.1%
29wondr by BNI
wondr by BNIPT Bank Negara Indonesia (Persero) Tbk.
โ˜… 4.9<0.1%
30Yup - VISA & Credit 0%*
Yup - VISA & Credit 0%*PT FINTURE TECH INDONESIA
โ˜… 4.70.3%

Finance Apps in Indonesia: What to Look For

Finance apps that perform well in Indonesia usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Indonesia users with at least 1,000 ratings, which means real users in Indonesia are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Indonesia due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Indonesia performance drop down the list, and locally loved apps surface where they belong.