🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	PayPal: Geld senden, verwaltenPayPal, Inc.	iOS	4.8	441
2	S-pushTANStar Finanz GmbH	iOS	4.4	430
3	S-pushTAN - sichere FreigabenStar Finanz GmbH	Android	3.0	416
4	SplitwiseSplitwise, Inc.	iOS	4.1	395
5	My WebIDWebID Solutions GmbH	Android	2.9	393
6	Trade Republic: Broker & BankTrade Republic Bank GmbH	Android	4.2	374
7	Sparkasse Ihre mobile FilialeStar Finanz GmbH	iOS	4.6	372
8	Deutsche BankDeutsche Bank AG	iOS	4.7	366
9	Trade Republic: Broker & BankTrade Republic Bank GmbH	iOS	4.6	358
10	Scalable Capital BankScalable GmbH	Android	3.8	357
11	SumUp Business: POS & KasseSumUp	Android	3.7	346
12	Volkswagen Bank BankingVolkswagen Financial Services AG	iOS	3.6	337
13	ING DeutschlandING Deutschland	Android	3.5	321
14	My WebIDWebID Solutions GmbH	iOS	4.5	310
15	Scalable Capital BankScalable GmbH	iOS	4.6	308
16	Mobiles BezahlenS-Payment GmbH	Android	3.6	305
17	Finanzguru - Konten & Verträgedwins GmbH	iOS	4.7	297
18	Trading 212 - Stocks & ETFsTrading 212	iOS	4.6	292
19	ING DeutschlandING-DiBa AG	iOS	4.8	258
20	XTB Online InvestingXTB S.A.	Android	4.4	256
21	ElsterSecureBayerisches Landesamt fuer Steuern	iOS	4.6	253
22	Sparkasse Ihre mobile FilialeStar Finanz GmbH	Android	4.4	246
23	VR SecureGo plusAtruvia AG	iOS	4.7	243
24	Freecash - Geld verdienenFreecash	Android	4.4	242
25	Wero WalletEuropean Payments Initiative	iOS	3.8	238
26	Getsafe: Versicherung VorsorgeGetsafe Digital GmbH	iOS	4.7	237
27	Google WalletGoogle LLC	Android	4.4	232
28	Volkswagen Bank photoTANVolkswagen Financial Services AG	iOS	2.2	226
29	POSTIDENTDeutsche Post AG	Android	4.4	225
30	PayPalPayPal Mobile	Android	4.2	217
31	Klarna: Verwalte Geld smarterKlarna Bank AB	iOS	4.8	212
32	VR SecureGo plusAtruvia AG	Android	4.7	200
33	Finanzguru - Konten & Verträgedwins GmbH	Android	4.3	200
34	PluxeePluxee International	Android	4.1	172
35	ConsorsbankBNP Paribas S.A. Niederlassung Deutschland	Android	3.7	162
36	tricount - Ausgaben teilenTricount	iOS	4.8	160
37	ChaseJPMorgan Chase	Android	3.4	158
38	Trading 212 - Aktien & ETFsTrading 212	Android	4.5	157
39	bonify Bonitätsmanagerbonify	Android	3.5	156
40	PostbankPostbank - eine Niederlassung der Deutsche Bank AG	Android	4.4	155
41	CHECK24CHECK24	iOS	4.8	147
42	C24 BankC24 Bank GmbH	iOS	4.8	145
43	CHECK24CHECK24 GmbH	Android	4.8	141
44	Kraken: Crypto und Bitcoin BTCPayward, Inc.	Android	4.4	136
45	SCHUFASCHUFA Holding AG	iOS	3.0	134
46	WiseWise Payments Ltd	iOS	4.8	131
47	Taxfix: Online SteuererklärungTaxfix SE	Android	4.7	129
48	Klarna: Verwalte Geld smarterKlarna Bank AB (publ)	Android	4.8	126
49	Meine AllianzAllianz Deutschland	Android	4.2	125
50	WISO Steuer - SteuererklärungBuhl Data Service GmbH	iOS	4.8	120

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Germany by Other Categories

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See all worst apps in Germany →

Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Germany →|Worst Finance (global) →|All worst apps in Germany →|Full Leaderboard →