🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	S-pushTAN - sichere FreigabenStar Finanz GmbH	Android	3.0	415
2	My WebIDWebID Solutions GmbH	Android	2.9	393
3	Trade Republic: Broker & BankTrade Republic Bank GmbH	Android	4.2	383
4	Deutsche BankDeutsche Bank AG	iOS	4.7	366
5	Scalable Capital: ETF & AktienScalable GmbH	Android	4.3	360
6	Volkswagen Bank BankingVolkswagen Financial Services AG	iOS	3.6	337
7	Mobiles BezahlenS-Payment GmbH	Android	3.5	309
8	XTB Online InvestingXTB S.A.	Android	4.4	250
9	Google WalletGoogle LLC	Android	4.4	245
10	Sparkasse Ihre mobile FilialeStar Finanz GmbH	Android	4.5	239
11	Wero WalletEuropean Payments Initiative	iOS	3.8	238
12	POSTIDENTDeutsche Post AG	Android	4.4	228
13	Volkswagen Bank photoTANVolkswagen Financial Services AG	iOS	2.2	226
14	PayPalPayPal Mobile	Android	4.2	206
15	VR SecureGo plusAtruvia AG	Android	4.7	197
16	Finanzguru - Konten & Verträgedwins GmbH	Android	4.3	195
17	Freecash - Geld verdienenFreecash	Android	4.5	183
18	PluxeePluxee International	Android	4.1	172
19	ConsorsbankBNP Paribas S.A. Niederlassung Deutschland	Android	3.7	162
20	PostbankPostbank - eine Niederlassung der Deutsche Bank AG	Android	4.4	155
21	bonify Bonitätsmanagerbonify	Android	3.5	152
22	Trading 212 - Aktien & ETFsTrading 212	Android	4.5	151
23	C24 BankC24 Bank GmbH	iOS	4.8	145
24	Klarna: Verwalte Geld smarterKlarna Bank AB (publ)	Android	4.8	142
25	CHECK24 VergleicheCHECK24 GmbH	Android	4.8	138
26	WiseWise Payments Ltd	iOS	4.8	131
27	Taxfix: Online SteuererklärungTaxfix SE	Android	4.7	129
28	Meine AllianzAllianz Deutschland	Android	4.0	114
29	Zasta: Super-App für SteuernZasta GmbH	Android	4.5	92
30	Revolut — Banking & TradingRevolut Ltd	Android	4.5	87
31	ElsterSecure - sicherer LoginELSTER - Bayerisches Landesamt für Steuern	Android	4.1	79
32	VR Banking - einfach sicherAtruvia AG	Android	4.6	66
33	WISO Steuer – SteuererklärungBuhl Data Service GmbH	Android	4.8	37
34	MeinELSTER+ELSTER - Bayerisches Landesamt für Steuern	Android	4.6	14
35	Bonsy Bon Scan & HaushaltsbuchMarktguru Deutschland GmbH	iOS	4.0	12
36	Splid – Abrechnen mit FreundenNicolas Jersch	iOS	4.9	8
37	S-VorteilsweltS-Markt & Mehrwert GmbH & Co. KG	Android	3.0	7
38	Joe BrokerTargobank AG	Android	3.2	1
39	My WebIDWebID Solutions GmbH	iOS	4.5	0
40	VR SecureGo plusAtruvia AG	iOS	4.7	0
41	SplitwiseSplitwise, Inc.	iOS	4.1	0
42	VR Banking - einfach sicherAtruvia AG	iOS	4.7	0
43	CHECK24CHECK24	iOS	4.8	0
44	ING DeutschlandING-DiBa AG	iOS	4.8	0
45	Zasta – Super-App für SteuernZasta GmbH	iOS	4.5	0
46	Trade Republic: Broker & BankTrade Republic Bank GmbH	iOS	4.6	0
47	WISO Steuer - SteuererklärungBuhl Data Service GmbH	iOS	4.8	0
48	Finanzguru - Konten & Verträgedwins GmbH	iOS	4.7	0
49	S-pushTANStar Finanz GmbH	iOS	4.4	0
50	Klarna: Verwalte Geld smarterKlarna Bank AB	iOS	4.8	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Germany by Other Categories

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Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Germany →|Worst Finance (global) →|All worst apps in Germany →|Full Leaderboard →