🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Argos PayNewDay Ltd	iOS	1.8	472
2	One4all Digital WalletOne4all	Android	4.2	466
3	Argos PayNewDay Ltd	Android	3.4	458
4	NS&INS&I	iOS	2.1	458
5	PayPal - Send, Manage, PayPayPal, Inc.	iOS	4.8	451
6	Premium Bonds prize checkerNS&I	iOS	2.6	422
7	Frasers PlusTymit LTD	iOS	4.7	395
8	Creation FinanceCreation Consumer Finance Limited	iOS	4.7	382
9	Emma - Budget Planner TrackerEmma Technologies LTD.	iOS	4.7	376
10	Santander Mobile BankingSantander UK plc	Android	4.7	363
11	Emma - Budget Planner TrackerEmma Technologies LTD.	Android	4.4	345
12	LemFiPomelo Technology Inc	Android	4.5	342
13	Hastings Direct InsuranceHastings Direct Limited	iOS	4.7	333
14	SplitwiseSplitwise, Inc.	iOS	4.1	297
15	HMRCHM Revenue & Customs	Android	4.6	273
16	Google WalletGoogle LLC	Android	4.2	270
17	Hastings Direct InsuranceHastings Direct	Android	4.4	269
18	HMRCHMRC	iOS	4.8	266
19	Freecash - Earn MoneyFreecash	Android	4.3	238
20	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	236
21	Vanquis Credit CardVanquis Bank	Android	3.6	233
22	Amex United KingdomAmerican Express	iOS	4.8	233
23	Zopa Bank – Mobile BankingZopa Ltd	iOS	4.9	230
24	Testerup: Test & Earn Rewardsaestimium GmbH	iOS	4.3	222
25	Creation FinanceCreation Consumer Finance Limited	Android	4.7	215
26	NatWest Mobile BankingNational Westminster Bank Public Limited Company	Android	4.7	210
27	Zopa Bank – Mobile BankingZopa Bank Ltd	Android	4.7	205
28	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.0	199
29	HSBC UK Mobile BankingHSBC	Android	4.7	194
30	Moneybox - Save and InvestDigital Moneybox Limited	Android	4.7	189
31	Klarna: Smarter everyday moneyKlarna Bank AB	iOS	4.9	168
32	Nationwide Mobile BankingNationwide Building Society	iOS	4.8	156
33	Trading 212Trading 212	iOS	4.7	156
34	BarclaysBarclays Services Limited	iOS	4.8	154
35	Experian: Credit ScoreExperian Ltd.	iOS	4.9	152
36	Revolut — Banking & BeyondRevolut Ltd	Android	4.7	149
37	MoneySavingExpertMoneySavingExpert.com	iOS	4.9	148
38	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	4.8	143
39	HSBC UK Mobile BankingHSBC Global Services (UK) Limited	iOS	4.8	142
40	Vanquis Credit CardVanquis Bank Limited	iOS	4.6	140
41	Halifax Mobile BankingLloyds Banking Group PLC	Android	4.6	135
42	Lloyds Mobile BankingLloyds Banking Group	iOS	4.8	131
43	NatWest Mobile BankingNational Westminster Bank plc	iOS	4.8	128
44	Chase UKJPMorgan Chase & Co.	iOS	4.9	128
45	Trading 212: Stocks, ETFs, ISATrading 212	Android	4.7	128
46	Monzo Bank - Mobile BankingMonzo	Android	4.8	123
47	BarclaysBarclays Services Limited	Android	4.6	117
48	Lloyds Mobile BankingLloyds Banking Group PLC	Android	4.7	111
49	Sprive - Mortgage Free, FasterSprive Limited	Android	4.7	104
50	Starling - Mobile BankingSTARLING BANK LIMITED	iOS	4.9	103

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

🇺🇸United States 🇩🇪Germany 🇫🇷France 🇹🇷Turkey 🇯🇵Japan 🇧🇷Brazil 🇮🇳India 🇰🇷South Korea 🇪🇸Spain 🇮🇹Italy 🇷🇺Russia 🇸🇦Saudi Arabia 🇮🇩Indonesia 🇵🇱Poland 🇲🇽Mexico 🇨🇦Canada 🇦🇺Australia

Worst Apps in United Kingdom by Other Categories

Auto & Vehicles Beauty Books Business Developer Tools Education Entertainment Food & Drink Games Graphics & Design Health & Fitness Lifestyle

See all worst apps in United Kingdom →

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in United Kingdom →|Worst Finance (global) →|All worst apps in United Kingdom →|Full Leaderboard →