🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1PayPal: Geld senden, verwalten
PayPal: Geld senden, verwaltenPayPal, Inc.
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4.8451
2S-pushTAN
S-pushTANStar Finanz GmbH
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4.4427
3S-pushTAN - sichere Freigaben
S-pushTAN - sichere FreigabenStar Finanz GmbH
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3.0408
4My WebID
My WebIDWebID Solutions GmbH
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2.9397
5Splitwise
SplitwiseSplitwise, Inc.
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0.0384
6Scalable Capital Bank
Scalable Capital BankScalable AG
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3.9367
7Deutsche Bank
Deutsche BankDeutsche Bank AG
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4.7366
8SumUp Business: POS & Kasse
SumUp Business: POS & KasseSumUp
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3.7357
9Trade Republic: Broker & Bank
Trade Republic: Broker & BankTrade Republic Bank GmbH
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4.4356
10Klarna: Verwalte Geld smarter
Klarna: Verwalte Geld smarterKlarna Bank AB
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4.8351
11ING Deutschland
ING DeutschlandING Deutschland
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3.6341
12Volkswagen Bank Banking
Volkswagen Bank BankingVolkswagen Financial Services AG
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3.6337
13PayPal
PayPalPayPal Mobile
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4.2334
14Scalable Capital Bank
Scalable Capital BankScalable GmbH
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4.6308
15Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile FilialeStar Finanz GmbH
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4.6302
16Mobiles Bezahlen - Sparkasse
Mobiles Bezahlen - SparkasseS-Payment GmbH
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3.5299
17Getsafe: Versicherung Vorsorge
Getsafe: Versicherung VorsorgeGetsafe Digital GmbH
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3.5298
18Trading 212 - Stocks & ETFs
Trading 212 - Stocks & ETFsTrading 212
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4.6294
19My WebID
My WebIDWebID Solutions GmbH
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4.5292
20Finanzguru - Konten & Verträge
Finanzguru - Konten & Verträgedwins GmbH
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4.7291
21Trade Republic: Broker & Bank
Trade Republic: Broker & BankTrade Republic Bank GmbH
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4.6270
22ElsterSecure
ElsterSecureBayerisches Landesamt fuer Steuern
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4.6260
23XTB Online Investing
XTB Online InvestingXTB S.A.
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4.4256
24Google Wallet
Google WalletGoogle LLC
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4.3256
25Getsafe: Versicherung Vorsorge
Getsafe: Versicherung VorsorgeGetsafe Digital GmbH
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0.0246
26Sparkasse Ihre mobile Filiale
Sparkasse Ihre mobile FilialeStar Finanz GmbH
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4.4245
27POSTIDENT
POSTIDENTDeutsche Post AG
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4.2243
28ING Deutschland
ING DeutschlandING-DiBa AG
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4.7240
29Wero Wallet
Wero WalletEuropean Payments Initiative
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3.8238
30Volkswagen Bank photoTAN
Volkswagen Bank photoTANVolkswagen Financial Services AG
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2.2226
31VR SecureGo plus
VR SecureGo plusAtruvia AG
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4.7214
32Finanzguru - Konten & Verträge
Finanzguru - Konten & Verträgedwins GmbH
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4.3210
33TradingView - Börse & Aktien
TradingView - Börse & AktienTradingView
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4.8196
34VR SecureGo plus
VR SecureGo plusAtruvia AG
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4.7195
35Freecash - Geld verdienen
Freecash - Geld verdienenFreecash
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4.5183
36Pluxee
PluxeePluxee International
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4.1172
37SCHUFA
SCHUFASCHUFA Holding AG
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0.0163
38Postbank
PostbankPostbank - eine Niederlassung der Deutsche Bank AG
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4.4162
39Consorsbank
ConsorsbankBNP Paribas S.A. Niederlassung Deutschland
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3.7162
40tricount - Ausgaben teilen
tricount - Ausgaben teilenTricount
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4.8161
41bonify Bonitätsmanager
bonify Bonitätsmanagerbonify
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3.6158
42Klarna: Verwalte Geld smarter
Klarna: Verwalte Geld smarterKlarna Bank AB (publ)
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4.8156
43C24 Bank
C24 BankC24 Bank GmbH
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4.8145
44CHECK24
CHECK24CHECK24 GmbH
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4.8143
45Chase
ChaseJPMorgan Chase & Co.
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0.0143
46CHECK24
CHECK24CHECK24
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4.8140
47Meine Allianz
Meine AllianzAllianz Deutschland
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4.2136
48Kraken: Crypto und Bitcoin BTC
Kraken: Crypto und Bitcoin BTCPayward, Inc.
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4.4136
49Chase
ChaseJPMorgan Chase
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3.1131
50Wise
WiseWise Payments Ltd
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4.8131

Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.