🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1Moneycontrol - Markets & News
Moneycontrol - Markets & NewsNETWORK18
4.2438
2HDFC Bank MobileBanking
HDFC Bank MobileBankingHDFC Bank Ltd.
3.9397
3Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
4.7371
4Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
4.6368
5BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.5364
6YONO SBI:Banking and Lifestyle
YONO SBI:Banking and LifestyleState Bank of India
3.8355
7BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.3346
8MobiKwik: BHIM UPI & Wallet
MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited
4.6342
9Kotak Bank (New)
Kotak Bank (New)Kotak Mahindra Bank Ltd.
4.7320
10Moneyview: Loans, Credit Cards
Moneyview: Loans, Credit CardsMONEYVIEW LIMITED
4.8295
11Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
4.0290
12PhonePe Business: Merchant App
PhonePe Business: Merchant AppPhonePe
4.3289
13Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.
4.8283
14Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCanara Bank
4.0276
15POP: UPI, Shop, Credit Card
POP: UPI, Shop, Credit CardPOPCLUB VISION TECH PRIVATE LIMITED
4.0270
16CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPIDreamplug
4.8253
17IPPB Mobile Banking
IPPB Mobile BankingIndia Post Payments Bank Ltd
3.4246
18HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
4.8245
19FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd
4.5227
20Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.8224
21super.money
super.moneySCAPIC INNOVATIONS PRIVATE LIMITED
4.7204
22My LIC
My LICLife Insurance Corporation of India
4.5191
23IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD
4.8177
24PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
4.0167
25mpocket-loan app
mpocket-loan appFlexfin SnapLoan
4.5160
260% EMI Shopping App
0% EMI Shopping AppSnapmint
4.6156
27KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited
4.4154
28Upstox Stocks IPO Mutual Funds
Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App
4.4152
29Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
4.4150
30Roarbank: RuPay Credit Card
Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED
3.7148
31YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
4.0145
32PNB ONE
PNB ONEPNB
4.2144
33Google Pay: Secure UPI payment
Google Pay: Secure UPI paymentGoogle LLC
3.9140
34Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi Limited
4.5135
35InterLink Network
InterLink NetworkInterlink Labs Inc
4.6107
36Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
4.9107
37Bajaj Finance: Loans, UPI & FD
Bajaj Finance: Loans, UPI & FDBajaj Finance Limited
4.7106
38Redrob Signal
Redrob SignalRedrob Inc.
3.8104
39Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
4.8103
40FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
4.3102
41Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
4.199
42mPokket: Instant Loan App
mPokket: Instant Loan AppMaybright Ventures Private Limited
4.698
43HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
4.892
44Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCANARA BANK
4.487
45super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
4.482
46PhonePe UPI Payments, Loan App
PhonePe UPI Payments, Loan AppPhonePe
4.682
47Branch Instant Personal Loan
Branch Instant Personal LoanBranch International Financial Services Limited
4.676
48GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
4.773
49Moneyview: UPI, Personal Loans
Moneyview: UPI, Personal LoansMoneyview
4.873
50PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
4.772

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.