๐Ÿ‡ฎ๐Ÿ‡ณBest Finance Apps in India

Top-rated finance apps in India on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and โ˜… 4.0+ overall.

Method: Sorted by negative reviews รท total ratings (lower = users complain less). Category: Finance. Country: ๐Ÿ‡ฎ๐Ÿ‡ณ India. Updated weekly from live App Store and Google Play data.

#AppRatingComplaint Rate
1Axis Bank Mobile Banking
Axis Bank Mobile BankingAxis Bank Ltd
โ˜… 4.8<0.1%
2GoodScore: Credit Score App
GoodScore: Credit Score AppARTHVIT 1809 TECH PRIVATE LIMITED
โ˜… 4.8<0.1%
3Gullak: Save in Digital Gold
Gullak: Save in Digital GoldFinternet Technologies Pvt Ltd
โ˜… 4.7<0.1%
4Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
โ˜… 4.8<0.1%
5PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe
โ˜… 4.6<0.1%
6Bajaj Finance: Loans, UPI & FD
Bajaj Finance: Loans, UPI & FDBajaj Finance Limited
โ˜… 4.8<0.1%
7PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
โ˜… 4.7<0.1%
8Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi
โ˜… 4.4<0.1%
9FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
โ˜… 4.2<0.1%
10super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
โ˜… 4.4<0.1%
11Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
โ˜… 4.0<0.1%
12Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
โ˜… 4.9<0.1%
13Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
โ˜… 4.7<0.1%
14YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
โ˜… 4.0<0.1%
15Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
โ˜… 4.1<0.1%
16PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
โ˜… 4.0<0.1%
17HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
โ˜… 4.8<0.1%
18Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
โ˜… 4.4<0.1%
19PNB ONE
PNB ONEPNB
โ˜… 4.2<0.1%
20Groww Stocks, Mutual Fund, IPO
Groww Stocks, Mutual Fund, IPOBillionbrains Garage Ventures Private Limited
โ˜… 4.6<0.1%
21GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
โ˜… 4.7<0.1%
22Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
โ˜… 4.7<0.1%
23BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
โ˜… 4.4<0.1%
24Google Pay: Save, Pay, Manage
Google Pay: Save, Pay, ManageGoogle
โ˜… 4.6<0.1%
25Bajaj Finance: Loans, UPI & FD
Bajaj Finance: Loans, UPI & FDBajaj Finance Limited
โ˜… 4.7<0.1%
26CRED: Credit Cards, Bills, UPI
CRED: Credit Cards, Bills, UPIDreamplug
โ˜… 4.8<0.1%
27HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC Bank Ltd.
โ˜… 4.8<0.1%
28Univest: Stocks, F&O, Equity
Univest: Stocks, F&O, EquityUnivest Communication Technologies Pvt Ltd
โ˜… 5.0<0.1%
29PhonePe Business: Merchant App
PhonePe Business: Merchant AppPhonePe
โ˜… 4.3<0.1%
30Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi Limited
โ˜… 4.5<0.1%

Finance Apps in India: What to Look For

Finance apps that perform well in India usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among India users with at least 1,000 ratings, which means real users in India are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in India due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak India performance drop down the list, and locally loved apps surface where they belong.