🇨🇦Worst Finance Apps in Canada

The most complained-about finance apps in Canada on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1PC Financial Mobile
PC Financial MobilePC Bank
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4.3432
2Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
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3.9403
3CIBC Mobile Banking®
CIBC Mobile Banking®CIBC
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3.9389
4Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
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3.6359
5TD Easy Trade
TD Easy TradeTD Bank Group
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3.3354
6belairdirect digital insurance
belairdirect digital insurancebelairdirect
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4.3344
7my Sun Life (CA)
my Sun Life (CA)Sun Life
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4.3328
8Desjardins mobile services
Desjardins mobile servicesDesjardins
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4.7320
9Wealthsimple - Grow your money
Wealthsimple - Grow your moneyWealthsimple
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3.4303
10BMO Mobile Banking
BMO Mobile BankingBMO
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4.3289
11RBC Mobile
RBC MobileRoyal Bank of Canada
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3.0280
12Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank
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4.7272
13Scotiabank Mobile Banking
Scotiabank Mobile BankingScotiabank
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4.7263
14TD Canada
TD CanadaTD Bank Group
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4.7250
15Freecash - Earn Money
Freecash - Earn MoneyFreecash
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4.2246
16Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
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4.5229
17Google Wallet
Google WalletGoogle LLC
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4.4228
18Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
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4.1218
19PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
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4.2216
20QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade
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4.6202
21KOHO: Canada's Money App
KOHO: Canada's Money AppKOHO Financial
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4.8191
22Neo Financial
Neo FinancialNeo Financial
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4.4181
23BMO Mobile Banking
BMO Mobile BankingBMO Financial Group
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4.6173
24Capital One Canada
Capital One CanadaCapital One Services, LLC
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4.7162
25Scotiabank
ScotiabankScotiabank
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4.7148
26QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade Inc.
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4.7127
27Wealthsimple
WealthsimpleWealthsimple
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4.6120
28RBC Mobile
RBC MobileRoyal Bank of Canada
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4.7114
29Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
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4.8108
30LemFi
LemFiPomelo Technology Inc
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4.5103
31Splitwise
SplitwiseSplitwise, Inc.
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4.2100
32Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank / Banque Tangerine
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4.791
33CIBC Mobile Banking
CIBC Mobile BankingCIBC
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4.287
34National Bank of Canada
National Bank of CanadaBanque Nationale du Canada
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4.782
35Remitly: Send Money & Transfer
Remitly: Send Money & TransferRemitly
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4.867
36Taptap Send: Money Transfer
Taptap Send: Money TransferTaptap Send, Inc.
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4.763
37Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
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4.855
38Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
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4.547
39Wise - Global money
Wise - Global moneyWise Payments Ltd
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4.745
40Amex Canada
Amex CanadaAmerican Express
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4.942
41PayPal
PayPalPayPal, Inc.
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4.642
42TurboTax
TurboTaxIntuit Canada ULC
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4.737
43TD Canada
TD CanadaTD
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4.534
44Neo Financial
Neo FinancialNeo Financial
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4.831
45PC Financial Mobile
PC Financial MobilePC Bank
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4.731
46Bree: Canada's Cash App
Bree: Canada's Cash AppBree Technologies Ltd.
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4.830
47KOHO: Award-winning Money App
KOHO: Award-winning Money AppKoho Financial
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4.811
48Remitly: Global money transfer
Remitly: Global money transferRemitly Inc
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4.95
49Flexiti Financial
Flexiti FinancialFlexiti Financial Inc
How to cancel →
4.11
50TurboTax
TurboTaxIntuit Canada ULC
How to cancel →
4.70

Why Finance Apps Fail in Canada

Finance apps that earn the most complaints in Canada usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Canada.

This page ranks finance apps in Canada by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Canada, benchmarking your own app against local pain points, or just curious which finance apps users in Canada complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.