🇨🇦Worst Finance Apps in Canada

The most complained-about finance apps in Canada on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	PC Financial MobilePC Bank	Android	4.2	437
2	Manulife MobileThe Manufacturers Life Insurance Company	Android	3.7	405
3	CIBC Mobile Banking®CIBC	Android	3.9	363
4	Scotiabank Mobile BankingScotiabank	Android	4.7	329
5	Intact Insurance: Mobile appIntact Insurance	Android	3.5	328
6	Wealthsimple - Grow your moneyWealthsimple	Android	3.4	325
7	my Sun Life (CA)Sun Life	Android	4.3	309
8	Desjardins mobile servicesDesjardins	Android	4.7	296
9	Tangerine Mobile BankingTangerine Bank	Android	4.6	279
10	BMO Mobile BankingBMO	Android	4.3	274
11	RBC MobileRoyal Bank of Canada	Android	2.9	256
12	Google WalletGoogle LLC	Android	4.4	243
13	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.2	235
14	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	206
15	QuestMobile: Invest & TradeQuestrade	Android	4.6	202
16	TD CanadaTD Bank Group	Android	4.9	182
17	KOHO: Canada's Money AppKOHO Financial	Android	4.8	167
18	Capital One CanadaCapital One Services, LLC	Android	4.7	155
19	Wise: International TransfersWise Payments Ltd.	Android	4.8	132
20	Remitly: Send Money & TransferRemitly	Android	4.8	105
21	TurboTaxIntuit Canada ULC	Android	4.8	34
22	TD CanadaTD	iOS	4.5	0
23	SplitwiseSplitwise, Inc.	iOS	4.1	0
24	RBC MobileRoyal Bank of Canada	iOS	4.7	0
25	Testerup: Earn Money & Rewardsaestimium GmbH	iOS	4.3	0
26	TurboTaxIntuit Canada ULC	iOS	4.7	0
27	QuestMobile: Invest & TradeQuestrade Inc.	iOS	4.7	0
28	Wise - Global moneyWise Payments Ltd	iOS	4.7	0
29	BMO Mobile BankingBMO Financial Group	iOS	4.6	0
30	Taptap Send: Money TransferTaptap Send, Inc.	iOS	4.7	0
31	PayPalPayPal, Inc.	iOS	4.6	0
32	PC Financial MobilePC Bank	iOS	4.7	0
33	Amex CanadaAmerican Express	iOS	4.9	0
34	KOHO: Award-winning Money AppKoho Financial	iOS	4.8	0
35	WealthsimpleWealthsimple	iOS	4.6	0
36	CIBC Mobile BankingCIBC	iOS	4.2	0
37	Remitly: Global Money TransferRemitly Inc	iOS	4.9	0
38	Klarna \| Smarter paymentsKlarna Bank AB	iOS	4.8	0
39	Neo FinancialNeo Financial	iOS	4.8	0
40	ScotiabankScotiabank	iOS	4.7	0
41	Manulife MobileThe Manufacturers Life Insurance Company	iOS	4.5	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Canada by Other Categories

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Why Finance Apps Fail in Canada

Finance apps that earn the most complaints in Canada usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Canada.

This page ranks finance apps in Canada by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Canada, benchmarking your own app against local pain points, or just curious which finance apps users in Canada complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Canada →|Worst Finance (global) →|All worst apps in Canada →|Full Leaderboard →