🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	S-pushTAN - sichere FreigabenStar Finanz GmbH	Android	3.0	414
2	My WebIDWebID Solutions GmbH	Android	2.9	393
3	Trade Republic: Broker & BankTrade Republic Bank GmbH	Android	4.2	378
4	Deutsche BankDeutsche Bank AG	iOS	4.7	366
5	Scalable Capital BankScalable GmbH	Android	3.9	357
6	Volkswagen Bank BankingVolkswagen Financial Services AG	iOS	3.6	337
7	ING DeutschlandING Deutschland	Android	3.5	323
8	Mobiles BezahlenS-Payment GmbH	Android	3.5	308
9	XTB Online InvestingXTB S.A.	Android	4.4	256
10	Sparkasse Ihre mobile FilialeStar Finanz GmbH	Android	4.4	247
11	Wero WalletEuropean Payments Initiative	iOS	3.8	238
12	POSTIDENTDeutsche Post AG	Android	4.4	229
13	Volkswagen Bank photoTANVolkswagen Financial Services AG	iOS	2.2	226
14	Google WalletGoogle LLC	Android	4.4	213
15	VR SecureGo plusAtruvia AG	Android	4.7	199
16	Finanzguru - Konten & Verträgedwins GmbH	Android	4.3	197
17	Klarna: Verwalte Geld smarterKlarna Bank AB (publ)	Android	4.8	194
18	PayPalPayPal Mobile	Android	4.2	192
19	PluxeePluxee International	Android	4.1	172
20	ConsorsbankBNP Paribas S.A. Niederlassung Deutschland	Android	3.7	162
21	Trading 212 - Aktien & ETFsTrading 212	Android	4.5	157
22	PostbankPostbank - eine Niederlassung der Deutsche Bank AG	Android	4.4	155
23	bonify Bonitätsmanagerbonify	Android	3.5	152
24	C24 BankC24 Bank GmbH	iOS	4.8	145
25	CHECK24CHECK24 GmbH	Android	4.8	139
26	Freecash - Geld verdienenFreecash	Android	4.5	139
27	WiseWise Payments Ltd	iOS	4.8	131
28	Taxfix: Online SteuererklärungTaxfix SE	Android	4.7	129
29	Meine AllianzAllianz Deutschland	Android	4.0	114
30	Revolut — Banking & TradingRevolut Ltd	Android	4.5	92
31	Zasta: Super-App für SteuernZasta GmbH	Android	4.5	91
32	ElsterSecure - sicherer LoginELSTER - Bayerisches Landesamt für Steuern	Android	4.1	79
33	VR Banking - einfach sicherAtruvia AG	Android	4.6	65
34	WISO Steuer – SteuererklärungBuhl Data Service GmbH	Android	4.8	37
35	MeinELSTER+ELSTER - Bayerisches Landesamt für Steuern	Android	4.6	14
36	Bonsy Bon Scan & HaushaltsbuchMarktguru Deutschland GmbH	iOS	4.0	12
37	S-VorteilsweltS-Markt & Mehrwert GmbH & Co. KG	Android	3.0	7
38	Revolut — Banking & TradingRevolut Ltd	iOS	4.9	2
39	Joe BrokerTargobank AG	Android	3.2	1
40	Zasta – Super-App für SteuernZasta GmbH	iOS	4.5	0
41	tradegate.direct – Trading-AppTradegate AG	Android	3.9	0
42	tricount - Ausgaben teilenTricount	iOS	4.8	0
43	S-pushTANStar Finanz GmbH	iOS	4.4	0
44	Finanzguru - Konten & Verträgedwins GmbH	iOS	4.7	0
45	CHECK24CHECK24	iOS	4.8	0
46	SplitwiseSplitwise, Inc.	iOS	4.1	0
47	VR SecureGo plusAtruvia AG	iOS	4.7	0
48	My WebIDWebID Solutions GmbH	iOS	4.5	0
49	Splid – Abrechnen mit FreundenNicolas Jersch	iOS	4.9	0
50	VR Banking - einfach sicherAtruvia AG	iOS	4.7	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Germany by Other Categories

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Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Germany →|Worst Finance (global) →|All worst apps in Germany →|Full Leaderboard →