๐Ÿ‡ต๐Ÿ‡ญWorst Finance Apps in Philippines

The most complained-about finance apps in Philippines on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Virtual Pag-IBIG
Virtual Pag-IBIGPag-IBIG Fund
How to cancel โ†’
4.1314
2GCash
GCashMynt Inc.
How to cancel โ†’
4.2313
3Pesoloan - Quick Cash Loan
Pesoloan - Quick Cash LoanMasaganang Buhay Finance Philippines Corporation
How to cancel โ†’
4.7307
4RCBC DiskarTech Savings
RCBC DiskarTech SavingsDiskarTech
How to cancel โ†’
4.7305
5MySSS
MySSSPhilippine Social Security System
How to cancel โ†’
4.3246
6BPI
BPIBANK OF THE PHILIPPINE ISLANDS (BPI)
How to cancel โ†’
4.8215
7LANDBANK Mobile Banking
LANDBANK Mobile BankingLAND BANK OF THE PHILIPPINES
How to cancel โ†’
4.3215
8Cashify PH-Fast and Safe Cash
Cashify PH-Fast and Safe CashSunloan Lending Investors Corporation
How to cancel โ†’
4.6200
9Maya โ€“ savings, loans, cardsโ€‹
Maya โ€“ savings, loans, cardsโ€‹Maya Philippines, Inc.
How to cancel โ†’
4.6187
10Uno
UnoStandard Economics
How to cancel โ†’
4.7175
11BDO Pay
BDO PayBDO Unibank, Inc.
How to cancel โ†’
4.8128
12GoTyme Bank | Philippines
GoTyme Bank | PhilippinesGoTyme Bank Corporation
How to cancel โ†’
4.6123
13Home Credit Philippines
Home Credit PhilippinesHC CONSUMER FINANCE PHILIPPINES, INC.
How to cancel โ†’
4.8119
14Salmon
SalmonSalmon Group Ltd
How to cancel โ†’
4.8118
15MabilisCashโ€”Trusted Loan App
MabilisCashโ€”Trusted Loan AppMabilis Cash Financing Corp.
How to cancel โ†’
4.7117
16Billease - Buy Now, Pay Later
Billease - Buy Now, Pay LaterFirst Digital Finance Corporation
How to cancel โ†’
4.677
17MocaMoca - Safe and fast loan
MocaMoca - Safe and fast loanCopperstone Lending Inc.
How to cancel โ†’
4.676
18Credit Cash-Online Loan App
Credit Cash-Online Loan AppHi-Fin Lending Inc.
How to cancel โ†’
4.775
19JuanHand-online cash loan App
JuanHand-online cash loan AppWefund Lending corp
How to cancel โ†’
4.772
20Skyro
SkyroSkyro Lending, Inc
How to cancel โ†’
4.771
21Tala: Fast Cash Peso Loan App
Tala: Fast Cash Peso Loan AppTala Mobile
How to cancel โ†’
4.862
22MariBank PH (SeaBank)
MariBank PH (SeaBank)MariBank Philippines, Inc.
How to cancel โ†’
4.942
23Loan Calc Hub
Loan Calc HubAppDsgnur
How to cancel โ†’
4.232

Why Finance Apps Fail in Philippines

Finance apps that earn the most complaints in Philippines usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Philippines.

This page ranks finance apps in Philippines by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Philippines, benchmarking your own app against local pain points, or just curious which finance apps users in Philippines complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.