🇵🇱Worst Finance Apps in Poland

The most complained-about finance apps in Poland on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	mBank PL - Twój bank i finansemBank S.A.	Android	4.6	327
2	XTB Online InvestingXTB S.A.	Android	4.4	250
3	Alior MobileAlior Bank S.A.	Android	3.9	245
4	Portfel GoogleGoogle LLC	Android	4.4	243
5	Moje ING mobileING Bank Slaski S A	Android	4.8	227
6	PayPalPayPal Mobile	Android	4.2	206
7	PeoPayBank Pekao SA	Android	4.9	145
8	BNP Paribas GOmobileBNP Paribas Bank Polska S.A.	Android	4.4	142
9	Klarna: Mądrzejsze finanseKlarna Bank AB (publ)	Android	4.8	142
10	Bank MillenniumBank Millennium SA	Android	4.9	139
11	IKOPKO Bank Polski SA	Android	4.7	130
12	ErsteErste Bank Polska S.A.	Android	4.7	108
13	Revolut — Bank i InwestowanieRevolut Ltd	Android	4.5	88
14	CA24 Mobile — pełna korzyściCredit Agricole Bank Polska S.A.	Android	3.8	76
15	mojePZU mobilePZU	Android	3.5	70
16	Santander Consumer BankSantander Consumer Bank S.A.	Android	2.9	58
17	e-Urząd SkarbowyMinisterstwo Finansów, Warszawa, Polska	Android	4.4	23
18	OANDA TMS Brokers Forex AkcjeOanda TMS Brokers S.A.	Android	4.1	22
19	e-pitye-file sp. z o.o.	Android	4.8	6
20	PITax Twoje rozliczenie PITPITax. Oficjalne rozliczenie e-PIT	Android	4.9	0
21	e-Urząd SkarbowyMinisterstwo Finansów	iOS	3.0	0
22	mBank PL - Twój bank i finansemBank S.A.	iOS	4.8	0
23	ZEN.COM – Mobile WalletUAB ZEN.COM	iOS	4.8	0
24	XTB Online InvestingXTB S A	iOS	4.7	0
25	Klarna: Smarter everyday moneyKlarna Bank AB	iOS	4.8	0
26	BNP Paribas GOmobileBNP Paribas Polska SA	iOS	4.8	0
27	SplitwiseSplitwise, Inc.	iOS	4.0	0
28	Santander Consumer BankSantander Consumer Bank S.A.	iOS	4.9	0
29	PeoPayBank Pekao SA	iOS	4.7	0
30	PayPal - Send, Manage, PayPayPal, Inc.	iOS	4.6	0
31	IKOPKO BP S.A.	iOS	4.8	0
32	tricount: Split & Settle BillsTricount	iOS	4.8	0
33	Bank MillenniumMillennium bcp	iOS	4.8	0
34	Alior MobileALIOR BANK S.A.	iOS	4.6	0
35	Moje ING mobileING Bank Slaski S.A.	iOS	4.9	0
36	ErsteSantander Bank Polska S.A.	iOS	4.7	0
37	CA24 Mobile – pełna korzyściCredit Agricole Bank Polska S.A.	iOS	4.8	0
38	Erste mBankingErste banka HR	iOS	4.9	0
39	UniCredit PL, BEUniCredit NV/SA	iOS	4.6	0
40	Revolut — Mobile FinanceRevolut Ltd	iOS	4.9	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Poland by Other Categories

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Why Finance Apps Fail in Poland

Finance apps that earn the most complaints in Poland usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Poland.

This page ranks finance apps in Poland by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Poland, benchmarking your own app against local pain points, or just curious which finance apps users in Poland complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

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