🇨🇦Worst Finance Apps in Canada

The most complained-about finance apps in Canada on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1PC Financial Mobile
PC Financial MobilePC Bank
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4.3408
2Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
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3.9403
3CIBC Mobile Banking®
CIBC Mobile Banking®CIBC
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3.9392
4Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
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3.8360
5TD Easy Trade
TD Easy TradeTD Bank Group
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3.3354
6belairdirect digital insurance
belairdirect digital insurancebelairdirect
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4.3344
7RBC Mobile
RBC MobileRoyal Bank of Canada
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2.9330
8my Sun Life (CA)
my Sun Life (CA)Sun Life
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4.3328
9Desjardins mobile services
Desjardins mobile servicesDesjardins
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4.7322
10Wealthsimple - Grow your money
Wealthsimple - Grow your moneyWealthsimple
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3.4302
11BMO Mobile Banking
BMO Mobile BankingBMO
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4.3294
12PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
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4.2283
13Scotiabank Mobile Banking
Scotiabank Mobile BankingScotiabank
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4.7261
14TD Canada
TD CanadaTD Bank Group
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4.7260
15Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank
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4.7256
16Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
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4.5229
17Google Wallet
Google WalletGoogle LLC
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4.4219
18QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade
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4.6202
19Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
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4.8202
20Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
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4.1200
21KOHO: Canada's Money App
KOHO: Canada's Money AppKOHO Financial
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4.8189
22Neo Financial
Neo FinancialNeo Financial
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4.4181
23Freecash - Earn Money
Freecash - Earn MoneyFreecash
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4.5173
24BMO Mobile Banking
BMO Mobile BankingBMO Financial Group
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4.6173
25Capital One Canada
Capital One CanadaCapital One Services, LLC
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4.7162
26Scotiabank
ScotiabankScotiabank
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4.7148
27Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
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4.8130
28QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade Inc.
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4.7127
29Wealthsimple
WealthsimpleWealthsimple
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4.6120
30RBC Mobile
RBC MobileRoyal Bank of Canada
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4.7114
31LemFi
LemFiPomelo Technology Inc
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4.5103
32Splitwise
SplitwiseSplitwise, Inc.
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4.2100
33Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank / Banque Tangerine
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4.791
34CIBC Mobile Banking
CIBC Mobile BankingCIBC
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4.287
35National Bank of Canada
National Bank of CanadaBanque Nationale du Canada
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4.782
36Remitly: Send Money & Transfer
Remitly: Send Money & TransferRemitly
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4.874
37Taptap Send: Money Transfer
Taptap Send: Money TransferTaptap Send, Inc.
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4.763
38Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
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4.855
39Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
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4.547
40Wise - Global money
Wise - Global moneyWise Payments Ltd
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4.745
41PayPal
PayPalPayPal, Inc.
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4.642
42Amex Canada
Amex CanadaAmerican Express
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4.942
43BTCC - Trade Bitcoin & Crypto
BTCC - Trade Bitcoin & CryptoBTCC.COM
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4.637
44TurboTax
TurboTaxIntuit Canada ULC
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4.737
45Bree: Canada's Cash App
Bree: Canada's Cash AppBree Technologies Ltd.
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4.834
46TD Canada
TD CanadaTD
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4.534
47PC Financial Mobile
PC Financial MobilePC Bank
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4.731
48Neo Financial
Neo FinancialNeo Financial
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4.831
49KOHO: Award-winning Money App
KOHO: Award-winning Money AppKoho Financial
How to cancel →
4.811
50Remitly: Global money transfer
Remitly: Global money transferRemitly Inc
How to cancel →
4.95

Why Finance Apps Fail in Canada

Finance apps that earn the most complaints in Canada usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Canada.

This page ranks finance apps in Canada by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Canada, benchmarking your own app against local pain points, or just curious which finance apps users in Canada complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.