๐Ÿ‡ฌ๐Ÿ‡งWorst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Argos Pay
Argos PayNewDay Ltd
How to cancel โ†’
0.0474
2One4all Digital Wallet
One4all Digital WalletOne4all
How to cancel โ†’
4.2466
3NS&I
NS&INS&I
How to cancel โ†’
2.1458
4Argos Pay
Argos PayNewDay Ltd
How to cancel โ†’
3.5455
5PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
How to cancel โ†’
0.0444
6Premium Bonds prize checker
Premium Bonds prize checkerNS&I
How to cancel โ†’
2.6422
7MyAviva - Insurance & finance
MyAviva - Insurance & financeAviva PLC
How to cancel โ†’
0.0420
8Frasers Plus
Frasers PlusTymit LTD
How to cancel โ†’
0.0409
9Compare the Market: Meerkat
Compare the Market: MeerkatCompare the market Limited
How to cancel โ†’
0.0399
10Santander Mobile Banking
Santander Mobile BankingSantander UK plc
How to cancel โ†’
4.6377
11Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel โ†’
4.7376
12Frasers Plus
Frasers PlusTYMIT LTD
How to cancel โ†’
3.5376
13Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel โ†’
4.7371
14Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel โ†’
4.4345
15LemFi
LemFiPomelo Technology Inc
How to cancel โ†’
4.5342
16SumUp Business
SumUp BusinessSumUp
How to cancel โ†’
4.4339
17Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct Limited
How to cancel โ†’
4.7324
18Splitwise
SplitwiseSplitwise, Inc.
How to cancel โ†’
4.1319
19PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
How to cancel โ†’
4.1283
20Barclays
BarclaysBarclays Services Limited
How to cancel โ†’
4.6278
21Compare the Market: Meerkat
Compare the Market: Meerkatcomparethemarket.com
How to cancel โ†’
3.9276
22Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel โ†’
4.8267
23MoneySuperMarket
MoneySuperMarketMoneySupermarket
How to cancel โ†’
4.5250
24Cuvva
CuvvaCuvva Limited
How to cancel โ†’
4.8247
25HMRC
HMRCHMRC
How to cancel โ†’
4.8244
26eToro: Trade. Invest. Connect.
eToro: Trade. Invest. Connect.eToro
How to cancel โ†’
4.2239
27HMRC
HMRCHM Revenue & Customs
How to cancel โ†’
4.7237
28Vanquis Credit Card
Vanquis Credit CardVanquis Bank
How to cancel โ†’
3.6233
29Amex United Kingdom
Amex United KingdomAmerican Express
How to cancel โ†’
4.8233
30Zopa Bank โ€“ Mobile Banking
Zopa Bank โ€“ Mobile BankingZopa Ltd
How to cancel โ†’
4.9230
31Google Wallet
Google WalletGoogle LLC
How to cancel โ†’
4.2219
32Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel โ†’
4.7215
33HSBC UK Mobile Banking
HSBC UK Mobile BankingHSBC
How to cancel โ†’
4.7214
34Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel โ†’
4.6210
35Zopa Bank โ€“ Mobile Banking
Zopa Bank โ€“ Mobile BankingZopa Bank Ltd
How to cancel โ†’
4.7205
36Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
How to cancel โ†’
4.8202
37NatWest Mobile Banking
NatWest Mobile BankingNational Westminster Bank Public Limited Company
How to cancel โ†’
4.7200
38Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel โ†’
4.1200
39Freecash - Earn Money
Freecash - Earn MoneyFreecash
How to cancel โ†’
4.5176
40Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group
How to cancel โ†’
0.0175
41Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel โ†’
4.3172
42Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct
How to cancel โ†’
4.7170
43Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB
How to cancel โ†’
0.0164
44Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group PLC
How to cancel โ†’
4.6163
45Barclays
BarclaysBarclays Services Limited
How to cancel โ†’
4.8162
46MoneySavingExpert
MoneySavingExpertMoneySavingExpert.com
How to cancel โ†’
4.9148
47Experian: Credit Score
Experian: Credit ScoreExperian Ltd.
How to cancel โ†’
4.9145
48Vanquis Credit Card
Vanquis Credit CardVanquis Bank Limited
How to cancel โ†’
4.6140
49Trading 212
Trading 212Trading 212
How to cancel โ†’
4.7136
50Halifax Mobile Banking
Halifax Mobile BankingLloyds Banking Group PLC
How to cancel โ†’
4.6132

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.