🇯🇵Best Finance Apps in Japan

Top-rated finance apps in Japan on App Store and Google Play, ranked by the lowest complaint rate. Filtered to apps with 1,000+ ratings and ★ 4.0+ overall.

Method: Sorted by negative reviews ÷ total ratings (lower = users complain less). Category: Finance. Country: 🇯🇵 Japan. Updated weekly from live App Store and Google Play data.

#	App	Platform	Rating	Complaint Rate
1	PayPay-ペイペイPayPay Corporation	iOS	★ 4.6	<0.1%
2	楽天カード：明細確認・家計簿アプリRAKUTEN CARD,INC.	iOS	★ 4.6	<0.1%
3	au PAY チャージや残高確認できるauのスマホ決済アプリKDDI CORPORATION	iOS	★ 4.3	<0.1%
4	三菱ＵＦＪ銀行MUFG Bank, Ltd.	iOS	★ 4.7	<0.1%
5	三井住友銀行アプリSumitomo Mitsui Banking Corporation	iOS	★ 4.6	<0.1%
6	楽天銀行楽天銀行株式会社	iOS	★ 4.6	<0.1%
7	d払い－スマホ決済アプリ、キャッシュレスでお支払い株式会社NTTドコモ	iOS	★ 4.5	<0.1%
8	家計簿!簡単お小遣い帳　人気の家計簿(かけいぼ)LAN CHEN	iOS	★ 4.6	<0.1%
9	セゾンPortal/クレジット管理Credit Saison Co., Ltd.	iOS	★ 4.4	<0.1%
10	楽天ペイ-楽天ポイントカードも利用できるスマホ決済アプリRakuten Group, Inc.	iOS	★ 4.5	<0.1%
11	AEON PayAEON Financial Service Co., Ltd.	iOS	★ 4.2	<0.1%
12	三井住友カード Vpassアプリ三井住友カード株式会社	iOS	★ 4.5	<0.1%
13	ゆうちょ通帳アプリ-銀行アプリJapan Post Bank Co., Ltd.	iOS	★ 4.5	<0.1%
14	iAEON-イオンペイも使える！「アイイオン」イオンスマートテクノロジー株式会社	iOS	★ 4.2	<0.1%
15	VポイントPay三井住友カード株式会社	iOS	★ 4.2	<0.1%
16	Paidy (あと払いペイディ)-後払いアプリPaidy Inc.	iOS	★ 4.5	<0.1%
17	MyJCBJCB Co., Ltd.	iOS	★ 4.6	<0.1%
18	ゆうちょ認証アプリJapan Post Bank Co., Ltd.	iOS	★ 4.1	<0.1%
19	ゆうちょ手続きアプリJapan Post Bank Co., Ltd.	iOS	★ 4.7	<0.1%
20	ＭＤＣアプリ三菱UFJニコス株式会社	iOS	★ 4.4	<0.1%
21	スマート口座開設 - 三菱UFJ銀行MUFG Bank, Ltd.	iOS	★ 4.6	<0.1%
22	iGrow - 楽天証券の資産づくりアプリRakuten Securities, Inc.	iOS	★ 4.5	<0.1%
23	楽天家計簿-楽天ポイントが貯まる人気の家計簿(かけいぼ)Rakuten Group, Inc.	iOS	★ 4.3	<0.1%
24	エアウォレットRECRUIT MUFG BUSINESS, CO., LTD.	iOS	★ 4.3	<0.1%
25	Google ウォレットGoogle LLC	Android	★ 4.4	<0.1%
26	PayPayPayPay Corporation	Android	★ 4.2	<0.1%
27	楽天銀行 -個人のお客様向けアプリ楽天銀行株式会社	Android	★ 4.3	<0.1%
28	楽天カード：明細確認・家計簿アプリRakuten Card Co., Ltd.	Android	★ 4.1	<0.1%
29	三菱ＵＦＪ銀行三菱UFJ銀行	Android	★ 4.1	<0.1%
30	ゆうちょ手続きアプリゆうちょ銀行	Android	★ 5.0	0.2%

Best Finance Apps in Other Countries

Compare how the same finance apps rank across markets.

🇺🇸United States 🇬🇧United Kingdom 🇩🇪Germany 🇫🇷France 🇹🇷Turkey 🇧🇷Brazil 🇮🇳India 🇰🇷South Korea 🇪🇸Spain 🇮🇹Italy 🇷🇺Russia 🇸🇦Saudi Arabia 🇮🇩Indonesia 🇵🇱Poland 🇲🇽Mexico 🇨🇦Canada 🇦🇺Australia

Best Apps in Japan by Other Categories

Auto & Vehicles Beauty Books Business Developer Tools Education Entertainment Food & Drink Games Graphics & Design Health & Fitness Lifestyle

See all best apps in Japan →

Finance Apps in Japan: What to Look For

Finance apps that perform well in Japan usually solve a local problem better than the global competition. Local payment methods, language support, regional integrations, and country-specific features drive ratings up faster than feature counts. The finance apps on this page have the lowest complaint rate among Japan users with at least 1,000 ratings, which means real users in Japan are picking them over alternatives and not complaining loudly afterward.

Why combine category and country? A finance app that ranks #1 globally may rank lower in Japan due to missing local features, or vice versa. Looking only at global rankings hides these market-level differences. This page divides negative reviews by total ratings on a per-country basis for finance, so apps with strong global ratings but weak Japan performance drop down the list, and locally loved apps surface where they belong.

See worst finance apps in Japan →|Best Finance (global) →|All best apps in Japan →|Full Leaderboard →