🇯🇵Worst Finance Apps in Japan

The most complained-about finance apps in Japan on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#	App	Platform	Rating	Negative Reviews
1	AEON PayAEON Financial Service Co., Ltd. How to cancel →	iOS	4.2	467
2	株主パスポート三井住友信託銀行 How to cancel →	iOS	3.4	455
3	SuicaEast Japan Railway Company How to cancel →	iOS	0.0	455
4	eオリコアプリOrient Corporation. How to cancel →	iOS	4.3	450
5	Google FinanceGoogle LLC How to cancel →	Android	2.7	426
6	楽天ペイ-楽天ポイントカードも利用できるスマホ決済アプリRakuten Group, Inc. How to cancel →	iOS	4.5	421
7	VポイントPay三井住友カード株式会社 How to cancel →	iOS	4.2	408
8	エポスアプリ株式会社エポスカード How to cancel →	iOS	4.1	407
9	三井住友カード Vpassアプリ三井住友カード株式会社 How to cancel →	iOS	4.5	391
10	家計簿マネーフォワード ME - 資産管理もこれ一つでMoney Forward Home, Inc. How to cancel →	iOS	4.4	379
11	ヨドバシゴールドポイントカードYODOBASHI CAMERA CO.,LTD How to cancel →	iOS	2.3	368
12	JALマイレージバンクJAL ペイメント・ポート株式会社 How to cancel →	iOS	0.0	368
13	PayPayPayPay Corporation How to cancel →	iOS	0.0	368
14	au PAY チャージや残高確認できるauのスマホ決済アプリKDDI CORPORATION How to cancel →	iOS	4.3	367
15	Paidy (あと払いペイディ)-後払いアプリPaidy Inc. How to cancel →	iOS	0.0	350
16	TOYOTA Wallet（トヨタウォレット）TOYOTA FINANCE CORPORATION How to cancel →	iOS	4.1	342
17	MyJCBJCB Co., Ltd. How to cancel →	iOS	4.6	340
18	楽天カード：明細確認アプリRAKUTEN CARD,INC. How to cancel →	iOS	0.0	285
19	三井住友銀行アプリSumitomo Mitsui Banking Corporation How to cancel →	iOS	4.6	276
20	ワンバンク:AI家計簿アプリで頑張らなくていいお金の管理SmartBank, Inc. How to cancel →	iOS	4.7	273
21	d払い－スマホ決済アプリ、キャッシュレスでお支払い株式会社NTTドコモ How to cancel →	iOS	4.5	272
22	iGrow - 楽天証券の資産づくりアプリRakuten Securities, Inc. How to cancel →	iOS	0.0	271
23	エアウォレットRECRUIT MUFG BUSINESS, CO., LTD. How to cancel →	iOS	4.3	269
24	Paidy（あと払いペイディ）- 後払いアプリPaidy INC How to cancel →	Android	3.2	247
25	ゆうちょ通帳アプリ-銀行アプリJapan Post Bank Co., Ltd. How to cancel →	iOS	4.5	244
26	iSPEED - 楽天証券の株アプリRakuten Securities, Inc. How to cancel →	iOS	4.5	243
27	Google ウォレットGoogle LLC How to cancel →	Android	4.4	228
28	三菱ＵＦＪ銀行MUFG Bank, Ltd. How to cancel →	iOS	4.6	224
29	楽天銀行楽天銀行株式会社 How to cancel →	iOS	4.6	207
30	楽天家計簿-楽天ポイントが貯まる人気の家計簿(かけいぼ)Rakuten Group, Inc. How to cancel →	iOS	4.3	205
31	iAEON-イオンペイも使える！「アイイオン」イオンスマートテクノロジー株式会社 How to cancel →	iOS	4.2	205
32	ゆうちょ通帳アプリ-銀行・通帳アプリゆうちょ銀行 How to cancel →	Android	2.6	197
33	三井住友銀行アプリ株式会社三井住友銀行 How to cancel →	Android	3.0	187
34	FREECASH 遊びながらポイント獲得Freecash How to cancel →	Android	4.0	167
35	SBI証券米国株アプリ株式会社SBI証券 How to cancel →	iOS	2.4	167
36	三菱ＵＦＪ銀行三菱UFJ銀行 How to cancel →	Android	4.1	161
37	楽天ペイ - 楽天ポイントカードも利用できるスマホ決済アプリRakuten Group, Inc. How to cancel →	Android	3.5	161
38	PayPayPayPay Corporation How to cancel →	Android	4.2	158
39	SBI証券Plus - 資産管理・投資情報 -株式会社SBI証券 How to cancel →	iOS	4.2	143
40	ゆうちょ認証アプリゆうちょ銀行 How to cancel →	Android	3.9	143
41	ノートン™ モニターNortonMobile How to cancel →	Android	4.3	128
42	楽天カード：明細確認アプリRakuten Card Co., Ltd. How to cancel →	Android	4.1	121
43	みずほ銀行　みずほダイレクトアプリみずほ銀行 How to cancel →	Android	3.7	95
44	ゆうちょ手続きアプリJapan Post Bank Co., Ltd. How to cancel →	iOS	0.0	90
45	楽天銀行 -個人のお客様向けアプリ楽天銀行株式会社 How to cancel →	Android	4.3	82
46	三井住友カード Vpassアプリ三井住友カード株式会社 How to cancel →	Android	3.3	81
47	確定申告ならタックスナップ青色申告・白色申告Taxnap, Inc. How to cancel →	iOS	4.6	62
48	au PAY Pontaポイントがおトクにたまる！KDDI株式会社 How to cancel →	Android	3.0	60
49	モバイルICOCA西日本旅客鉄道株式会社 How to cancel →	Android	3.0	59
50	VポイントPay三井住友カード株式会社 How to cancel →	Android	2.3	47

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in Japan by Other Categories

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See all worst apps in Japan →

Why Finance Apps Fail in Japan

Finance apps that earn the most complaints in Japan usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Japan.

This page ranks finance apps in Japan by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Japan, benchmarking your own app against local pain points, or just curious which finance apps users in Japan complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Japan →|Worst Finance (global) →|All worst apps in Japan →|Full Leaderboard →