🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	PayPal: Geld senden, verwaltenPayPal, Inc.	iOS	4.8	441
2	S-pushTANStar Finanz GmbH	iOS	4.4	430
3	S-pushTAN - sichere FreigabenStar Finanz GmbH	Android	2.9	409
4	My WebIDWebID Solutions GmbH	Android	2.9	393
5	SplitwiseSplitwise, Inc.	iOS	4.1	393
6	Sparkasse Ihre mobile FilialeStar Finanz GmbH	iOS	4.6	370
7	Deutsche BankDeutsche Bank AG	iOS	4.7	366
8	Trade Republic: Broker & BankTrade Republic Bank GmbH	Android	4.2	362
9	Trade Republic: Broker & BankTrade Republic Bank GmbH	iOS	4.6	358
10	Scalable Capital BankScalable GmbH	Android	3.8	357
11	SumUp Business: POS & KasseSumUp	Android	3.7	346
12	Volkswagen Bank BankingVolkswagen Financial Services AG	iOS	3.6	337
13	ING DeutschlandING Deutschland	Android	3.6	324
14	Scalable Capital BankScalable GmbH	iOS	4.6	308
15	My WebIDWebID Solutions GmbH	iOS	4.5	306
16	Finanzguru - Konten & Verträgedwins GmbH	iOS	4.7	306
17	Mobiles BezahlenS-Payment GmbH	Android	3.6	304
18	Getsafe: Versicherung VorsorgeGetsafe Digital GmbH	Android	3.5	298
19	Trading 212 - Stocks & ETFsTrading 212	iOS	4.6	293
20	ING DeutschlandING-DiBa AG	iOS	4.8	261
21	XTB Online InvestingXTB S.A.	Android	4.4	256
22	ElsterSecureBayerisches Landesamt fuer Steuern	iOS	4.6	254
23	Getsafe: Versicherung VorsorgeGetsafe Digital GmbH	iOS	0.0	246
24	Sparkasse Ihre mobile FilialeStar Finanz GmbH	Android	4.4	240
25	VR SecureGo plusAtruvia AG	iOS	4.7	240
26	Wero WalletEuropean Payments Initiative	iOS	3.8	238
27	Google WalletGoogle LLC	Android	4.4	233
28	POSTIDENTDeutsche Post AG	Android	4.3	227
29	Volkswagen Bank photoTANVolkswagen Financial Services AG	iOS	2.2	226
30	Klarna: Verwalte Geld smarterKlarna Bank AB	iOS	4.8	218
31	PayPalPayPal Mobile	Android	4.2	214
32	Freecash - Geld verdienenFreecash	Android	4.2	214
33	Finanzguru - Konten & Verträgedwins GmbH	Android	4.3	203
34	VR SecureGo plusAtruvia AG	Android	4.7	199
35	PluxeePluxee International	Android	4.1	172
36	PostbankPostbank - eine Niederlassung der Deutsche Bank AG	Android	4.3	164
37	ConsorsbankBNP Paribas S.A. Niederlassung Deutschland	Android	3.7	162
38	tricount - Ausgaben teilenTricount	iOS	4.8	161
39	Trading 212 - Aktien & ETFsTrading 212	Android	4.5	157
40	bonify Bonitätsmanagerbonify	Android	3.5	156
41	CHECK24CHECK24	iOS	4.8	151
42	ChaseJPMorgan Chase	Android	3.3	150
43	C24 BankC24 Bank GmbH	iOS	4.8	145
44	SCHUFASCHUFA Holding AG	iOS	3.0	140
45	CHECK24CHECK24 GmbH	Android	4.8	139
46	Kraken: Crypto und Bitcoin BTCPayward, Inc.	Android	4.4	136
47	WiseWise Payments Ltd	iOS	4.8	131
48	Taxfix: Online SteuererklärungTaxfix SE	Android	4.7	129
49	Klarna: Verwalte Geld smarterKlarna Bank AB (publ)	Android	4.8	129
50	Meine AllianzAllianz Deutschland	Android	4.2	125

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in Germany by Other Categories

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Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

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