🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Argos PayNewDay Ltd	iOS	0.0	474
2	One4all Digital WalletOne4all	Android	4.2	466
3	NS&INS&I	iOS	2.1	458
4	Argos PayNewDay Ltd	Android	3.5	455
5	PayPal - Send, Manage, PayPayPal, Inc.	iOS	4.8	448
6	Premium Bonds prize checkerNS&I	iOS	2.6	422
7	Frasers PlusTymit LTD	iOS	4.7	395
8	Creation FinanceCreation Consumer Finance Limited	iOS	0.0	377
9	Emma - Budget Planner TrackerEmma Technologies LTD.	iOS	4.7	376
10	Santander Mobile BankingSantander UK plc	Android	4.6	363
11	Emma - Budget Planner TrackerEmma Technologies LTD.	Android	4.4	345
12	LemFiPomelo Technology Inc	Android	4.5	342
13	Hastings Direct InsuranceHastings Direct Limited	iOS	4.7	332
14	SplitwiseSplitwise, Inc.	iOS	4.1	319
15	Moneybox - Save and InvestDigital Moneybox Limited	iOS	4.8	267
16	HMRCHMRC	iOS	0.0	255
17	MoneySuperMarketMoneySupermarket	Android	4.5	250
18	HMRCHM Revenue & Customs	Android	4.6	249
19	CuvvaCuvva Limited	iOS	4.8	247
20	eToro: Trade. Invest. Connect.eToro	Android	4.2	239
21	Google WalletGoogle LLC	Android	4.2	233
22	Vanquis Credit CardVanquis Bank	Android	3.6	233
23	Amex United KingdomAmerican Express	iOS	4.8	233
24	Zopa Bank – Mobile BankingZopa Ltd	iOS	4.9	230
25	Hastings Direct InsuranceHastings Direct	Android	4.5	228
26	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.0	219
27	Creation FinanceCreation Consumer Finance Limited	Android	4.7	215
28	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	214
29	Freecash - Earn MoneyFreecash	Android	4.0	214
30	Moneybox - Save and InvestDigital Moneybox Limited	Android	4.6	210
31	Zopa Bank – Mobile BankingZopa Bank Ltd	Android	4.7	205
32	Testerup: Test & Earn Rewardsaestimium GmbH	iOS	4.3	204
33	NatWest Mobile BankingNational Westminster Bank Public Limited Company	Android	4.7	201
34	HSBC UK Mobile BankingHSBC	Android	4.7	187
35	Lloyds Mobile BankingLloyds Banking Group	iOS	0.0	175
36	Halifax Mobile BankingLloyds Banking Group PLC	Android	4.6	173
37	Klarna: Smarter everyday moneyKlarna Bank AB	iOS	4.9	172
38	BarclaysBarclays Services Limited	iOS	0.0	150
39	BarclaysBarclays Services Limited	Android	4.6	150
40	MoneySavingExpertMoneySavingExpert.com	iOS	4.9	148
41	Experian: Credit ScoreExperian Ltd.	iOS	4.9	145
42	Trading 212Trading 212	iOS	4.7	143
43	Vanquis Credit CardVanquis Bank Limited	iOS	4.6	140
44	Nationwide Mobile BankingNationwide Building Society	iOS	0.0	137
45	Trading 212: Stocks, ETFs, ISATrading 212	Android	4.7	133
46	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	4.8	129
47	HSBC UK Mobile BankingHSBC Global Services (UK) Limited	iOS	0.0	126
48	NatWest Mobile BankingNational Westminster Bank plc	iOS	4.8	124
49	Chase UKJPMorgan Chase & Co.	iOS	0.0	111
50	Revolut — Banking & BeyondRevolut Ltd	Android	4.7	108

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in United Kingdom by Other Categories

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Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

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