🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Argos Pay
Argos PayNewDay Ltd
How to cancel →
0.0474
2One4all Digital Wallet
One4all Digital WalletOne4all
How to cancel →
4.2466
3NS&I
NS&INS&I
How to cancel →
2.1458
4Argos Pay
Argos PayNewDay Ltd
How to cancel →
3.5455
5Barclaycard
BarclaycardBarclays Services Limited
How to cancel →
0.0453
6PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
How to cancel →
4.8439
7Premium Bonds prize checker
Premium Bonds prize checkerNS&I
How to cancel →
2.6422
8MyAviva - Insurance & finance
MyAviva - Insurance & financeAviva PLC
How to cancel →
0.0420
9Frasers Plus
Frasers PlusTymit LTD
How to cancel →
0.0409
10Compare the Market: Meerkat
Compare the Market: MeerkatCompare the market Limited
How to cancel →
0.0399
11Santander Mobile Banking
Santander Mobile BankingSantander UK plc
How to cancel →
4.6380
12Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel →
4.7376
13Frasers Plus
Frasers PlusTYMIT LTD
How to cancel →
3.5376
14Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel →
0.0349
15Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel →
4.4345
16LemFi
LemFiPomelo Technology Inc
How to cancel →
4.5342
17SumUp Business
SumUp BusinessSumUp
How to cancel →
4.4339
18PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
How to cancel →
4.1334
19Splitwise
SplitwiseSplitwise, Inc.
How to cancel →
4.1319
20Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct Limited
How to cancel →
0.0278
21Compare the Market: Meerkat
Compare the Market: Meerkatcomparethemarket.com
How to cancel →
3.8276
22Barclays
BarclaysBarclays Services Limited
How to cancel →
4.6272
23Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel →
4.8267
24Barclays
BarclaysBarclays Services Limited
How to cancel →
4.8260
25Google Wallet
Google WalletGoogle LLC
How to cancel →
4.2256
26MoneySuperMarket
MoneySuperMarketMoneySupermarket
How to cancel →
4.5250
27Cuvva
CuvvaCuvva Limited
How to cancel →
4.8247
28HMRC
HMRCHM Revenue & Customs
How to cancel →
4.6242
29eToro: Trade. Invest. Connect.
eToro: Trade. Invest. Connect.eToro
How to cancel →
4.2239
30Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel →
4.1235
31HMRC
HMRCHMRC
How to cancel →
4.8233
32Amex United Kingdom
Amex United KingdomAmerican Express
How to cancel →
4.8233
33Vanquis Credit Card
Vanquis Credit CardVanquis Bank
How to cancel →
3.6233
34HSBC UK Mobile Banking
HSBC UK Mobile BankingHSBC
How to cancel →
4.7231
35Zopa Bank – Mobile Banking
Zopa Bank – Mobile BankingZopa Ltd
How to cancel →
4.9230
36Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct
How to cancel →
4.6221
37Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB
How to cancel →
4.9220
38Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel →
4.7215
39Circuit Go
Circuit GoCircuit Laundrette Services LTD
How to cancel →
0.0211
40Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel →
4.6210
41Zopa Bank – Mobile Banking
Zopa Bank – Mobile BankingZopa Bank Ltd
How to cancel →
4.7205
42Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group
How to cancel →
0.0199
43NatWest Mobile Banking
NatWest Mobile BankingNational Westminster Bank Public Limited Company
How to cancel →
4.7191
44Freecash - Earn Money
Freecash - Earn MoneyFreecash
How to cancel →
4.4183
45MoneySuperMarket
MoneySuperMarketMoneysupermarket.com Ltd
How to cancel →
4.8181
46Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel →
4.3172
47Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
How to cancel →
4.8156
48Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group PLC
How to cancel →
4.5152
49Santander Mobile Banking
Santander Mobile BankingSantander UK plc
How to cancel →
4.8150
50Nationwide Banking App
Nationwide Banking AppNationwide Building Society
How to cancel →
4.8147

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.