🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1Moneycontrol - Markets & News
Moneycontrol - Markets & NewsNETWORK18
4.2438
2HDFC Bank MobileBanking
HDFC Bank MobileBankingHDFC Bank Ltd.
3.9397
3MobiKwik: BHIM UPI & Wallet
MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited
4.6342
4YONO SBI: Banking & Lifestyle
YONO SBI: Banking & LifestyleState Bank of India
4.0291
5Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.
4.8283
6Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCanara Bank
4.0276
7Airtel: Recharge, Bank & Loans
Airtel: Recharge, Bank & LoansAirtel
4.0276
8IPPB Mobile Banking
IPPB Mobile BankingIndia Post Payments Bank Ltd
3.5269
9super.money - UPI by Flipkart
super.money - UPI by FlipkartSuper.money
4.3263
10BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)
4.4249
11Groww Stock, Mutual Fund, Gold
Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans
5.0241
12GoodScore: Credit Score App
GoodScore: Credit Score AppArthvit 1809 Tech
5.0225
13Jar:Save Money in Digital Gold
Jar:Save Money in Digital GoldJar App - Savings & Investments
4.1202
140% EMI Shopping App
0% EMI Shopping AppSnapmint
4.6192
15Branch Instant Personal Loan
Branch Instant Personal LoanBranch International Financial Services Limited
4.6173
16PayRupik Instant Personal Loan
PayRupik Instant Personal LoanSayyam Investments Pvt Ltd
4.0167
17mpocket-loan app
mpocket-loan appFlexfin SnapLoan
4.5160
18Google Pay: Secure UPI payment
Google Pay: Secure UPI paymentGoogle LLC
3.9154
19Upstox Stocks IPO Mutual Funds
Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App
4.4152
20Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO
4.5152
21Roarbank: RuPay Credit Card
Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED
3.7148
22Navi: UPI, Payments, Insurance
Navi: UPI, Payments, InsuranceNavi
4.2146
23FamApp by Trio: UPI & Card
FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd
4.1129
24HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & CardsHDFC BANK
4.8124
25Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.
4.8119
26InterLink Network
InterLink NetworkInterlink Labs Inc
4.6107
27Canara ai1- Mobile Banking App
Canara ai1- Mobile Banking AppCANARA BANK
4.487
28LIC DIVE
LIC DIVELIFE INSURANCE CORPORATION OF INDIA
4.686
29mPokket: Instant Loan App
mPokket: Instant Loan AppMaybright Ventures Private Limited
4.678
30Kotak Bank: 811 Mobile App
Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.
4.772
31JioFinance: For your life!
JioFinance: For your life!Jio Finance Platform and Service Limited
4.564
32PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, RechargePhonePe
4.564
33Redrob Signal
Redrob SignalRedrob Inc.
3.462
34KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Pvt Ltd
4.662
35SaveSage®: Credit Card Points
SaveSage®: Credit Card PointsSaveSage Club
4.061
36Moneyview: UPI, Personal Loans
Moneyview: UPI, Personal LoansMoneyview
4.849
37Bajaj Finserv: Loans, UPI & FD
Bajaj Finserv: Loans, UPI & FDBajaj Finance Limited
4.841
38Univest: Stocks, F&O, Equity
Univest: Stocks, F&O, EquityUnivest Communication Technologies Pvt Ltd
5.024
39Easy Loan: Finance Calculator
Easy Loan: Finance Calculatorgianadani
4.116
40All India Bullion (AIB) : 24x7
All India Bullion (AIB) : 24x7SPN Gold India Pvt. Ltd.
4.215
41eRupee by SBI
eRupee by SBIState Bank of India
4.811
42Yasya Loan-instant loan&credit
Yasya Loan-instant loan&creditYASYA INVESTMENTS PRIVATE LIMITED
4.69
43India Gold Silver MCX Prices
India Gold Silver MCX PricesSarath Venkata
4.66
44Lakshmi Cash-loan app&cash app
Lakshmi Cash-loan app&cash appLAKSHMI SARASWATHI MOTOR & GENERAL FINANCE PRIVATE LIMITED
4.62
45PhonePe: Secure Payments App
PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED
4.70
46YONO SBI:Banking and Lifestyle
YONO SBI:Banking and LifestyleState Bank of India
3.80
47Gullak: Save in Digital Gold
Gullak: Save in Digital GoldFinternet Technologies Pvt Ltd
4.70
48Groww Stocks, Mutual Fund, IPO
Groww Stocks, Mutual Fund, IPOBillionbrains Garage Ventures Private Limited
4.60
49KreditBee: Personal Loans, UPI
KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited
4.40
50Paytm: Secure UPI Payments
Paytm: Secure UPI PaymentsPaytm Mobile Solutions
4.70

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.