🇪🇸Worst Finance Apps in Spain

The most complained-about finance apps in Spain on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Tarjeta El Corte Inglés
Tarjeta El Corte InglésFinanciera El Corte Inglés
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1.5396
2Mi Correos Prepago
Mi Correos PrepagoGrupo Correos
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2.9386
3Trade Republic: Broker & Banco
Trade Republic: Broker & BancoTrade Republic Bank GmbH
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4.3362
4imagin: Banco Móvil y Finanzas
imagin: Banco Móvil y FinanzasCaixaBank, S.A.
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4.7361
5Scalable Capital Bank
Scalable Capital BankScalable GmbH
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4.5357
6Kutxabank
KutxabankKUTXABANK S.A.
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3.7349
7SumUp Business: pagos y TPV
SumUp Business: pagos y TPVSumUp
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3.7346
8PayPal
PayPalPayPal, Inc.
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4.7340
9Plazo · Tarjeta y Préstamos
Plazo · Tarjeta y PréstamosIDFINANCE PLAZO, S.L.U.
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4.4303
10InOne・Financia y paga a plazos
InOne・Financia y paga a plazosCaixaBank Payments & Consumer, E.F.C., E.P., S.A.
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4.6301
11Bitvavo - Crypto y Bitcoin
Bitvavo - Crypto y Bitcoinbitvavo
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4.2290
12bunq
bunqbunq
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4.4289
13Splitwise
SplitwiseSplitwise, Inc.
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4.2278
14Openbank | Banca online
Openbank | Banca onlineOpenbank S.A.
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3.7274
15XTB Online Investing
XTB Online InvestingXTB S.A.
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4.4269
16Skrill – Pague y envíe dinero
Skrill – Pague y envíe dineroPaysafe Holdings UK Limited
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4.5262
17OKX: Compra Bitcoin & cripto
OKX: Compra Bitcoin & criptoOKX INC.
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4.2259
18Crypto.com: Compra Cripto, BTC
Crypto.com: Compra Cripto, BTCCrypto Technology Holdings Limited
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4.3255
19MyInvestor · Banco & Inversión
MyInvestor · Banco & InversiónMyInvestor Banco S.A.
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3.2254
20Binance: Compra Bitcoin Crypto
Binance: Compra Bitcoin CryptoBinance Switzerland AG
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4.6243
21Freecash - Ganar dinero
Freecash - Ganar dineroFreecash
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4.4242
22Trade Republic: Broker & Banco
Trade Republic: Broker & BancoTrade Republic Bank GmbH
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4.8236
23Openbank | Banca online
Openbank | Banca onlineOpenbank S.A.
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4.3232
24ING Banca Móvil y Finanzas
ING Banca Móvil y FinanzasING BANK N.V. SUCURSAL EN ESPAÑA
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4.8229
25Google Wallet
Google WalletGoogle LLC
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4.4228
26KutxabankPay
KutxabankPayKUTXABANK S.A.
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2.4224
27PayPal
PayPalPayPal Mobile
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4.2215
28BBVA España | Banca Online
BBVA España | Banca OnlineBBVA
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4.8211
29BBVA España | Banca Online
BBVA España | Banca OnlineBBVA
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4.8202
30BBVA Empresas
BBVA EmpresasBBVA
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3.2201
31Santander España
Santander EspañaBanco Santander
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4.6198
32Waylet. Pagos con el móvil
Waylet. Pagos con el móvilREPSOL S.A.
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4.9193
33imagin: Banco Móvil y Finanzas
imagin: Banco Móvil y FinanzasCaixaBank
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4.6188
34Waylet. Pagos con el móvil
Waylet. Pagos con el móvilREPSOL SA
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4.8185
35tricount - Gastos compartidos
tricount - Gastos compartidosbunq
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4.8179
36Unicaja | Banca Online
Unicaja | Banca OnlineUnicaja Banco
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3.5163
37CaixaBankNow・Tu Banco móvil
CaixaBankNow・Tu Banco móvilCaixaBank
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4.9162
38ING Banca Móvil y Finanzas
ING Banca Móvil y FinanzasING DIRECT, NV, Sucursal en España
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4.8160
39Santander España
Santander EspañaBanco Santander
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4.8155
40bunq
bunqbunq
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4.6152
41tricount - Gastos compartidos
tricount - Gastos compartidosTricount
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4.8147
42CHECK24
CHECK24CHECK24 GmbH
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4.8139
43Ria Money Transfer
Ria Money TransferRia Money Transfer (Ria Financial)
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4.8135
44imaginTeens: Tu primer banco
imaginTeens: Tu primer bancoCaixaBank, S.A.
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4.6123
45Klarna: Pagos más inteligente
Klarna: Pagos más inteligenteKlarna Bank AB (publ)
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4.8117
46Kraken - Comprar Cripto y BTC
Kraken - Comprar Cripto y BTCPayward, Inc.
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3.9114
47App Banco Sabadell
App Banco SabadellBanco de Sabadell, S.A.
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4.4111
48Revolut — Más que un banco
Revolut — Más que un bancoRevolut Ltd
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4.5100
49Klarna: Pagos más inteligente
Klarna: Pagos más inteligenteKlarna Bank AB
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4.997
50MyInvestor · Banco & Inversión
MyInvestor · Banco & InversiónMyInvestor Banco S.A
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4.196

Why Finance Apps Fail in Spain

Finance apps that earn the most complaints in Spain usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Spain.

This page ranks finance apps in Spain by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Spain, benchmarking your own app against local pain points, or just curious which finance apps users in Spain complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.