🇵🇱Worst Finance Apps in Poland

The most complained-about finance apps in Poland on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#	App	Platform	Rating	Negative Reviews
1	Trade Republic: Broker & BankTrade Republic Bank GmbH How to cancel →	Android	4.2	380
2	mBank PL - Twój bank i finansemBank S.A. How to cancel →	Android	4.5	317
3	XTB Online InvestingXTB S.A. How to cancel →	Android	4.4	266
4	Skrill – Wysyłaj pieniądzePaysafe Holdings UK Limited How to cancel →	Android	4.5	262
5	OKX: Kup Bitcoina BTC i kryptoOKX INC. How to cancel →	Android	4.2	259
6	Freecash - Zarabiaj OnlineFreecash How to cancel →	Android	4.2	246
7	Moje ING mobileING Bank Slaski S A How to cancel →	Android	4.8	243
8	Alior MobileAlior Bank S.A. How to cancel →	Android	3.9	236
9	Portfel GoogleGoogle LLC How to cancel →	Android	4.4	228
10	PayPalPayPal Mobile How to cancel →	Android	4.2	216
11	Plus500 Trading i InwestowaniaPlus500 Trading How to cancel →	Android	4.4	207
12	ZEN.COM – Cashback i płatnościZEN.COM How to cancel →	Android	4.3	201
13	PeoPayBank Pekao SA How to cancel →	Android	4.8	161
14	VeloBankVeloBank S.A. How to cancel →	Android	3.0	153
15	BNP Paribas GOmobileBNP Paribas Bank Polska S.A. How to cancel →	Android	4.4	150
16	IKO – PKO Bank PolskiPKO Bank Polski SA How to cancel →	Android	4.7	148
17	Bank MillenniumBank Millennium SA How to cancel →	Android	4.8	132
18	Klarna: Mądrzejsze finanseKlarna Bank AB (publ) How to cancel →	Android	4.8	126
19	ErsteErste Bank Polska S.A. How to cancel →	Android	4.8	119
20	Revolut — Bank i InwestowanieRevolut Ltd How to cancel →	Android	4.5	100
21	UniCredit PL, BEUnicredit Nv/Sa How to cancel →	Android	2.6	100
22	Revolut X: Bitcoin i kryptoRevolut Ltd How to cancel →	Android	4.5	91
23	Bybit.eu: Kupuj BTC i KryptoBybit EU GmbH How to cancel →	Android	4.2	89
24	Vantage:All-In-One Trading AppVantage Global Prime PTY LTD How to cancel →	Android	4.9	80
25	CA24 Mobile — pełna korzyściCredit Agricole Bank Polska S.A. How to cancel →	Android	3.8	79
26	mojePZU mobilePZU How to cancel →	Android	3.7	76
27	Santander Consumer BankSantander Consumer Bank S.A. How to cancel →	Android	2.9	61
28	eUrząd SkarbowyMinisterstwo Finansów, Warszawa, Polska How to cancel →	Android	4.3	23
29	OANDA TMS Brokers Forex AkcjeOanda TMS Brokers S.A. How to cancel →	Android	4.2	22
30	KSeF 2.0Ministerstwo Finansów, Warszawa, Polska How to cancel →	Android	2.9	18
31	PayPal - Send, Manage, PayPayPal, Inc. How to cancel →	iOS	4.6	10
32	iPKO biznesPKO Bank Polski SA How to cancel →	Android	4.5	9
33	Trade Republic: Broker & BankTrade Republic Bank GmbH How to cancel →	iOS	4.5	9
34	Klarna: Smarter everyday moneyKlarna Bank AB How to cancel →	iOS	4.8	8
35	XTB Online InvestingXTB S A How to cancel →	iOS	4.7	8
36	SplitwiseSplitwise, Inc. How to cancel →	iOS	4.0	7
37	ZEN.COM: Multi-Currency WalletUAB ZEN.COM How to cancel →	iOS	4.8	7
38	PeoPayBank Pekao SA How to cancel →	iOS	4.7	6
39	e-pitye-file sp. z o.o. How to cancel →	Android	4.8	6
40	CA24 Mobile – pełna korzyściCredit Agricole Bank Polska S.A. How to cancel →	iOS	4.8	6
41	Revolut — Teen FinanceRevolut Ltd How to cancel →	iOS	4.7	5
42	mBank PL - Twój bank i finansemBank S.A. How to cancel →	iOS	4.8	5
43	e-Urząd SkarbowyMinisterstwo Finansów How to cancel →	iOS	3.0	5
44	BNP Paribas GOmobileBNP Paribas Polska SA How to cancel →	iOS	4.8	5
45	Revolut — Mobile FinanceRevolut Ltd How to cancel →	iOS	4.9	4
46	Santander Consumer BankSantander Consumer Bank S.A. How to cancel →	iOS	4.9	4
47	Moje ING mobileING Bank Slaski S.A. How to cancel →	iOS	4.9	4
48	UniCredit PL, BEUniCredit NV/SA How to cancel →	iOS	4.6	0
49	Santander Mobile BankingSantander UK plc How to cancel →	iOS	4.8	0
50	PITax Twoje rozliczenie PITPITax. Oficjalne rozliczenie e-PIT How to cancel →	Android	4.9	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

Worst Apps in Poland by Other Categories

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Why Finance Apps Fail in Poland

Finance apps that earn the most complaints in Poland usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Poland.

This page ranks finance apps in Poland by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Poland, benchmarking your own app against local pain points, or just curious which finance apps users in Poland complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

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