๐Ÿ‡จ๐Ÿ‡ฆWorst Finance Apps in Canada

The most complained-about finance apps in Canada on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1PC Financial Mobile
PC Financial MobilePC Bank
4.2440
2Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
3.8407
3CIBC Mobile Bankingยฎ
CIBC Mobile BankingยฎCIBC
3.9379
4TD Easy Trade
TD Easy TradeTD Bank Group
3.3351
5Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
3.7348
6belairdirect digital insurance
belairdirect digital insurancebelairdirect
4.3330
7my Sun Life (CA)
my Sun Life (CA)Sun Life
4.3322
8Desjardins mobile services
Desjardins mobile servicesDesjardins
4.7321
9Wealthsimple - Grow your money
Wealthsimple - Grow your moneyWealthsimple
3.4304
10Freecash - Earn Money
Freecash - Earn MoneyFreecash
4.3289
11Scotiabank Mobile Banking
Scotiabank Mobile BankingScotiabank
4.7283
12BMO Mobile Banking
BMO Mobile BankingBMO
4.3280
13RBC Mobile
RBC MobileRoyal Bank of Canada
2.9280
14Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank
4.6273
15Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
4.2232
16Google Wallet
Google WalletGoogle LLC
4.4232
17Intact Insurance: Mobile app
Intact Insurance: Mobile appIntact Insurance
4.5229
18PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
4.2205
19QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade
4.6202
20Neo Financial
Neo FinancialNeo Financial
4.4190
21KOHO: Canada's Money App
KOHO: Canada's Money AppKOHO Financial
4.8181
22BMO Mobile Banking
BMO Mobile BankingBMO Financial Group
4.6173
23Capital One Canada
Capital One CanadaCapital One Services, LLC
4.7162
24TD Canada
TD CanadaTD Bank Group
4.8158
25Scotiabank
ScotiabankScotiabank
4.7148
26QuestMobile: Invest & Trade
QuestMobile: Invest & TradeQuestrade Inc.
4.7127
27Wealthsimple
WealthsimpleWealthsimple
4.6120
28RBC Mobile
RBC MobileRoyal Bank of Canada
4.7114
29Splitwise
SplitwiseSplitwise, Inc.
4.2100
30Remitly: Transfer money abroad
Remitly: Transfer money abroadRemitly
4.897
31Wise: International Transfers
Wise: International TransfersWise Payments Ltd.
4.896
32Tangerine Mobile Banking
Tangerine Mobile BankingTangerine Bank / Banque Tangerine
4.791
33CIBC Mobile Banking
CIBC Mobile BankingCIBC
4.287
34National Bank of Canada
National Bank of CanadaBanque Nationale du Canada
4.775
35LemFi
LemFiPomelo Technology Inc
4.569
36Taptap Send: Money Transfer
Taptap Send: Money TransferTaptap Send, Inc.
4.763
37Klarna | Smarter payments
Klarna | Smarter paymentsKlarna Bank AB
4.855
38Manulife Mobile
Manulife MobileThe Manufacturers Life Insurance Company
4.547
39Wise - Global money
Wise - Global moneyWise Payments Ltd
4.745
40PayPal
PayPalPayPal, Inc.
4.642
41Amex Canada
Amex CanadaAmerican Express
4.942
42TurboTax
TurboTaxIntuit Canada ULC
4.737
43TD Canada
TD CanadaTD
4.534
44PC Financial Mobile
PC Financial MobilePC Bank
4.731
45Neo Financial
Neo FinancialNeo Financial
4.831
46Bree: Canada's Cash App
Bree: Canada's Cash AppBree Technologies Ltd.
4.827
47KOHO: Award-winning Money App
KOHO: Award-winning Money AppKoho Financial
4.811
48Remitly: Global money transfer
Remitly: Global money transferRemitly Inc
4.95
49TurboTax
TurboTaxIntuit Canada ULC
4.70
50Testerup: Freecash & Rewards
Testerup: Freecash & Rewardsaestimium GmbH
4.30

Why Finance Apps Fail in Canada

Finance apps that earn the most complaints in Canada usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Canada.

This page ranks finance apps in Canada by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Canada, benchmarking your own app against local pain points, or just curious which finance apps users in Canada complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.