🇵🇭Worst Finance Apps in Philippines

The most complained-about finance apps in Philippines on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Virtual Pag-IBIG
Virtual Pag-IBIGPag-IBIG Fund
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4.1314
2GCash
GCashMynt Inc.
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4.2313
3Pesoloan - Quick Cash Loan
Pesoloan - Quick Cash LoanMasaganang Buhay Finance Philippines Corporation
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4.7307
4RCBC DiskarTech Savings
RCBC DiskarTech SavingsDiskarTech
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4.7305
5MySSS
MySSSPhilippine Social Security System
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4.3246
6BPI
BPIBANK OF THE PHILIPPINE ISLANDS (BPI)
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4.8215
7LANDBANK Mobile Banking
LANDBANK Mobile BankingLAND BANK OF THE PHILIPPINES
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4.3215
8Cashify PH-Fast and Safe Cash
Cashify PH-Fast and Safe CashSunloan Lending Investors Corporation
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4.6200
9Maya – savings, loans, cards​
Maya – savings, loans, cards​Maya Philippines, Inc.
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4.6187
10Uno
UnoStandard Economics
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4.7175
11BDO Pay
BDO PayBDO Unibank, Inc.
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4.8128
12GoTyme Bank | Philippines
GoTyme Bank | PhilippinesGoTyme Bank Corporation
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4.6123
13Home Credit Philippines
Home Credit PhilippinesHC CONSUMER FINANCE PHILIPPINES, INC.
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4.8119
14Salmon
SalmonSalmon Group Ltd
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4.8118
15MabilisCash—Trusted Loan App
MabilisCash—Trusted Loan AppMabilis Cash Financing Corp.
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4.7117
16Billease - Buy Now, Pay Later
Billease - Buy Now, Pay LaterFirst Digital Finance Corporation
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4.677
17MocaMoca - Safe and fast loan
MocaMoca - Safe and fast loanCopperstone Lending Inc.
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4.676
18Credit Cash-Online Loan App
Credit Cash-Online Loan AppHi-Fin Lending Inc.
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4.775
19JuanHand-online cash loan App
JuanHand-online cash loan AppWefund Lending corp
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4.772
20Skyro
SkyroSkyro Lending, Inc
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4.771
21Tala: Fast Cash Peso Loan App
Tala: Fast Cash Peso Loan AppTala Mobile
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4.862
22MariBank PH (SeaBank)
MariBank PH (SeaBank)MariBank Philippines, Inc.
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4.942
23Loan Calc Hub
Loan Calc HubAppDsgnur
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4.232

Why Finance Apps Fail in Philippines

Finance apps that earn the most complaints in Philippines usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Philippines.

This page ranks finance apps in Philippines by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Philippines, benchmarking your own app against local pain points, or just curious which finance apps users in Philippines complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.