🇸🇦Worst Finance Apps in Saudi Arabia

The most complained-about finance apps in Saudi Arabia on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1إمكان
إمكانEmkan
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3.9367
2Tawuniya | التعاونية
Tawuniya | التعاونيةTawuniya
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4.4333
3تكافل الراجحي
تكافل الراجحيAlRajhi Takaful
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4.4280
4tiqmo
tiqmoTiqmo
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4.2273
5الراجحي المالية
الراجحي الماليةAl-Rajhi Capital
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3.9269
6عبداللطيف جميل للتمويل
عبداللطيف جميل للتمويلALJFinance
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3.0253
7Enjaz Pay
Enjaz PayEnjaz Payment Services Company
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3.0232
8مدى Pay
مدى Paymada Payment System
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2.3228
9محفظة Google
محفظة GoogleGoogle LLC
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4.4219
10PayPal
PayPalPayPal Mobile
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4.2205
11Money Tracker - Budget Keeper
Money Tracker - Budget KeeperSHIRA LLC
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4.5196
12تمارا
تماراTAMARA FZE
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4.8194
13Pocket AI
Pocket AIPocket Investments LLC
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4.1181
14Sahm | سهم لتداول الأسهم
Sahm | سهم لتداول الأسهمSahm Capital Financial Company
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4.2151
15Tiqmo
TiqmoTiqmo
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3.4144
16تطبيق مصرف الراجحي للأعمال
تطبيق مصرف الراجحي للأعمالAl Rajhi Bank
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3.7143
17urpay
urpayneoleap
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4.6142
18meem KSA
meem KSAGIB
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4.4136
19Alinma App - تطبيق الإنماء
Alinma App - تطبيق الإنماءAlinma Bank
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4.3131
20تطبيق بنك البلاد
تطبيق بنك البلادBANK ALBILAD
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2.5129
21مُلِمّ
مُلِمّSIMAH
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4.2126
22سلفة
سلفةSulfah
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4.7120
23بسيطة | قسم فاتورتك على كيفك
بسيطة | قسم فاتورتك على كيفكUnited Company for Financial Services
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3.0102
24الإنماء باي | محفظتك اليومية
الإنماء باي | محفظتك اليوميةAlinma Bank
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4.692
25أبيان المالية: ادخر واستثمر
أبيان المالية: ادخر واستثمرAbyan Capital
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3.892
26تطبيق بنك الرياض
تطبيق بنك الرياضRiyad Bank
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4.489
27SNB QuickPay
SNB QuickPayThe Saudi National Bank (SNB)
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4.187
28دراية - تداول بدون عمولة
دراية - تداول بدون عمولةDerayah Financial
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4.086
29دراهم: تابع واستثمر ونم دراهمك
دراهم: تابع واستثمر ونم دراهمكDrahim
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4.383
30Western Union Saudi Arabia
Western Union Saudi ArabiaWestern Union Apps
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3.983
31أسهم وسلع وأخبار Investing.com
أسهم وسلع وأخبار Investing.comINVESTING.com
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4.680
32Mobily Pay
Mobily PayMobily Pay
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4.380
33bKash
bKashbKash Limited
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4.478
34barq
barqBarraq Finance Company
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4.573
35بينانس: اشترِ بتكوين والكريبتو
بينانس: اشترِ بتكوين والكريبتوBinance Inc.
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4.870
36STC Bank
STC BankSTC Bank
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4.663
37NEO
NEOThe Saudi National Bank (SNB)
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4.863
38تابي: أنفق ووفٍّر بكل مرونة
تابي: أنفق ووفٍّر بكل مرونةTabby
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4.759
39تطبيق الراجحي
تطبيق الراجحيAl Rajhi Bank
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4.651
40SNB Mobile
SNB MobileThe Saudi National Bank (SNB)
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4.844
41تمرة المالية: ادخار واستثمار
تمرة المالية: ادخار واستثمارTamra Capital
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4.836
42مورا للتمويل
مورا للتمويلIjarah Development Team
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4.033
43بنك فيجن
بنك فيجنVision Bank SA
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3.929
44بنك D360
بنك D360D360 Bank
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4.125
45Tarmeez Capital ترميز المالية
Tarmeez Capital ترميز الماليةTarmeez Capital
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4.024
46تمويل الأولى
تمويل الأولىTamweel Aloula
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4.413
47Baseeta | Split it your way
Baseeta | Split it your wayProcco Financial Services W.L.L.
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4.210
48urpay
urpayNeoleap
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4.68
49barq
barqBarraq Finance Company
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4.68
50STC Bank
STC BankSTCPay
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4.77

Why Finance Apps Fail in Saudi Arabia

Finance apps that earn the most complaints in Saudi Arabia usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Saudi Arabia.

This page ranks finance apps in Saudi Arabia by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Saudi Arabia, benchmarking your own app against local pain points, or just curious which finance apps users in Saudi Arabia complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.