🇮🇳Worst Finance Apps in India

The most complained-about finance apps in India on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	Moneycontrol - Markets & NewsNETWORK18	iOS	4.2	438
2	HDFC Bank MobileBankingHDFC Bank Ltd.	iOS	3.9	397
3	Paytm: Secure UPI PaymentsPaytm Mobile Solutions	iOS	4.7	371
4	Airtel: Recharge, Bank & LoansAirtel	Android	4.0	371
5	Google Pay: Save, Pay, ManageGoogle	iOS	4.6	368
6	BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)	iOS	4.5	364
7	YONO SBI:Banking and LifestyleState Bank of India	iOS	3.8	355
8	MobiKwik: BHIM UPI & WalletOne Mobikwik Systems Private Limited	iOS	4.6	342
9	Kotak Bank (New)Kotak Mahindra Bank Ltd.	iOS	4.7	320
10	BHIM Bharat's Own Payments AppNational Payments Corporation of India (NPCI)	Android	4.4	302
11	Moneyview: Loans, Credit CardsMONEYVIEW LIMITED	iOS	4.8	295
12	PhonePe Business: Merchant AppPhonePe	Android	4.3	289
13	Jar:Save Money in Digital GoldChangeJar Technologies Pvt. Ltd.	iOS	4.8	283
14	Canara ai1- Mobile Banking AppCanara Bank	iOS	4.0	276
15	POP: UPI, Shop, Credit CardPOPCLUB VISION TECH PRIVATE LIMITED	iOS	4.0	270
16	CRED: Credit Cards, Bills, UPIDreamplug	iOS	4.8	253
17	HDFC Bank App: Banking & CardsHDFC Bank Ltd.	iOS	4.8	245
18	YONO SBI: Banking & LifestyleState Bank of India	Android	4.0	235
19	IPPB Mobile BankingIndia Post Payments Bank Ltd	Android	3.5	231
20	FamApp by Trio: UPI & CardTriotech Solution Pvt Ltd	iOS	4.5	227
21	Kotak Bank: 811 Mobile AppKotak Mahindra Bank Ltd.	iOS	4.8	224
22	super.moneySCAPIC INNOVATIONS PRIVATE LIMITED	iOS	4.7	204
23	My LICLife Insurance Corporation of India	iOS	4.5	191
24	IDFC FIRST Bank: MobileBankingIDFC FIRST BANK LTD	iOS	4.8	177
25	PayRupik Instant Personal LoanSayyam Investments Pvt Ltd	Android	4.0	167
26	mpocket-loan appFlexfin SnapLoan	iOS	4.5	160
27	KreditBee: Personal Loans, UPIFinnovation Tech Solutions Private Limited	iOS	4.4	154
28	Upstox Stocks IPO Mutual FundsUpstox - Stock Market Trading & Demat Account App	Android	4.4	152
29	Angel One: Stocks, Mutual FundAngel One - Stock Market, Demat Account & IPO	Android	4.4	148
30	Google Pay: Secure UPI paymentGoogle LLC	Android	3.9	148
31	Roarbank: RuPay Credit CardUNITY SMALL FINANCE BANK LIMITED	iOS	3.7	148
32	PNB ONEPNB	Android	4.2	144
33	Navi: UPI, Payments, InsuranceNavi Limited	iOS	4.5	135
34	0% EMI Shopping AppSnapmint	Android	4.6	118
35	PhonePe UPI, Payment, RechargePhonePe	Android	4.6	111
36	Groww Stock, Mutual Fund, GoldGroww: Demat, Invest & Trade, Gold, Silver, Loans	Android	4.9	107
37	InterLink NetworkInterlink Labs Inc	Android	4.6	107
38	Bajaj Finance: Loans, UPI & FDBajaj Finance Limited	iOS	4.7	106
39	Redrob SignalRedrob Inc.	Android	3.8	104
40	Jar:Save Money in Digital GoldJar App - Savings & Investments	Android	4.1	99
41	mPokket: Instant Loan AppMaybright Ventures Private Limited	Android	4.6	98
42	HDFC Bank App: Banking & CardsHDFC BANK	Android	4.8	92
43	GoodScore: Credit Score AppArthvit 1809 Tech	Android	4.7	89
44	Canara ai1- Mobile Banking AppCANARA BANK	Android	4.4	87
45	My LICLIFE INSURANCE CORPORATION OF INDIA	Android	4.6	83
46	super.money - UPI by FlipkartSuper.money	Android	4.4	73
47	PhonePe: Secure Payments AppPHONEPE PRIVATE LIMITED	iOS	4.7	72
48	Branch Instant Personal LoanBranch International Financial Services Limited	Android	4.6	72
49	FamApp by Trio: UPI & CardTri O Tech Solutions Pvt Ltd	Android	4.2	72
50	Paytm: Secure UPI PaymentsPaytm - One97 Communications Ltd.	Android	4.8	66

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

🇺🇸United States 🇬🇧United Kingdom 🇩🇪Germany 🇫🇷France 🇹🇷Turkey 🇯🇵Japan 🇧🇷Brazil 🇰🇷South Korea 🇪🇸Spain 🇮🇹Italy 🇷🇺Russia 🇸🇦Saudi Arabia 🇮🇩Indonesia 🇵🇱Poland 🇲🇽Mexico 🇨🇦Canada 🇦🇺Australia

Worst Apps in India by Other Categories

Auto & Vehicles Beauty Books Business Developer Tools Education Entertainment Food & Drink Games Graphics & Design Health & Fitness Lifestyle

See all worst apps in India →

Why Finance Apps Fail in India

Finance apps that earn the most complaints in India usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in India.

This page ranks finance apps in India by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in India, benchmarking your own app against local pain points, or just curious which finance apps users in India complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in India →|Worst Finance (global) →|All worst apps in India →|Full Leaderboard →