🇨🇦Worst Finance Apps in Canada

The most complained-about finance apps in Canada on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	PC Financial MobilePC Bank	Android	4.2	440
2	Manulife MobileThe Manufacturers Life Insurance Company	Android	3.8	406
3	CIBC Mobile Banking®CIBC	Android	3.9	372
4	TD Easy TradeTD Bank Group	Android	3.3	351
5	Intact Insurance: Mobile appIntact Insurance	Android	3.5	344
6	belairdirect digital insurancebelairdirect	Android	4.3	326
7	Desjardins mobile servicesDesjardins	Android	4.7	317
8	my Sun Life (CA)Sun Life	Android	4.3	315
9	Wealthsimple - Grow your moneyWealthsimple	Android	3.4	303
10	Scotiabank Mobile BankingScotiabank	Android	4.7	300
11	BMO Mobile BankingBMO	Android	4.3	277
12	RBC MobileRoyal Bank of Canada	Android	2.9	271
13	Google WalletGoogle LLC	Android	4.4	270
14	Tangerine Mobile BankingTangerine Bank	Android	4.6	269
15	Freecash - Earn MoneyFreecash	Android	4.4	237
16	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	236
17	Testerup: Test & Earn Rewardsaestimium GmbH	Android	4.2	232
18	Intact Insurance: Mobile appIntact Insurance	iOS	4.5	229
19	QuestMobile: Invest & TradeQuestrade	Android	4.6	202
20	Neo FinancialNeo Financial	Android	4.4	190
21	KOHO: Canada's Money AppKOHO Financial	Android	4.8	187
22	BMO Mobile BankingBMO Financial Group	iOS	4.6	173
23	TD CanadaTD Bank Group	Android	4.8	154
24	Capital One CanadaCapital One Services, LLC	Android	4.7	152
25	ScotiabankScotiabank	iOS	4.7	148
26	QuestMobile: Invest & TradeQuestrade Inc.	iOS	4.7	127
27	WealthsimpleWealthsimple	iOS	4.6	120
28	RBC MobileRoyal Bank of Canada	iOS	4.7	114
29	Wise: International TransfersWise Payments Ltd.	Android	4.8	107
30	SplitwiseSplitwise, Inc.	iOS	4.2	100
31	Tangerine Mobile BankingTangerine Bank / Banque Tangerine	iOS	4.7	91
32	CIBC Mobile BankingCIBC	iOS	4.2	87
33	Remitly: Transfer money abroadRemitly	Android	4.8	77
34	National Bank of CanadaBanque Nationale du Canada	Android	4.7	75
35	LemFiPomelo Technology Inc	Android	4.5	69
36	Taptap Send: Money TransferTaptap Send, Inc.	iOS	4.7	63
37	Klarna \| Smarter paymentsKlarna Bank AB	iOS	4.8	55
38	Manulife MobileThe Manufacturers Life Insurance Company	iOS	4.5	47
39	Wise - Global moneyWise Payments Ltd	iOS	4.7	45
40	PayPalPayPal, Inc.	iOS	4.6	42
41	Amex CanadaAmerican Express	iOS	4.9	42
42	TurboTaxIntuit Canada ULC	Android	4.7	37
43	TD CanadaTD	iOS	4.5	34
44	PC Financial MobilePC Bank	iOS	4.7	31
45	Neo FinancialNeo Financial	iOS	4.8	31
46	Bree: Canada's Cash AppBree Technologies Ltd.	Android	4.8	30
47	KOHO: Award-winning Money AppKoho Financial	iOS	4.8	11
48	Remitly: Global money transferRemitly Inc	iOS	4.9	5
49	Testerup: Freecash & Rewardsaestimium GmbH	iOS	4.3	0
50	TurboTaxIntuit Canada ULC	iOS	4.7	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Canada by Other Categories

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Why Finance Apps Fail in Canada

Finance apps that earn the most complaints in Canada usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Canada.

This page ranks finance apps in Canada by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Canada, benchmarking your own app against local pain points, or just curious which finance apps users in Canada complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Canada →|Worst Finance (global) →|All worst apps in Canada →|Full Leaderboard →