🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1Argos Pay
Argos PayNewDay Ltd
How to cancel →
0.0474
2One4all Digital Wallet
One4all Digital WalletOne4all
How to cancel →
4.2466
3NS&I
NS&INS&I
How to cancel →
2.1458
4Argos Pay
Argos PayNewDay Ltd
How to cancel →
3.5455
5PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
How to cancel →
0.0444
6Premium Bonds prize checker
Premium Bonds prize checkerNS&I
How to cancel →
2.6422
7MyAviva - Insurance & finance
MyAviva - Insurance & financeAviva PLC
How to cancel →
0.0420
8Frasers Plus
Frasers PlusTymit LTD
How to cancel →
0.0409
9Compare the Market: Meerkat
Compare the Market: MeerkatCompare the market Limited
How to cancel →
0.0399
10Santander Mobile Banking
Santander Mobile BankingSantander UK plc
How to cancel →
4.6377
11Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel →
4.7376
12Frasers Plus
Frasers PlusTYMIT LTD
How to cancel →
3.5376
13Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel →
4.7371
14Emma - Budget Planner Tracker
Emma - Budget Planner TrackerEmma Technologies LTD.
How to cancel →
4.4345
15LemFi
LemFiPomelo Technology Inc
How to cancel →
4.5342
16SumUp Business
SumUp BusinessSumUp
How to cancel →
4.4339
17Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct Limited
How to cancel →
4.7324
18Splitwise
SplitwiseSplitwise, Inc.
How to cancel →
4.1319
19PayPal - Pay, Send, Save
PayPal - Pay, Send, SavePayPal Mobile
How to cancel →
4.1283
20Barclays
BarclaysBarclays Services Limited
How to cancel →
4.6278
21Compare the Market: Meerkat
Compare the Market: Meerkatcomparethemarket.com
How to cancel →
3.9276
22Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel →
4.8267
23MoneySuperMarket
MoneySuperMarketMoneySupermarket
How to cancel →
4.5250
24Cuvva
CuvvaCuvva Limited
How to cancel →
4.8247
25HMRC
HMRCHMRC
How to cancel →
4.8244
26eToro: Trade. Invest. Connect.
eToro: Trade. Invest. Connect.eToro
How to cancel →
4.2239
27HMRC
HMRCHM Revenue & Customs
How to cancel →
4.7237
28Vanquis Credit Card
Vanquis Credit CardVanquis Bank
How to cancel →
3.6233
29Amex United Kingdom
Amex United KingdomAmerican Express
How to cancel →
4.8233
30Zopa Bank – Mobile Banking
Zopa Bank – Mobile BankingZopa Ltd
How to cancel →
4.9230
31Google Wallet
Google WalletGoogle LLC
How to cancel →
4.2219
32Creation Finance
Creation FinanceCreation Consumer Finance Limited
How to cancel →
4.7215
33HSBC UK Mobile Banking
HSBC UK Mobile BankingHSBC
How to cancel →
4.7214
34Moneybox - Save and Invest
Moneybox - Save and InvestDigital Moneybox Limited
How to cancel →
4.6210
35Zopa Bank – Mobile Banking
Zopa Bank – Mobile BankingZopa Bank Ltd
How to cancel →
4.7205
36Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB (publ)
How to cancel →
4.8202
37NatWest Mobile Banking
NatWest Mobile BankingNational Westminster Bank Public Limited Company
How to cancel →
4.7200
38Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel →
4.1200
39Freecash - Earn Money
Freecash - Earn MoneyFreecash
How to cancel →
4.5176
40Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group
How to cancel →
0.0175
41Testerup: Test & Earn Rewards
Testerup: Test & Earn Rewardsaestimium GmbH
How to cancel →
4.3172
42Hastings Direct Insurance
Hastings Direct InsuranceHastings Direct
How to cancel →
4.7170
43Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB
How to cancel →
0.0164
44Lloyds Mobile Banking
Lloyds Mobile BankingLloyds Banking Group PLC
How to cancel →
4.6163
45Barclays
BarclaysBarclays Services Limited
How to cancel →
4.8162
46MoneySavingExpert
MoneySavingExpertMoneySavingExpert.com
How to cancel →
4.9148
47Experian: Credit Score
Experian: Credit ScoreExperian Ltd.
How to cancel →
4.9145
48Vanquis Credit Card
Vanquis Credit CardVanquis Bank Limited
How to cancel →
4.6140
49Trading 212
Trading 212Trading 212
How to cancel →
4.7136
50Halifax Mobile Banking
Halifax Mobile BankingLloyds Banking Group PLC
How to cancel →
4.6132

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.