🇩🇪Worst Finance Apps in Germany

The most complained-about finance apps in Germany on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	PayPal: Geld senden, verwaltenPayPal, Inc.	iOS	4.8	440
2	S-pushTANStar Finanz GmbH	iOS	4.4	430
3	S-pushTAN - sichere FreigabenStar Finanz GmbH	Android	3.0	416
4	SplitwiseSplitwise, Inc.	iOS	4.1	396
5	My WebIDWebID Solutions GmbH	Android	2.9	393
6	Trade Republic: Broker & BankTrade Republic Bank GmbH	Android	4.2	376
7	Sparkasse Ihre mobile FilialeStar Finanz GmbH	iOS	4.6	368
8	Deutsche BankDeutsche Bank AG	iOS	4.7	366
9	Trade Republic: Broker & BankTrade Republic Bank GmbH	iOS	4.6	363
10	Scalable Capital BankScalable GmbH	Android	3.8	357
11	SumUp Business: POS & KasseSumUp	Android	3.7	342
12	Volkswagen Bank BankingVolkswagen Financial Services AG	iOS	3.6	337
13	ING DeutschlandING Deutschland	Android	3.5	321
14	Scalable Capital BankScalable GmbH	iOS	4.6	314
15	My WebIDWebID Solutions GmbH	iOS	4.5	309
16	Mobiles BezahlenS-Payment GmbH	Android	3.5	305
17	Finanzguru - Konten & Verträgedwins GmbH	iOS	4.7	294
18	Trading 212 - Stocks & ETFsTrading 212	iOS	4.6	292
19	Google WalletGoogle LLC	Android	4.4	270
20	ING DeutschlandING-DiBa AG	iOS	4.8	257
21	XTB Online InvestingXTB S.A.	Android	4.4	256
22	ElsterSecureBayerisches Landesamt fuer Steuern	iOS	4.6	250
23	Sparkasse Ihre mobile FilialeStar Finanz GmbH	Android	4.4	244
24	VR SecureGo plusAtruvia AG	iOS	4.7	243
25	Wero WalletEuropean Payments Initiative	iOS	3.8	238
26	Freecash - Geld verdienenFreecash	Android	4.4	238
27	PayPalPayPal Mobile	Android	4.2	236
28	POSTIDENTDeutsche Post AG	Android	4.4	228
29	Volkswagen Bank photoTANVolkswagen Financial Services AG	iOS	2.2	226
30	Klarna: Verwalte Geld smarterKlarna Bank AB	iOS	4.8	220
31	VR SecureGo plusAtruvia AG	Android	4.7	200
32	Finanzguru - Konten & Verträgedwins GmbH	Android	4.3	198
33	PluxeePluxee International	Android	4.1	172
34	ConsorsbankBNP Paribas S.A. Niederlassung Deutschland	Android	3.7	162
35	tricount - Ausgaben teilenTricount	iOS	4.8	160
36	ChaseJPMorgan Chase	Android	3.4	158
37	Trading 212 - Aktien & ETFsTrading 212	Android	4.5	157
38	PostbankPostbank - eine Niederlassung der Deutsche Bank AG	Android	4.4	155
39	bonify Bonitätsmanagerbonify	Android	3.5	152
40	Revolut — Banking & TradingRevolut Ltd	Android	4.5	149
41	C24 BankC24 Bank GmbH	iOS	4.8	145
42	Klarna: Verwalte Geld smarterKlarna Bank AB (publ)	Android	4.8	143
43	CHECK24CHECK24 GmbH	Android	4.8	141
44	CHECK24CHECK24	iOS	4.8	140
45	Kraken: Crypto und Bitcoin BTCPayward, Inc.	Android	4.4	136
46	SCHUFASCHUFA Holding AG	iOS	3.0	134
47	WiseWise Payments Ltd	iOS	4.8	131
48	Taxfix: Online SteuererklärungTaxfix SE	Android	4.7	129
49	Meine AllianzAllianz Deutschland	Android	4.2	121
50	WISO Steuer - SteuererklärungBuhl Data Service GmbH	iOS	4.8	120

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in Germany by Other Categories

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See all worst apps in Germany →

Why Finance Apps Fail in Germany

Finance apps that earn the most complaints in Germany usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Germany.

This page ranks finance apps in Germany by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Germany, benchmarking your own app against local pain points, or just curious which finance apps users in Germany complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in Germany →|Worst Finance (global) →|All worst apps in Germany →|Full Leaderboard →