๐Ÿ‡ฐ๐Ÿ‡ทWorst Finance Apps in South Korea

The most complained-about finance apps in South Korea on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1DB์†ํ•ด๋ณดํ—˜
DB์†ํ•ด๋ณดํ—˜DB Insurance Co., Ltd.
1.5491
2SSGPAY - ํ˜œํƒ ์œ„์˜ ํ˜œํƒ
SSGPAY - ํ˜œํƒ ์œ„์˜ ํ˜œํƒSSG Payments Corp.
2.1457
3ํ•˜๋‚˜๋จธ๋‹ˆ(ํŠธ๋ž˜๋ธ”๋กœ๊ทธ)
ํ•˜๋‚˜๋จธ๋‹ˆ(ํŠธ๋ž˜๋ธ”๋กœ๊ทธ)Hana Card Co., Ltd.
4.7422
4๋น—์ธ
๋น—์ธBithumb Co., Ltd.
2.1420
5NH pay(NHํŽ˜์ด)
NH pay(NHํŽ˜์ด)NH๋†ํ˜‘์€ํ–‰
3.0371
6ํ•œํˆฌ-ํ•œ๊ตญํˆฌ์ž์ฆ๊ถŒ,MTS,ํˆฌ์ž,์ฆ๊ถŒ,ํ•ด์™ธ์ฃผ์‹,์ฃผ์‹์–ดํ”Œ
ํ•œํˆฌ-ํ•œ๊ตญํˆฌ์ž์ฆ๊ถŒ,MTS,ํˆฌ์ž,์ฆ๊ถŒ,ํ•ด์™ธ์ฃผ์‹,์ฃผ์‹์–ดํ”ŒKorea Investment & Securities Co., Ltd.
2.9347
7์‹ ํ•œ SOLํŽ˜์ด - ์‹ ํ•œ์นด๋“œ ๋Œ€ํ‘œํ”Œ๋žซํผ
์‹ ํ•œ SOLํŽ˜์ด - ์‹ ํ•œ์นด๋“œ ๋Œ€ํ‘œํ”Œ๋žซํผShinhan Card Co., Ltd.
4.2303
8PASS by SKT
PASS by SKTSK Telecom
3.7303
9์–ด์นด์šดํŠธ์ธํฌ-๊ณ„์ขŒ์ •๋ณดํ†ตํ•ฉ๊ด€๋ฆฌ
์–ด์นด์šดํŠธ์ธํฌ-๊ณ„์ขŒ์ •๋ณดํ†ตํ•ฉ๊ด€๋ฆฌKFTC
2.9291
10๋ฉ”๋ฆฌ์ธ SMART (๊ณ„์ขŒ๊ฐœ์„ค ๊ฒธ์šฉ)
๋ฉ”๋ฆฌ์ธ SMART (๊ณ„์ขŒ๊ฐœ์„ค ๊ฒธ์šฉ)Meritz
2.2288
11ํ˜„๋Œ€์นด๋“œ
ํ˜„๋Œ€์นด๋“œHyundaiCard Co., Ltd.
4.8285
12์šฐ๋ฆฌWON๋ฑ…ํ‚น
์šฐ๋ฆฌWON๋ฑ…ํ‚นWoori Bank
4.5279
13์‚ผ์„ฑ์ฆ๊ถŒ mPOP
์‚ผ์„ฑ์ฆ๊ถŒ mPOPSAMSUNG SECURITIES Co., LTD.
2.2272
14๋ชจ๋ฐ”์ผํ‹ฐ๋จธ๋‹ˆ
๋ชจ๋ฐ”์ผํ‹ฐ๋จธ๋‹ˆTmoney Co., Ltd
4.3264
15ํŽ˜์ด๋ถ/ISP
ํŽ˜์ด๋ถ/ISPVP Inc
4.0259
16NH์˜ฌ์›๋ฑ…ํฌ(๋†ํ˜‘์€ํ–‰ ๋Œ€ํ‘œ ํ”Œ๋žซํผ)
NH์˜ฌ์›๋ฑ…ํฌ(๋†ํ˜‘์€ํ–‰ ๋Œ€ํ‘œ ํ”Œ๋žซํผ)NH๋†ํ˜‘์€ํ–‰
3.0255
17๋น—์ธ - ๊ฐ€์ƒ์ž์‚ฐ ๊ฑฐ๋ž˜์†Œ(๋น„ํŠธ์ฝ”์ธ, ์ด๋”๋ฆฌ์›€, ๋ฆฌํ”Œ)
๋น—์ธ - ๊ฐ€์ƒ์ž์‚ฐ ๊ฑฐ๋ž˜์†Œ(๋น„ํŠธ์ฝ”์ธ, ์ด๋”๋ฆฌ์›€, ๋ฆฌํ”Œ)Bithumb
3.0253
18ํ† ์Šค
ํ† ์ŠคViva Republica
3.5253
19์‹ ํ•œ SOL๋ฑ…ํฌ-์‹ ํ•œ์€ํ–‰ ์Šค๋งˆํŠธํฐ ๋ฑ…ํ‚น
์‹ ํ•œ SOL๋ฑ…ํฌ-์‹ ํ•œ์€ํ–‰ ์Šค๋งˆํŠธํฐ ๋ฑ…ํ‚นShinhan Bank
3.5252
20๋„ค์ด๋ฒ„ํŽ˜์ด
๋„ค์ด๋ฒ„ํŽ˜์ดNaver Financial Corporation
4.8251
21monimo(์‚ผ์„ฑ๊ธˆ์œตํ†ตํ•ฉ์•ฑ)์ƒ๋ช… ํ™”์žฌ ์นด๋“œ ์ฆ๊ถŒ ๋ชจ๋‹ˆ๋ชจ
monimo(์‚ผ์„ฑ๊ธˆ์œตํ†ตํ•ฉ์•ฑ)์ƒ๋ช… ํ™”์žฌ ์นด๋“œ ์ฆ๊ถŒ ๋ชจ๋‹ˆ๋ชจSamsungcard Co., Ltd.
4.5248
22ํ† ์Šค
ํ† ์ŠคViva Republica
4.3247
23KB์Šคํƒ€๋ฑ…ํ‚น-์‹ ๋ถ„์ฆ, ๊ฒฐ์ œ, ํ†ต์‹ ๋„ ๋‹ค ๋˜๋Š” ์€ํ–‰
KB์Šคํƒ€๋ฑ…ํ‚น-์‹ ๋ถ„์ฆ, ๊ฒฐ์ œ, ํ†ต์‹ ๋„ ๋‹ค ๋˜๋Š” ์€ํ–‰KB๊ตญ๋ฏผ์€ํ–‰
4.3246
24์—…๋น„ํŠธ - ๊ตญ๊ฐ€๋Œ€ํ‘œ ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฑฐ๋ž˜์†Œ
์—…๋น„ํŠธ - ๊ตญ๊ฐ€๋Œ€ํ‘œ ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฑฐ๋ž˜์†ŒDunamu
2.6244
25๋ฏธ๋ž˜์—์…‹์ฆ๊ถŒ M-STOCK
๋ฏธ๋ž˜์—์…‹์ฆ๊ถŒ M-STOCKMirae Asset Securities Co., Ltd.
3.9238
26Freecash - ๋ˆ๋ฒ„๋Š”์•ฑ
Freecash - ๋ˆ๋ฒ„๋Š”์•ฑFreecash
4.4238
27๊ตญ์„ธ์ฒญ ํ™ˆํƒ์Šค [์†ํƒ์Šค]
๊ตญ์„ธ์ฒญ ํ™ˆํƒ์Šค [์†ํƒ์Šค]๊ตญ์„ธ์ฒญ
1.8236
28๋ชจ๋ฐ”์ผ์ง€๋กœ
๋ชจ๋ฐ”์ผ์ง€๋กœKFTC
1.7224
29์นด์นด์˜คํŽ˜์ด
์นด์นด์˜คํŽ˜์ดkakaopay corp.
4.6212
30์‹ ํ•œ SOLํŽ˜์ด - ์‹ ํ•œ์นด๋“œ ๋Œ€ํ‘œํ”Œ๋žซํผ
์‹ ํ•œ SOLํŽ˜์ด - ์‹ ํ•œ์นด๋“œ ๋Œ€ํ‘œํ”Œ๋žซํผSHINHANCARD
2.9208
31ํ•˜๋‚˜์€ํ–‰, ์ƒˆ๋กœ์›Œ์ง„ ํ•˜๋‚˜์›ํ๋ฅผ ๊ฒฝํ—˜ํ•ด ๋ณด์„ธ์š”
ํ•˜๋‚˜์€ํ–‰, ์ƒˆ๋กœ์›Œ์ง„ ํ•˜๋‚˜์›ํ๋ฅผ ๊ฒฝํ—˜ํ•ด ๋ณด์„ธ์š”Hana Bank
4.5196
32ํ•˜๋‚˜Pay(ํ•˜๋‚˜์นด๋“œ)
ํ•˜๋‚˜Pay(ํ•˜๋‚˜์นด๋“œ)Hana Card
4.6195
33์‚ผ์ฉœ์‚ผ-์„ธ๊ธˆใ†๋ณ‘์›๋น„ ํ™˜๊ธ‰, ํœด๋Œ€ํฐ ์ง€์›๊ธˆ, ์•ฑํ…Œํฌ
์‚ผ์ฉœ์‚ผ-์„ธ๊ธˆใ†๋ณ‘์›๋น„ ํ™˜๊ธ‰, ํœด๋Œ€ํฐ ์ง€์›๊ธˆ, ์•ฑํ…Œํฌ์ž๋น„์Šค์•ค๋นŒ๋Ÿฐ์ฆˆ
4.4195
34์นด์นด์˜ค๋ฑ…ํฌ
์นด์นด์˜ค๋ฑ…ํฌKakaoBank Corp.
3.3191
35์นด์นด์˜ค๋ฑ…ํฌ
์นด์นด์˜ค๋ฑ…ํฌKakaoBank Corp.
3.3184
36ํ‚ค์›€์ฆ๊ถŒ ์˜์›…๋ฌธS#(NEW)
ํ‚ค์›€์ฆ๊ถŒ ์˜์›…๋ฌธS#(NEW)Kiwoom Securities Co., Ltd.
1.9179
37PASS by U+ - ์ธ์ฆ์„ ๋„˜์–ด ์ผ์ƒ์œผ๋กœ PASS
PASS by U+ - ์ธ์ฆ์„ ๋„˜์–ด ์ผ์ƒ์œผ๋กœ PASSLG์œ ํ”Œ๋Ÿฌ์Šค(LG Uplus Corporation)
3.1174
38์šฐ๋ฆฌ์€ํ–‰ ์šฐ๋ฆฌWON๋ฑ…ํ‚น
์šฐ๋ฆฌ์€ํ–‰ ์šฐ๋ฆฌWON๋ฑ…ํ‚นWooriBank
4.8147
39๋ถ€๋™์‚ฐ ์ „์ž๊ณ„์•ฝ
๋ถ€๋™์‚ฐ ์ „์ž๊ณ„์•ฝMinistry of Land, Infrastructure and Transport
1.2145
40KB์†ํ•ด๋ณดํ—˜ ๊ณต์‹์•ฑ (๋Œ€ํ‘œ+๋‹ค์ด๋ ‰ํŠธ ํ†ตํ•ฉ)
KB์†ํ•ด๋ณดํ—˜ ๊ณต์‹์•ฑ (๋Œ€ํ‘œ+๋‹ค์ด๋ ‰ํŠธ ํ†ตํ•ฉ)KB INSURANCE CO,.LTD.
3.7143
41PASS by SKT โ€“ ์ธ์ฆ์„ ๋„˜์–ด ์ผ์ƒ์œผ๋กœ PASS
PASS by SKT โ€“ ์ธ์ฆ์„ ๋„˜์–ด ์ผ์ƒ์œผ๋กœ PASSSKTelecom
3.7142
42์šฐ๋ฆฌ์นด๋“œ ์šฐ๋ฆฌWON์นด๋“œ
์šฐ๋ฆฌ์นด๋“œ ์šฐ๋ฆฌWON์นด๋“œ์šฐ๋ฆฌ์นด๋“œ
4.8127
43ํ˜„๋Œ€์นด๋“œ
ํ˜„๋Œ€์นด๋“œHyundai Card
4.7123
44KB Pay
KB PayKB๊ตญ๋ฏผ์นด๋“œ
3.8118
45monimo(์‚ผ์„ฑ๊ธˆ์œตํ†ตํ•ฉ์•ฑ)์ƒ๋ช… ํ™”์žฌ ์นด๋“œ ์ฆ๊ถŒ ๋ชจ๋‹ˆ๋ชจ
monimo(์‚ผ์„ฑ๊ธˆ์œตํ†ตํ•ฉ์•ฑ)์ƒ๋ช… ํ™”์žฌ ์นด๋“œ ์ฆ๊ถŒ ๋ชจ๋‹ˆ๋ชจSamsung Card
4.1112
46ํ•˜๋‚˜์€ํ–‰, ํ•˜๋‚˜์›ํ๋Š” ์ฆ๊ฑฐ์šด ํ˜œํƒ์ด ๊ฐ€๋“ํ•œ ์€ํ–‰ ์•ฑ
ํ•˜๋‚˜์€ํ–‰, ํ•˜๋‚˜์›ํ๋Š” ์ฆ๊ฑฐ์šด ํ˜œํƒ์ด ๊ฐ€๋“ํ•œ ์€ํ–‰ ์•ฑHanabank
4.3104
47์นด์นด์˜คํŽ˜์ด
์นด์นด์˜คํŽ˜์ดkakaopay corp.
2.9103
48์‹ค์†24
์‹ค์†24Korean Insurance Development Institute Inc.
2.193
49ํ•˜๋‚˜๋จธ๋‹ˆ(ํŠธ๋ž˜๋ธ”๋กœ๊ทธ)
ํ•˜๋‚˜๋จธ๋‹ˆ(ํŠธ๋ž˜๋ธ”๋กœ๊ทธ)HANA CARD
4.779
50NH์Šค๋งˆํŠธ๋ฑ…ํ‚น
NH์Šค๋งˆํŠธ๋ฑ…ํ‚น๋†ํ˜‘
3.579

Why Finance Apps Fail in South Korea

Finance apps that earn the most complaints in South Korea usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in South Korea.

This page ranks finance apps in South Korea by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in South Korea, benchmarking your own app against local pain points, or just curious which finance apps users in South Korea complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.