🇵🇱Worst Finance Apps in Poland

The most complained-about finance apps in Poland on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#AppRatingNegative Reviews
1mBank PL - Twój bank i finanse
mBank PL - Twój bank i finansemBank S.A.
4.6326
2XTB Online Investing
XTB Online InvestingXTB S.A.
4.4256
3Alior Mobile
Alior MobileAlior Bank S.A.
3.9245
4Moje ING mobile
Moje ING mobileING Bank Slaski S A
4.8229
5Portfel Google
Portfel GoogleGoogle LLC
4.4221
6PayPal
PayPalPayPal Mobile
4.2202
7ZEN.COM – Cashback i płatności
ZEN.COM – Cashback i płatnościZEN.COM
4.3196
8PeoPay
PeoPayBank Pekao SA
4.9144
9BNP Paribas GOmobile
BNP Paribas GOmobileBNP Paribas Bank Polska S.A.
4.4143
10Klarna: MÄ…drzejsze finanse
Klarna: MÄ…drzejsze finanseKlarna Bank AB (publ)
4.8142
11Bank Millennium
Bank MillenniumBank Millennium SA
4.9138
12IKO
IKOPKO Bank Polski SA
4.7129
13Erste
ErsteErste Bank Polska S.A.
4.7110
14Revolut — Bank i Inwestowanie
Revolut — Bank i InwestowanieRevolut Ltd
4.594
15CA24 Mobile — pełna korzyści
CA24 Mobile — pełna korzyściCredit Agricole Bank Polska S.A.
3.876
16mojePZU mobile
mojePZU mobilePZU
3.570
17Santander Consumer Bank
Santander Consumer BankSantander Consumer Bank S.A.
2.958
18e-UrzÄ…d Skarbowy
e-Urząd SkarbowyMinisterstwo Finansów, Warszawa, Polska
4.423
19OANDA TMS Brokers Forex Akcje
OANDA TMS Brokers Forex AkcjeOanda TMS Brokers S.A.
4.122
20e-pity
e-pitye-file sp. z o.o.
4.86
21e-UrzÄ…d Skarbowy
e-Urząd SkarbowyMinisterstwo Finansów
3.00
22PITax Twoje rozliczenie PIT
PITax Twoje rozliczenie PITPITax. Oficjalne rozliczenie e-PIT
4.90
23mBank PL - Twój bank i finanse
mBank PL - Twój bank i finansemBank S.A.
4.80
24ZEN.COM – Mobile Wallet
ZEN.COM – Mobile WalletUAB ZEN.COM
4.80
25Santander Consumer Bank
Santander Consumer BankSantander Consumer Bank S.A.
4.90
26XTB Online Investing
XTB Online InvestingXTB S A
4.70
27Klarna: Smarter everyday money
Klarna: Smarter everyday moneyKlarna Bank AB
4.80
28BNP Paribas GOmobile
BNP Paribas GOmobileBNP Paribas Polska SA
4.80
29Splitwise
SplitwiseSplitwise, Inc.
4.00
30PeoPay
PeoPayBank Pekao SA
4.70
31PayPal - Send, Manage, Pay
PayPal - Send, Manage, PayPayPal, Inc.
4.60
32IKO
IKOPKO BP S.A.
4.80
33tricount: Split & Settle Bills
tricount: Split & Settle BillsTricount
4.80
34Bank Millennium
Bank MillenniumMillennium bcp
4.80
35Moje ING mobile
Moje ING mobileING Bank Slaski S.A.
4.90
36Revolut — Mobile Finance
Revolut — Mobile FinanceRevolut Ltd
4.90
37Erste mBanking
Erste mBankingErste banka HR
4.90
38SkyCash
SkyCashSkyCash
3.00
39Alior Mobile
Alior MobileALIOR BANK S.A.
4.60
40Erste
ErsteSantander Bank Polska S.A.
4.70
41CA24 Mobile – pełna korzyści
CA24 Mobile – pełna korzyściCredit Agricole Bank Polska S.A.
4.80
42UniCredit PL, BE
UniCredit PL, BEUniCredit NV/SA
4.60
43Santander Mobile Banking
Santander Mobile BankingSantander UK plc
4.80

Why Finance Apps Fail in Poland

Finance apps that earn the most complaints in Poland usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Poland.

This page ranks finance apps in Poland by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in Poland, benchmarking your own app against local pain points, or just curious which finance apps users in Poland complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.