🇬🇧Worst Finance Apps in United Kingdom

The most complained-about finance apps in United Kingdom on App Store and Google Play, ranked by total negative reviews (1-2 stars) from real users. Updated weekly.

#	App	Platform	Rating	Negative Reviews
1	One4all Digital WalletOne4all	Android	4.2	466
2	Argos PayNewDay Ltd	iOS	1.4	463
3	NS&INS&I	iOS	2.1	458
4	Premium Bonds prize checkerNS&I	iOS	2.6	422
5	Frasers PlusTymit LTD	iOS	4.7	395
6	Santander Mobile BankingSantander UK plc	Android	4.7	369
7	Testerup: Freecash & Rewardsaestimium GmbH	Android	3.9	359
8	Emma - Budget Planner TrackerEmma Technologies LTD.	Android	4.4	345
9	LemFiPomelo Technology Inc	Android	4.5	342
10	HMRCHM Revenue & Customs	Android	4.6	271
11	Hastings Direct InsuranceHastings Direct	Android	4.5	258
12	Amex United KingdomAmerican Express	iOS	4.8	233
13	Zopa Bank – Mobile BankingZopa Ltd	iOS	4.9	230
14	Google WalletGoogle LLC	Android	4.3	222
15	Creation FinanceCreation Consumer Finance Limited	Android	4.7	215
16	Zopa Bank – Mobile BankingZopa Bank Ltd	Android	4.7	205
17	Testerup: Freecash & Rewardsaestimium GmbH	iOS	4.3	204
18	PayPal - Pay, Send, SavePayPal Mobile	Android	4.2	203
19	HSBC UK Mobile BankingHSBC	Android	4.7	199
20	Vanquis Credit CardVanquis Bank	Android	3.7	194
21	Moneybox - Save and InvestDigital Moneybox Limited	Android	4.7	189
22	NatWest Mobile BankingNational Westminster Bank Public Limited Company	Android	4.7	186
23	Klarna: Smarter everyday moneyKlarna Bank AB (publ)	Android	4.8	169
24	Trading 212: Stocks, ETFs, ISATrading 212	Android	4.6	157
25	MoneySavingExpertMoneySavingExpert.com	iOS	4.9	148
26	Monzo Bank - Mobile BankingMonzo	Android	4.8	143
27	HSBC UK Mobile BankingHSBC Global Services (UK) Limited	iOS	4.8	142
28	Nationwide Banking AppNationwide Building Society	Android	4.7	133
29	Vanquis Credit CardVanquis Bank Limited	iOS	4.6	133
30	Monzo Bank - Mobile BankingMonzo Bank Limited	iOS	4.9	106
31	Sprive - Mortgage Free, FasterSprive Limited	Android	4.7	104
32	Zable - Mobile FinanceZable	Android	4.8	103
33	Chase UKJPMorgan Chase	Android	4.7	103
34	Revolut — Banking & BeyondRevolut Ltd	Android	4.7	94
35	Capital One UKCapital One (Europe) PLC	Android	4.8	87
36	Halifax Mobile BankingLloyds Banking Group PLC	Android	4.6	78
37	Experian: Credit ScoreExperian Limited	Android	4.6	71
38	MoneySavingExpertMoneySavingExpert.com	Android	4.8	68
39	BarclaysBarclays Services Limited	Android	4.6	67
40	Lloyds Mobile BankingLloyds Banking Group PLC	Android	4.7	61
41	Legal & GeneralLegal & General Resources Limited	Android	4.8	45
42	Legal & GeneralLegal & General	iOS	4.8	25
43	Argos PayNewDay Ltd	Android	3.7	16
44	Revolut — Mobile FinanceRevolut Ltd	iOS	4.9	12
45	myEquifax UKEquifax Incorporated	Android	2.1	9
46	Sage IndividualSage Global Services Ltd	Android	4.3	2
47	Creation FinanceCreation Consumer Finance Limited	iOS	4.7	0
48	Lloyds Mobile BankingLloyds Banking Group	iOS	4.8	0
49	Hastings Direct InsuranceHastings Direct Limited	iOS	4.7	0
50	NatWest Mobile BankingNational Westminster Bank plc	iOS	4.8	0

Worst Finance Apps in Other Countries

See how the same finance apps fare across other markets.

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Worst Apps in United Kingdom by Other Categories

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See all worst apps in United Kingdom →

Why Finance Apps Fail in United Kingdom

Finance apps that earn the most complaints in United Kingdom usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in United Kingdom.

This page ranks finance apps in United Kingdom by total number of negative reviews (1-2 stars). Whether you are researching competitors before launching a finance app in United Kingdom, benchmarking your own app against local pain points, or just curious which finance apps users in United Kingdom complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.

See best finance apps in United Kingdom →|Worst Finance (global) →|All worst apps in United Kingdom →|Full Leaderboard →