🇻🇳Worst Finance Apps in Vietnam

The most complained-about finance apps in Vietnam on App Store and Google Play, ranked by total negative reviews (1-3 stars) from real users. Updated monthly.

#AppRatingNegative Reviews
1TPBank Mobile
TPBank MobileTPBank
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3.4454
2Agribank Plus
Agribank PlusVNPAY
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3.4436
3VietinBank iPay
VietinBank iPayVietinBank
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3.2419
4VPBank NEO
VPBank NEOVPBANK
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3.6411
5MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AIM_SERVICE JSC
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4.2405
6ShopeePay - Tài Chính Dễ Dàng
ShopeePay - Tài Chính Dễ DàngSHOPEEPAY JOINT STOCK COMPANY
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3.8404
7SACOMBANK PAY
SACOMBANK PAYSacombank
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3.3403
8VCB Digibank
VCB DigibankVietcombank
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2.9401
9Techcombank Mobile
Techcombank MobileVIETNAM TECHNOLOGICAL COMMERCIAL JOINT STOCK BANK
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4.5375
10BIDV SmartBanking
BIDV SmartBankingNHTMCP Đầu tư và Phát triển Việt Nam (BIDV)
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3.0374
11MB Bank
MB BankMB Bank
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4.7369
12CAKE - Ngân hàng số
CAKE - Ngân hàng sốCake DigitalBank
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4.0308
13Viettel Money
Viettel MoneyViettel Digital Services
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4.6300
14Zalopay-Thanh toán & Tài chính
Zalopay-Thanh toán & Tài chínhZION JOINT STOCK COMPANY
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4.5121
15Home Credit Tài Chính Online
Home Credit Tài Chính OnlineHome Credit Viet Nam
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4.791
16VayDễ-Thanh Toán Nhanh
VayDễ-Thanh Toán NhanhPT STARKA PRO INDONESIA
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4.825
17FE ONLINE 2.0
FE ONLINE 2.0FE Credit
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4.221
18Tiền24-duyệt dễ
Tiền24-duyệt dễNUR HASAN ARIFIEN
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4.621
19MSB Digital Bank
MSB Digital BankVIETNAM MARITIME COMMERCIAL JOINT STOCK BANK
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2.819
20VCB Digibank
VCB DigibankVietcombank JSC
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3.410
21Techcombank Mobile
Techcombank MobileVIETNAM TECHNOLOGICAL AND COMMERCIAL JOINT STOCK BANK
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0.010
22VPBank NEO
VPBank NEOVIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
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4.89
23Zalopay-Thanh toán & Tài chính
Zalopay-Thanh toán & Tài chínhZION JOINT STOCK COMPANY
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4.89
24HATACO VAY
HATACO VAYHATACO VNE TC TM DV COMPANY LIMITED
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0.09
25FE ONLINE 2.0
FE ONLINE 2.0FECredit
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4.39
26VietinBank iPay
VietinBank iPayVietinBank
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4.68
27MSB Digital Bank
MSB Digital BankVietnam Maritime Commercial Joint Stock Bank
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0.08
28TPBank Mobile
TPBank MobileTienPhongBank
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4.48
29ShopeePay - Tài Chính Dễ Dàng
ShopeePay - Tài Chính Dễ DàngSHOPEEPAY JOINT STOCK COMPANY
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4.18
30Viettel Money
Viettel MoneyViettel Telecom
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4.77
31MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AIM-SERVICE JSC
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0.07
32MB Bank
MB BankMB Bank
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4.77
33PT Vay Nhanh
PT Vay NhanhPhu Thinh People‘s Credit Fund
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4.56
34CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪gVIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
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4.66
35G-Petro Vay
G-Petro VayGLOBAL PETRO COMMERCIAL ONE MEMBER LIMITED BANK - ASSET MANAGEMENT COMPANY LIMITED
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4.66
36LPBank Plus
LPBank PlusFortune Vietnam Joint Stock Commercial Bank
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0.06
37Agribank Plus
Agribank PlusVNPAY
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3.25
38LPBank Plus
LPBank PlusNgân hàng TMCP Lộc Phát Việt Nam
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3.25
39Home Credit Tài Chính Online
Home Credit Tài Chính OnlineHome Credit Vietnam Finance Company Ltd.
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4.84
40Think Vay
Think VayRADONKRIT COMPANY LIMITED
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4.74
41Dola Dong
Dola DongTC HATACO VNE TRADING SERVICE COMPANY LIMITED
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4.74
42BIDV SmartBanking
BIDV SmartBankingBIDV
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3.82
43VBSP SmartBanking
VBSP SmartBankingTrung tâm CNTT - Ngân hàng Chính sách xã hội
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3.82

Why Finance Apps Fail in Vietnam

Finance apps that earn the most complaints in Vietnam usually share the same failure patterns: missing local payment methods, broken integrations with country-specific services, slow servers, missing language support, or feature parity gaps with the global version. Reviews concentrate around the moment a finance feature works in the US or UK but breaks in Vietnam.

This page ranks finance apps in Vietnam by total number of negative reviews (1-3 stars). Whether you are researching competitors before launching a finance app in Vietnam, benchmarking your own app against local pain points, or just curious which finance apps users in Vietnam complain about most: this data shows you what is actually happening on the ground, not what marketing pages claim.