Is Cleo Legit? Does It Give Cash Advance? (2026)
Cleo AI has 5M+ installs and a 4.7 store rating, but its 1-star reviews tell a harsher story: a paid subscription you have to buy before you can even see if you qualify, a cash advance that shrinks or gets denied once there is no direct deposit, express fees on top, and charges that keep hitting after you cancel. What the negative reviews really say about the Cleo cash advance app.